floe-guard is a local, estimate-based spend meter and hard budget gate for AI agents. It prices LLM, tool, STT, TTS, and telephony usage from bundled cost maps, blocks calls or voice turns before they exceed a USD ceiling, supports concurrency-safe reservations, budgeting advisories, spend logs, and optional hosted ledger synchronization. It provides Python and TypeScript packages with adapters for OpenAI, Anthropic, Gemini, LangChain, LangGraph, CrewAI, LiteLLM, Vercel AI SDK, Pipecat, LiveKit, Vapi, and Retell.