iWealth Podcast

Every time we look at our phones, it seems something terrible has happened. Here’s how to monitor current events in a healthy way.   

Rather than clicking automatically on the dramatic headline, try following more outlets that focus on stories of progress, hope and kindness – share those stories, too. And when the inevitable bad news does hit the headlines, try to see whether it’s really telling the whole  story.   

"And remember that problems are inevitable, but problems are solvable.” 

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You decided you should buy a life insurance policy, but now you have one all too common question: How much life insurance do I really need?  

It's important not to underestimate your ideal amount of life insurance.  A recent study found that one in three people say they don't have enough coverage. Remember to calculate for future expenses as well. J.P.  gives us insight in today's podcast.   

The sweet and simple answer is 10–12 times your annual income. Why 10–12  times? Because if you die, that amount replaces your salary and gives your family a comfortable financial cushion while they recover from their loss. It also gives them money they can invest for future income.  Buying 10–12 times coverage guarantees that whatever else your family

Setting short-term financial goals, as well as mid-term and long-term, is an important step toward becoming financially secure. If you aren’t working toward anything specific, you’re likely to spend more than you should. You’ll then come up short when you need money for unexpected bills, not to mention when you want to retire. J.P. shares his plans and tips for a great retirement.

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Landing a raise at work is a big achievement. Major kudos. It helps justify the job you are doing and makes you feel like a valuable part of your company. But salary increases are never guaranteed. They tend to be directly correlated to the success of the business and the economy.  And let’s face it: It can be easy to get a raise at work and then continue living your life business as usual without making the most of those extra funds.

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Landing a raise at work is a big achievement. Major kudos. It helps  justify the job you are doing and makes you feel like a valuable part of  your company. But salary increases are never guaranteed. They tend to  be directly correlated to the success of the business and the economy.  And let’s face it: It can be easy to get a raise at work and then  continue living your life business as usual, without making the most of  those extra funds.

The need for food assistance is greater than ever this year.

Please consider donating to help fund the Holiday Food Baskets, distributed by the Waseca Area Neighborhood Service Center!

https://iwealth4me.com/giving-back/holiday-food-drive/

Regardless of good health and well-being in the present, aging brings the ever-present possibility for a change in well-being and the need for new care.   While planning for unpleasant events may not be the most pleasant topic,  doing so will ensure that your loved ones are prepared and protected in case of emergencies. Planning ahead lays a foundation for peace of  mind and reduced stress for seniors and their caregivers alike

iWealth

Regardless of good health and well-being in the present, aging brings  the ever-present possibility for a change in well-being and the need for  new care.   While planning for unpleasant events may not be the most pleasant topic,  doing so will ensure that your loved ones are prepared and protected in  case of emergencies. Planning ahead lays a foundation for peace of  mind, and reduced stress for seniors and their caregivers alike

People often put more thought into preparing for the family vacation—the transportation, the timing, the meals—than planning for the end-of-life experience we’ll all have.  You can leave your family scrambling to make arrangements—or calmly execute your wishes. Here's what you need to know about planning for  the end of life, whether it's happening in months, years, or decades.

iWealth

People often put more thought into preparing for the family vacation—the  transportation, the timing, the meals—than planning for the end-of-life  experience we’ll all have.  You can leave your family scrambling to make arrangements—or calmly  executing your wishes. Here's what you need to know about planning for  the end of life, whether it's happening in months, years, or decades.

If you could retire from work today, what would you do with your time? Would you travel, spend more time with your families, volunteer or pursue a favorite hobby? Well, what if I told you that you could do all of those things -NOW- and still have money to plan comfortably for the future you desire? Yes, that’s actually possible. Shawn explains in today's podcast.

It's an exciting time at iWealth. We are happy to have extra team members serving our clients well. Brad shares his excitement for the  iWealth Team.

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Buying a new home could be a great way to start your golden years, bu t  there are some considerations to think through first.    If you're buying a new house for retirement, it's important to consider certain factors. This purchase may call for even more careful consideration than your first home because your house for retirement will need to potentially meet your changing needs as you age.  If you're wondering what to look for when buying a retirement home,  listen to this podcast.