Kaya 959

Around 280,000 Sassa beneficiaries still need to replace their Gold Cards with the new Postbank Black Cards ahead of the 31 August deadline. Postbank warns that those who fail to make the switch could face disruptions to their grant payments, as concerns grow over long queues and a last-minute rush. Phemelo speaks to Postbank Chief Commercial Officer Thami Cele about what's being done to avoid a repeat of last year's rollout challenges and what beneficiaries need to know. Kayafm

Spain's North African enclave of Ceuta is grappling with a humanitarian crisis after a mass migrant crossing left thousands stranded and overwhelmed local resources. While tens of thousands have already been returned to Morocco, thousands more remain in the enclave, with reception centres stretched beyond capacity and concerns growing over the high death toll. Phemelo speaks to Africa-Asia Dialogues Senior Research Fellow Thembisa Fakude about what's driving the crisis and its wider implications for migration and regional relations. www.kaya959.co.za · Kayafm

Fighting between Russia and Ukraine has intensified, with more than 17 people killed in the latest wave of cross-border attacks. Russia says drone strikes killed civilians in several regions, while Ukraine reports deadly missile attacks that claimed the lives of an emergency worker and his young son. As civilian casualties continue to rise, Phemelo speaks to Defence and Strategic analyst, Dr Joan Swart for the latest developments on the battlefield and what they could mean for the course of the war. www.kaya959.co.za · Kayafm

The DA is claiming victory after the Gauteng High Court overturned the suspension of Tshwane City Manager Johann Mettler, ruling that the council speaker acted unlawfully by discarding 13 votes before declaring the outcome. The judgment allows Mettler to return to work while the court considers whether the council's decision to suspend him was lawful. Phemelo unpacks the ruling, its political implications and what happens next with Daily Maverick journalist Nonkululeko Njilo. www.kaya959.co.za · Kayafm

The battle over the Expropriation Act is now before the courts, with the Western Cape High Court hearing a constitutional challenge brought by the DA, AfriForum, the Institute of Race Relations and the Vaderland Foundation. The applicants argue the law threatens property rights, creates an unworkable compensation process and was passed unlawfully. Phemelo speaks to legal expert Bophelo Seleke about what's at stake and what the case could mean for South Africa's land reform process. www.kaya959.co.za · Kayafm

CEO Mark Gounder discusses Hulamin’s interim results, highlighting improved operational performance, stronger headline earnings, and the strategic disposal of non‑core businesses. We unpack how the Group is using freed‑up working capital to strengthen its balance sheet and reduce debt, and what the next phase of the turnaround looks like. www.kaya959.co.za · Kaya FM

South Africans are more optimistic than they’ve been in years — but the 2026 Old Mutual Savings & Investment Monitor reveals a widening divide between those building wealth and those under mounting financial pressure. Vuyokazi Mabude, Head of Knowledge & Insights at Old Mutual, breaks down rising confidence, growing debt reliance, the surge in informal loans, and why savings goals remain strong despite affordability strain. We explore how households can turn optimism into meaningful financial action. www.kaya959.co.za · Kaya FM

Liyema Consulting Founder and CEO Ayanda Mzondeki joins Kaya Biz to unpack why South Africa’s youth unemployment remains stubbornly high despite billions spent on training. We explore the disconnect between courses and workplace readiness, what employers actually want, and how the Ready Set Work programme helps young people build confidence, narrative and practical experience. Ayanda shares insights on breaking the “no experience, no job” cycle and offers guidance for young job‑seekers stuck between training and employment. www.kaya959.co.za

Consult by Momentum Financial Adviser Ryan Arntzen explains why becoming a millionaire has little to do with earning a massive salary — and everything to do with mindset, discipline and consistent habits. We unpack the real definition of wealth, the “millionaire mindset,” the danger of lifestyle creep, the power of paying yourself first, and how ordinary earners can build long‑term financial resilience. Ryan also breaks down realistic timelines for reaching R1 million through monthly investing. www.kaya959.co.za · Best Of Kaya Biz

The FSCA has entered a new era of enforcement — and Phumeza Mabuza, Head of Investigations, breaks down the regulator’s most assertive year yet. We unpack record‑high penalties, digital‑age misconduct from deepfakes to WhatsApp trading groups, rising debarments, strengthened court rulings, and the FSCA’s massive consumer education footprint. Phumeza explains what’s driving the crackdown and what South Africans should be most alert to in the year ahead. www.kaya959.co.za · Kaya FM