Personal finance is never taught in school, so most people stay trapped in debt, paycheck to paycheck, believing money is too complicated. Karlesha Hewitt paid off nearly $60,000 in debt over two years (excluding student loans) and built savings. She now teaches financial literacy through Money Talks Academy to incarcerated individuals, university students, shelter residents, and more. This conversation covers common money missteps that keep you stuck, why life insurance matters and what people get wrong, how to avoid decision fatigue when reviewing finances, and the limiting beliefs you must break to escape poverty bondage.
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About KAJ Masterclass Media
KAJ Masterclass Media is home to a video-first, live-first, editorially independent conversation ecosystem exploring leadership, business, AI, careers, health, creativity, and the evolving human experience through thoughtful, unscripted conversations grounded in lived experience, clarity, and real-world insight.
This show is part of the KAJ Masterclass ecosystem, which includes The KAJ Masterclass LIVE, The Author's Voice with KAJ, and a growing collection of editorially independent conversation platforms.
Every conversation is designed to leave you with something meaningful to think about, understand, or apply.
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Host — Khudania Ajay
(KAJ) Khudania Ajay (KAJ) is an independent journalist and the host of more than 2,500 long-form conversations across leadership, business, technology, media, wellness, authorship, and the future of work.
🌐 https://www.khudaniaajay.com
LinkedIn https://www.linkedin.com/in/ajaykhudania/
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🎵 Music Credit: "Misfits (Instrumental)" by RYYZN
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