James Kinston is the "Paul Revere of Auto Debt."  An award-winning podcast and site educates many on how to pay cash for a quality car.

The skill to "Buy a Beater:"  it's not just the used car lot down the street.

He's had how many cars?

People buy into the lie that you have to have a new car.  That's marketing from the auto companies.

The average car loan payment is $482/month.

If you take that one car payment and invest it over 40 years, you can be a millionaire.

How do you define a "Hoopty?"

The kind of car you can get for $3000 - $5000.

"When you get a raise, your lifestyle will rise with the increase."  Not true.

"You will always have a car payment."  Not true.

MJ DeMarco, Millionaire Fast Lane

Retirement savings is pitiful.

Be intentional with your money.

Take care of the things that are most important to you first.

People don't change their personality when they have money. If you someone is making late payments now, they will still make late payments when they have money."

Larry Winget, You're Broke Because You Want to Be

Dave Ramsey, Total Money Makeover

Thomas Stanley, The Millionaire Next Door

Tweet:  "Make the saving painless and the spending painful."

Buying vs. Leasing a Car  $475/ month to buy or $425/month to lease sound like a savings.  Is it really?

Connect with James

Cash Car Convert, the FB Group

@cashcarconvert

CashCarConvert.com