Episode six, with Chase Ripplinger: software developer, 10+ years across startups, blockchain, and finance, and a former colleague of Matt's. He writes zero code by hand now. Running AI-driven upgrades when Copilot is the only approved tool, a custom harness that does the code side of a Spring Boot 4 upgrade in about four hours, API tests over unit tests, and why proving the code is correct is the real bottleneck. Plus Home Assistant dodging peak electricity rates, a local LLM on a Mac mini, and the AI assistant that deals with Matt's tax people for him.