Kaya 959

DebtBusters’ Benay Sager breaks down the latest Debt Index, revealing consumers still using 64% of their income to service debt, with high earners needing 103% just to stay afloat. We unpack the surge in unsecured credit, cost‑of‑living shocks, multi‑lender borrowing, and why debt counselling outcomes are improving despite rising financial strain. www.kaya959.co.za · Kaya FM

Libertalia Group CEO Mhlonishwa Winston Kunene shares his journey of building a multi‑division enterprise rooted in township innovation and structured growth. We discuss ecosystem building, capital readiness, property opportunities, advisory insights, and how disciplined entrepreneurship can scale from local to national impact. www.kaya959.co.za

DRDGOLD CEO Niël Pretorius unpacks a standout FY2026 performance, with revenue up 42%, operating profit up 83%, and major Vision 2028 infrastructure coming online. We explore production stability, the company’s debt‑free position, dividend uplift, and how new assets like the Daggafontein TSF and DP2 expansion reshape future output. www.kaya959.co.za · Kaya FM

FNB’s Janis Robson explains why business formalisation is not red tape but a strategic foundation for SME growth. We unpack how registration, tax compliance, clean records, and proper business structures unlock funding, contracts, resilience, and long‑term sustainability — and why entrepreneurs must prepare before opportunity arrives. www.kaya959.co.za

Nedbank Economist Isaac Matshego breaks down South Africa’s July CPI print, which eased to 4.3% as fuel prices softened and goods inflation cooled. We unpack the drivers behind the slowdown, the stubborn pressure from housing and utilities, and what this means for consumer wallets heading into the September MPC meeting. A sharp, data‑rich look at inflation trends, monetary policy expectations, and the broader economic outlook. www.kaya959.co.za · Kaya FM

TOPIC: There are many franchises out there and you wouldn’t want to invest in the wrong one, let’s look into everything you need to know before buying a franchise… GUEST: Chief Executive Officer at Franchise Association of South Africa, Fred Makgato. PLOT: You only have to drive down the main road in any South African town to see that franchises are big business in the country. And that’s understandable – you can buy one in almost any industry, from funeral parlours to fast food, beauty salons to automotive services. The idea is that the franchisor, such as McDonald’s, Nando’s or Debonairs – which already has a strong brand and customer base – enters into an agreement with you, the franchisee, so that you can open and own a branch, too. In exchange, you will pay certain fees.

Have you ever lost everything — financially, professionally, romantically or personally — and had to rebuild your life from scratch? What happened, and how did you get yourself back?

On this episode of Girl Let’s Talk, Andy had a chat with attorney Tebello Motshwane for an important conversation about divorce, maintenance and protecting your future. She also explains why having a will in place is especially important for women — because knowing your rights is part of protecting yourself and your loved ones. Kaya 959 Website

Fresh and Thato profiled CEO & Co-Founder of Everlectric, Ndia Magadagela on her career trajectory from being a chartered accountant and a merger and acquisition officer to lead one of South Africa's boldest transport innovations. After Deloitte, seven years at the IDC, and becoming Merger & Acquisition Principal at Momentum Metropolitan, she co-founded Everlectric with two Deloitte colleagues creating South Africa's first all-in-one EV, charging, and finance package.

Today, Everlectric's vans deliver Woolworths orders in Gauteng and Cape Town, while Ndia advocates for women in a male-dominated field. Kaya 959

#KayaBiz host Gugulethu Mfuphi spoke to Fresh and Thato gave an overview of ABSA’s first half results. They also looked at what to make of ⁠Con court blocking Shell from oil exploration in SA. Kaya 959