In today's show, Shana and Seth discuss the dangers of market timing, providing an example of the worst-case scenario. In the midst of this warning, they answer listener questions about asset allocation strategies using ETFs. They also briefly address how CD interest rates work and offer advice on asset allocation for a listener's grandchildren. Become a Financial Issues Partner today! For $132 a year, you get full access to our stock picks, asset allocation models, and so much more. Join right here!

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Today's show is sponsored by Pre-Born. Learn how you can save the lives of babies, and spread the gospel of Jesus Christ, by visiting Preborn.com/shana for more.