In this episode of 'Stack Your Points,' the hosts conduct a year-end review of 2025, discussing standout credit card issuers, notable cards, and major events in the credit card industry. The episode highlights US Bank’s failures, Citi’s partnership with American Airlines, and Chase’s missteps with the Sapphire Reserve refresh. The hosts debate future potential refreshes for cards like the American Express Green and Chase Sapphire Preferred and predict which cards might get nerfed. They delve into the implications of the Discover payment network acquisition by Capital One and explore potential moves by other major banks. Speculations include the evolution of Bilts card lineup, cardless as Bilts next issuer, and strategies various banks may adopt in the constantly changing financial landscape. The episode also touches on macroeconomic concerns and their impact on credit card industry strategies.

00:00 Introduction and Year-End Review

In this episode of Stack Your Points, the hosts delve into various aspects of the credit card and travel rewards space. The show kicks off with a discussion about the sudden collapse of the Mesa credit card program and its implications for cardholders. Lonnie shares his favorite Disney properties, emphasizing the unique charm of Aulani in Hawaii. The hosts also tackle listener questions, including tips for booking Disney vacations using DVC points, and share their best flight and hotel experiences of the year. Additionally, RJ discusses her recent travel ordeal and how best to handle significant flight delays. The episode concludes with each host's wishlist for future credit card offerings and bonus categories.

00:00:00 - Introduction

00:00 Introduction and Hosts' Banter

01:13 Viewer Questions: Optimal Ways of Earning Points

05:21 Strategies for Maximizing Points

11:56 Mesa's Potential Airline Partners

18:37 Chase Sapphire Reserve Business Card Discussion

26:35 Future Credit Card Plans and Strategies

37:25 Evaluating the Value of Credit Card Points

42:14 Versatility of Membership Reward Points

43:09 Devaluation and Inflation in Credit Card Points

44:56 The Business of Points and Miles

55:04 Hilton Honors Adventures and Cruise Partnerships

01:03:42 The Value of Resy Restaurants for Amex

01:18:58 Inflation and Credit Card Multipliers

01:25:23 Final Thoughts and Membership Information

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00:00:00 - Introduction and Greetings

In this episode of Stack Your Points, Matt and co-hosts RJ, Craig, and Lani discuss their travel strategies, credit card keep or cancel plans for 2026, and what they're not looking forward to in the credit card YouTube space. They also express gratitude for the community and highlight quick paths to achieving status in travel programs. Additionally, the team covers recent developments in the credit card space, such as Chase's new policy on the Ink cards and United's new surcharges on last-minute flights. Tune in for insights and tips on maximizing travel rewards and navigating the upcoming holiday travel season.

00:00 Welcome and Introductions

00:00 Introduction and Hosts' Banter

00:00:00 - Introduction

00:00:00 - Welcome

00:00:00 - Introduction and Greetings