A public/private partnership between MoneyTalk & More AM 970 WSTX and USVI Department of License and Consumer Affairs. Ms. Beatrice M. Gumbs- Assistant Director, Division of Consumer Affairs.

2nd installment of MoneyTalk new contributor Mr. Warren Mosler, Economist and 2012 U.S. Presidential Candidate. In 1982, Mosler was a founder of Illinois Income Investors that evolved into the III investment companies. Over the years, he pioneered numerous investment strategies that utilized US Government securities, mortgage backed securities, LIBOR swaps and LIBOR caps, and financial futures markets in market neutral, 0 duration strategies. In 1986, he originated the 'mortgage swap' and in 1996 orchestrated the largest futures delivery to date (over $20 billion notional) in Japan. He also created a swap futures contract currently operational (in a muted form) by a major exchange. III was rated number one by MAR in risk adjusted returns for the previous 10 years in 1997 when he turned control over to his partners. Co-Founder and Distinguished Research Associate of The Center for Full Employment And Price Stability at the University of Missouri in Kansas City; Senior Associate Fellow, Cambridge Center for Economic and Public Policy, Downing College, Cambridge, UK; and Associate Fellow, University of Newcastle, Australia.

All the news you need throughout the USVI, BVI, Puerto Rico and the rest of the Caribbean

From the nation's earliest days, farming has held a crucial place in the American economy and culture. Farmers play an important role in any society, of course, since they feed people. But farming has been particularly valued in the United States. Early in the nation's life, farmers were seen as exemplifying economic virtues such as hard work, initiative, and self-sufficiency. Moreover, many Americans -- particularly immigrants who may have never held any land and did not have ownership over their own labor or products -- found that owning a farm was a ticket into the American economic system. Even people who moved out of farming often used land as a commodity that could easily be bought and sold, opening another avenue for profit. VI Department of Agriculture and Mr. Daniel A. Stanley, M.S. Director of Marketing

All the news you need throughout the USVI, BVI, Puerto Rico and the rest of the Caribbean

New contributor Attorney Lydia L. Moolenaar, Living Trust and Real Estate transactions

Do you know what your property is worth? Would like to increase the value of your property? Learn how to with Eldon Lambert (Certified Appraiser), a MoneyTalk contributor. In addition, learn how to shop for the best mortgage deal with Brice Mclaughlin, Mortgage Banker & MoneyTalk contributor.

So is there ever a right time to start a business? Recession or no recession, each year in the U.S. 600,000 new small businesses are formed. Of these, 40% last for only 4 years, according to the Small Business Administration. But the numbers don’t actually take into account individuals who work from their homes (like me) who haven’t yet filed their income tax forms after incorporating their perfect hobby as a business. It seems that a good number of us are willing to take the risk to be our own bosses. Glad to know that the recession isn’t about to stomp on the dreams of so many just yet.

All the news you need throughout the USVI, BVI, Puerto Rico and the rest of the Caribbean

A public/private partnership between MoneyTalk & More AM 970 WSTX and USVI Department of License and Consumer Affairs. Ms. Beatrice M. Gumbs- Assistant Director, Division of Consumer Affairs.

Mr. Warren Mosler, Economist and 2012 U.S. Presidential Candidate. In 1982, Mosler was a founder of Illinois Income Investors that evolved into the III investment companies. Over the years, he pioneered numerous investment strategies that utilized US Government securities, mortgage backed securities, LIBOR swaps and LIBOR caps, and financial futures markets in market neutral, 0 duration strategies. In 1986, he originated the 'mortgage swap' and in 1996 orchestrated the largest futures delivery to date (over $20 billion notional) in Japan. He also created a swap futures contract currently operational (in a muted form) by a major exchange. III was rated number one by MAR in risk adjusted returns for the previous 10 years in 1997 when he turned control over to his partners.

Co-Founder and Distinguished Research Associate of The Center for Full Employment And Price Stability at the University of Missouri in Kansas City; Senior Associate Fellow, Cambridge Center for Economic and Public Policy, Downing College, Cambridge, UK; and Associate Fellow, University of Newcastle, Australia.