Finding a partner who values their role as a husband or wife and is committed to fulfilling those roles can significantly contribute to a harmonious balance between individual goals and shared dreams in a marriage.

We all know how life can throw curveballs at us when we least expect them. In my case, it was an unexpected financial setback. I was struggling to make ends meet, and one critical bill had gone unpaid for far too long. It was the utility bill, and I knew that if it wasn't paid soon, I'd be facing the prospect of having my utilities cut off.

Welcome back to 'Journey into Finance - A Mother's Financial Journey.' In this episode, we've embarked on a fascinating journey across the generations, exploring the art of budgeting at different stages of life. From the vibrant twenties to the bustling thirties and forties, all the way to the golden years beyond fifty, there's wisdom to be found in every age.

In your twenties, it's about setting the foundation. It's about learning the art of financial responsibility and building a budget that helps you achieve your dreams. It's understanding that while your paycheck might not be the biggest, your potential for growth is unlimited.

In your thirties and forties, the budget becomes a family affair. It's about finding harmony between career ambitions and family responsibilities. It's saving for those life-defining moments like homeownership, your children's education, and the sweet anticipation of retirement.

And as you cross that half-century mark and beyond, the budget transforms yet again. It's about playing catch-up, ensuring you have the resources to enjoy a comfortable retirement. It's about safeguarding your health and legacy, and it's about savoring the fruits of your labor without the shadow of financial stress.

The wisdom of budgeting transcends generations. It's not just about numbers; it's about securing your future, fulfilling your dreams, and leaving a lasting legacy. As we navigate this financial journey together, remember that these are not just practical tips; they are timeless principles that can guide you through every stage of life.

So, whether you're just starting your financial journey or you're a seasoned budgeting pro, the key is to set realistic goals, adapt your plan as life unfolds, and always strive for financial security and peace of mind.

In the end, sound financial practices know no age. They are the compass that helps you navigate the ever-changing seas of life. Join us as we continue to explore the world of personal finance and uncover the wisdom of budgeting through the ages. Until next time,

Peace, love, and prosperity!

Welcome back to another episode of Journey into Finance. This episode is a little more personal. I discuss my career and what worked financially and what didn't. Let's dive in...

Welcome to Journey into Finance with ENTowner as your host. Financial resilience is what this episode is about. "Life gets hard, so I gotta go hard!" Get your pencils and paper ready as I delve into creating, and building a financial safety net for you and your family. It is also going to help build confidence in your abilities to master your finances. Let's go!!

There comes a time in life when you have to push the baby birds out of the nest so they can learn how to fly. This true story is about being a springboard for two special young ladies to help themselves. However, things don't go as planned. Lessons learned.

Hello and welcome to this episode of Journey into Finance- a mother's journey with your host En Towner, author of Journey into Finance, blogger and advocate of financial literacy. In a previous episode of my podcast called Master the Game I spoke a little bit about credit and after a suggestion from one of our listeners in addition to a conversation with one of my daughters, I decided to delve a bit deeper on how I established a credit score over 700 and watched it fall down to 300 and started my own credit repair. Thanks for joining and for your financial support. 

Suggestions for the audience name can be sent to etjourne.com/contact.