Many believe it’s a good idea to use a credit card for unexpected expenses when you can’t pay for the emergency. However, this can turn your one-time cost into months or years of debt payoff.

One quick steps you can take now, to help protect yourself and keep tabs on your data.

Every year about 40 to 45% of adults in America make a New Year's resolution, with the top three goals being weight loss, to stop smoking and to save money.

According to a study published in the Journal of Clinical Psychology, only 8% of the people who set New Year's goals actually achieve them.

And about 80% will give up in the first two weeks.

In this podcast, Abdul provides the essential components of setting financial goals for the new year.

Definition of Alternative Investment:

So, in a more broader definition we are talking about assets that are not part of the traditional asset classes retail investors would be familiar with:

Cash and Cash Equivalents

Stocks

Bonds

Mutual Funds

In the last podcast, I talked about why it’s important to start investing early. In this podcast, I will be talking about different investment products, to begin with.

IN THE BEGGING OF THE PODCAST I will be talking about some essential retirement account products provided to you through your employer, that should take advantage of first.

Then later in my podcast, I will discuss the benefits of investing in a mutual fund. @19:01

In this podcast, Abdul talks about the importance of investing early and provides you with the action steps to get started. This podcast is part one of the investment series.

In this podcast, Abdul sits down with Rob Ansah who's a real estate agent with Long & Foster to discuss the home buying process. His entire life has been built on building lifelong relationships and serving others with authenticity and integrity.

Everyone at one point has set financial goals or other personal goals. We're good at setting goals; however, when it comes to reaching them, we often fall short. For you to achieve your financial goals, you need the right set up to be successful. In this Podcast, Abdul gives you the steps you need to take to create proper financial goals and reach them.

With low financial literacy, the consequence of making the wrong financial choices becomes greater. The mistakes that we make in our 20’s are not so forgiving as we go on further into adulthood. Many of us are facing new financial challenges, which we are ill-prepared to handle. In this podcast, I want to tell you a story that highlights the cost of not learning about personal finance.

Your money script is the underlying assumption you have around money. The belief system that you have about money established over-time. Your childhood is typically the time in which you start developing your money script and unconsciously followed into adulthood.