With financial pressure rising, more South Africans are turning to credit to stay afloat. NDCA Chair René Moonsamy explains the difference between good and bad credit. Kaya FM

Clicks delivered firm interim results with diluted HEPS up 8.1%, even as warehouse system delays cost an estimated R175 million in lost sales. CEO Bertina Engelbrecht discusses pharmacy growth, trading margins, and festive‑season competition. Kaya FM

Retail trade sales rose just 1.6% in February, sharply down from January’s 4.4%. FNB Senior Economist Siphamandla Mkhwanazi unpacks the broad-based slowdown. Kaya FM

PPS Group CEO Izak Smit unpacks a second consecutive record year, with R6.88bn allocated to members and R6.67bn paid in claims. He explains the strength of the mutual model. Kaya FM

Stats SA’s Patrick Kelly unpacks the March CPI data — from rising housing and utilities costs to the widening gap between goods and services inflation. Kaya FM

Capitec CEO Graham Lee discusses the bank’s 23% earnings surge, its diversified business model, and the rapid rise of digital payments. Kaya FM

Eighty20 Director Andrew Fulton translates the CPI numbers into real‑world household pressure. From meat‑led food inflation to the looming oil shock, he explores which consumers are most exposed and how spending behaviour is shifting. Kaya FM

Free SA spokesperson Gideon Joubert discusses the organization's concerns about South Africa’s Draft National AI Policy—including expanded bureaucracy, duplicated institutions, and barriers for startups. Kaya FM

Pinsent Masons’ Geoffrey Allsop explains why employers are already legally liable for AI‑driven decisions under South African law. We explore discrimination risks from foreign‑trained models and what the Draft AI Policy signals for workplace regulation. Kaya FM

Unconventional CA’s Jameel Khan reveals why AI adoption is costing South African SMMEs more than expected. Kaya FM