Jae'$ Corner Podcast

This Isn't a Book or Movie Review Podcast, BUT...

The book and the movie The Big Short appeal to our favorite national pastime, namely "Find Someone to Blame."

When you attempt to use this attitude, without the complete set of facts, while considering Medicare, you may be making a mistake, and that mistake can feed on itself. And who suffers the consequences? Take one guess....

People Make Expensive Mistakes

The podcast describes a situation where the married Medicare beneficiary has not been completely informed, and then the family makes the error even worse. Ugh.

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My Interview with Art Lewis

Art has invited me back to WSGW, where I have appeared 10 times over the past 3 years. We met again yesterday, April 16th, and I appeared on The Art Lewis Show.

We talked about a Michigan-specific matter, and perhaps more importantly, we spoke about the decision-making required by those that are currently working, and delaying enrollment in Medicare.

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I received an email, titled "A Great Email from a Fellow Senior in Mesa, Arizona."

It is totally, utterly wrong. It will do much more harm than anything else. Here's why.

CIGNA had sales of its Medicare Advantage and Part D plans suspended by the CMS. That isn't very comforting, of course, but it highlights the severe penalties that the CMS can impose.

Employees of small businesses have the right to delay enrollment in Part B if they are covered by the health insurance provided by the employer. However, beginning in July 2017, the existing plan may not provide coverage in certain instances. SO, that means an unexpected surprise is very likely to arrive in Q3 2016.

Questions, feedback: [email protected]

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This Happens: billing departments, patient advocates, Division on Aging (MAPP) don't have the correct, updated information. This is particularly worrisome, since many patients rely on this (incorrect) information.

Also, the General Enrollment Period ends on March 31st. For those that have not enrolled in Medicare Part A and/or Part B when first turning 65, or after they retire (if after the age of 65), then these are some guidelines.

Questions, feedback: [email protected]

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January 1 - February 14: Medicare Advantage Disenrollment Period

Happy New Year!

If you want to switch to Medigap, you need to do so NOW. The reason: there are multiple steps, and the order matters.

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Medicare changes keep coming, and you can expect more in the future. THE MARKET CHANGES because there are 55 Million Medicare beneficiaries, 10000 turn 65 years old every day, and oh yeah, the government is running a deficit (if you didn't already know this. Add in the fact that carriers are competing for your business while they are trying to remain profitable, and you don't need to know anything about insurance to understand that changes are inevitable.

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Medigap Plan C and Plan F will be eliminated in 2020. This was predicted in the book, and some other observations, because the way that people can think about their

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Medicare's "Doc Fix" will affect Medicare beneficiaries, because the bottom line is that someone has to pay. This should not be a surprise to anyone, so the question is how to deal with the inevitable.

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