Stack Your Points

Just Chillin’ With Five Stages of Grief Over Regional Airports

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Hosts | Matt Clausen of Credit Tidbits | Lani from Call Me Lani  | Tariq Gaines from Riq’s Rewards | RJ from Do You Take Cards

 

Back to Basics of the Week |  Hilton Honors Status 

 

Viewer questions

  • There always seems to be a lot of buzz around "travel protections" on cards, but when you dig into the terms only a small subset of events are covered and the insurance generally excludes the really expensive things that a lot of people assume are covered like buying last-minute replacement flights. (Chase specifically never covers additional/alternate transportation on any of their cards) What's your take on these protections, are they appropriately revered or are they overrated, and is your opinion based on personal experience with the claim process? - SpaethCo
    • Follow up from Keith - Or is a $250 annual travel insurance policy a better option?
  • What if you all traded locations? Say RJ moves to Lani's location, Lani moves to Matt's location, Matt moves to Tariq's location, and Tariq moves to RJs location. Would you still keep your strategy or adopt the strategy of the person you are taking the place of, or something in between or entirely different? Thanks (again) for considering. Listen to a bunch of CC content but you guys are my favorite, appreciate the many perspectives on each scenario! - @Double_Double_Animal­_Fries
  • As tech continues to rapidly develop What features / real world applications would you like to see merged with credit cards and the overall points & miles game?
    • Bonus question: what’s your favorite app/UI in the credit game? It could be an issuer or 3rd party.
  • What’s your process(es) for determining which card(s) to cancel and how do you approach the cancelation process?  I’ve made some mistakes over the years. I won’t cancel a card that is older than my average credit card age. - Keith

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    News Round-Up

    • New Hyatt Card Welcome Offer.
    • Sapphire Reserve adds Air Canada Lounge Access for card holders.
  • American Express Green Card losses Loungebuddy credit, and Loungebuddy to be discontinued

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    Topics

    Matt 

    • Is the Slumbering Giant (Chase) starting to rouse from its lengthy Slumber (CSR moves and improvements, CSP Welcome offer, etc)

     

    ⠀Lani

    • ‘Tis the Season! Holiday travel, Holiday planning, and Card Strategy all coming together. CSP with $300 travel credit offer, CSR with it’s recent changes, Ink Unlimited with “99K” offer, transfer bonus offers, and other offers on the way for sure.  Black Friday now starting on November 1st with travel deals, kids eat free, Daily credit deals, and more. How are you looking to take advantage of this holiday season? New card, get a good redemption for a future vaca with the BF deals, etc?

     

    ⠀Tariq

    • Is it worth to redeem points for domestic travel via a travel portal for the sake of better earning cards with lower/no annual fees? Ex. Using Wells Fargo and/or Citi Cards since they have better earnings multipliers. 

     

    ⠀RJ

    • With now just having the BCP and BCE, is now the time for Amex to allow their two cashback cards to become points like Chase does?
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