It’s open enrollment time for health care plans, so we’re talking to Bernard Tyson, CEO of Kaiser Permanente, one of the country’s largest health care and hospital organizations. He sat down with us to explain the dilemma of health insurance costs and what patients are getting with their coverage. “There are two parts to the affordability that I think about all the time,” Tyson said. “The affordability of coverage and the affordability of care. Those are two very different things.”