JayL Podcast

JayL Podcast

By Jay LopezBusiness
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JayL Podcast episodes

  • 001 How many credit cards is too many

    How many credit cards is too many?

    It’s one of the most common personal finance questions — and the answer isn’t as simple as a number.

    In this episode, we break down how credit cards actually impact your credit score, why most people use them the wrong way, and how to take control of your finances without feeling overwhelmed.

    You’ll learn:

    • How many credit cards you should really have
    • Why credit card usage matters more than the number of cards
    • The biggest mistakes people make with credit
    • How to manage multiple credit cards the right way
    • Simple steps to improve your credit score and reduce debt

    We also answer real questions like:

    • Why do people with good income still feel broke?
    • Should you pay off debt or save at the same time?

    If you’re trying to build credit, pay off debt, or just understand how money really works in everyday life — this episode is for you.

    📩 Want the full checklist?
    I broke this episode down into a simple, step-by-step system you can follow.
    👉 Join the newsletter here: https://privycommerce.beehiiv.com/


    28 min
  • Episode #3 (Feb. 02/ Vic)

    Episode #3, WE ARE BACK! My cousin Vic and myself took a long lay away during the holidays but we are back to give our great arguments, talk about the world, and where we at today in the world of sports! We had technical difficulties at the beginning but we managed to pull through! Thank you for everyone that has stayed true to us and we will continue to give new episodes weekly and bringing on a different twist to give out more content from here on out!

    1 hr 6 min
  • Episode #2 (Oct. 24/ Vic)

    Episode 2, we continue my conversation with my cousin Vic as we dig into the MMA world and this huge weekend for the UFC. The upcoming fight between Khabib Nurmagomedov Vs Justin Gaethje, to determine the undisputed Lightweight Champion. We go into the thinking of a fighter and dive into the recent buzz for the NFL with Antonio Brown being acquired for Tampa Bay!

    1 hr 26 min
  • Episode #1 (Oct. 16/ Vic)

    Episode 1, with my first guest, cousin Vic, we get in depth in the current MMA world and get into the high points of this past week and peak into the upcoming events of Fall 2020 and early 2021! Quick recap on how the NBA finals concluded and how this season seemed to us in our point of view! 

    1 hr 9 min

About JayL Podcast

From the publisher's feed

Money isn’t just numbers—it’s decisions. This personal finance podcast breaks down real-life money situations like credit cards, debt, and big purchases in a simple, relatable way. No jargon, just practical advice to help you build credit, pay off debt, and make smarter financial decisions. Each episode answers real questions and connects to a weekly newsletter with tools and strategies to help you take control of your money.