Nominal salaries are barely rising — but inflation isn’t slowing down. The latest PayInc Net Salary Index shows real salaries falling 3.6% year‑on‑year, hitting their lowest level in two years. Economist Elize Kruger explains why salary growth has stalled, how administered prices are eroding purchasing power, and what this means for consumer spending and economic growth in 2026. www.kaya959.co.za · Kaya FM

South Africa’s inflation rate climbed to 5% in June, driven by transport inflation at 12.7%, rising administered prices, and broad‑based cost pressures. Patrick Kelly from Statistics South Africa breaks down the latest CPI data and explains what’s behind the spike. A must‑listen for anyone tracking inflation, consumer pressure, and policy direction. www.kaya959.co.za · Kaya FM

Discovery Life’s Harry Joffe breaks down one of 2026’s biggest estate‑planning risks: digital assets. With millions of South Africans holding crypto — and most without valid Wills — families face major challenges accessing wallets, private keys and offshore platforms. We unpack access risks, executor expertise, tax implications, and how to avoid becoming part of SA’s growing “lost crypto” problem. www.kaya959.co.za · Kaya FM

Foord’s Linda Eedes, CFA, explains why oil markets are reacting faster than real‑world conditions. From tankers avoiding mined routes to insurers, refineries and global reserves struggling to normalise, we unpack the physical bottlenecks behind Brent’s volatility — and what this means for inflation, inventories and South African businesses in the months ahead. www.kaya959.co.za · Kaya FM

DebtBusters’ Executive Head Benay Sager joins us to unpack the fifth annual Money‑Stress Tracker — revealing a sharp reversal in financial wellbeing across youth, women and lower‑income households. We explore rising inflation, electricity costs, debt burdens, provincial stress hotspots, and the resilience South Africans continue to show despite mounting pressure. www.kaya959.co.za · Kaya FM

Spain are world champions for the second time after defeating defending champions Argentina 1-0 in an enthralling FIFA World Cup final. Substitute Ferran Torres scored the decisive goal in extra time after Argentina goalkeeper Emiliano Martínez produced a series of outstanding saves to keep his side in the contest. The victory ends Argentina's title defence and caps a memorable tournament for Spain. Phemelo reflects on the final, the standout performances and what the result means for world football with sports broadcaster Benjamin Leshoro. www.kaya959.co.za · Kaya FM

FNB Senior Economist Siphamandla Mkhwanazi unpacks the latest 2Q26 Commercial Property Insights — revealing an uneven recovery across office, retail and industrial segments. He explains why industrial property remains the standout performer, why office continues its long structural adjustment, and how moderating inflation and future rate cuts could reshape investment appetite into 2027. www.kaya959.co.za · Kaya FM

The JSE SheInvests platform has become one of South Africa's leading initiatives dedicated to advancing women's financial literacy and investment confidence. SheInvests empowers women through accessible financial education, practical investment insights, and meaningful conversations that inspire long-term wealth creation. As the platform has grown into a nationally recognised movement, it continues to create opportunities for women to connect, learn from industry leaders, and participate more confidently in the country's financial markets. For more we speak to JSE's Chief Marketing and Corporate Affairs Officer, Vuyo Lee… www.kaya959.co.za · Kaya FM

With the July MPC meeting looming, Bank of America economist Tatonga Rusike unpacks South Africa’s inflation trajectory, rising expectations, and the tight call facing the Reserve Bank. He explains why the case for a rate hike and the case for a hold are both compelling — and what the decision means for households, businesses and the broader policy path into 2027. www.kaya959.co.za · Kaya FM

South Africa’s automotive sector is entering a defining six‑month stretch — one that Ford Africa President Neale Hill says will determine whether the industry engineers its growth or manages its decline. From municipal stability and regulatory clarity to global competition and household affordability, Hill outlines the five pressure points that will shape South Africa’s industrial future. www.kaya959.co.za · Kaya FM