This holiday-themed episode of the Common Sense Investing Show focused on critical retirement planning issues as the year ends. Victor McClure and Steve Ringo discussed the true pillars of retirement readiness—emphasizing not just how much you’ve saved, but how much income you’ll need to maintain your lifestyle in retirement. They unpacked rules of thumb, touched on alternative income solutions and stressed the value of building a resilient plan that protects both surviving spouses and overall legacy.

In the second half, legacy planning and charitable giving took center stage, with advice on Qualified Charitable Distributions (QCDs) from IRAs. Healthcare costs and long-term care were flagged as potential wildcards in later retirement years, with cautions about rising insurance premiums and suggestions for alternatives to traditional policies. The hosts encouraged listeners to take a holistic, math-driven approach—running the numbers, consulting professionals, and enjoying life’s experiences without jeopardizing their long-term plans.


For more information about Victor McClure, Steve Ringo and the McClure Capital team, visit https://mcclurecapital.com/