Keep It Simple

It's never a good feeling when you look at your portfolio and see that everything is going down. And while we all hope that the markets are always on the up, because it means that our investments would be doing well, the markets do go down, otherwise known as a market crash. 

Stock market crashes do happen and have happened, and the effects are far reaching. At the same time, world events such as Covid and unrest, have a big impact on the market too. Join The Simple Sum team as we talk about some of the biggest stock market crashes in the world, what happens when the market crashes, and what this means for us as investors.  

Throughout history, gold has been a popular hedge against inflation, economic crises, currency fluctuation and even war.  And gold still remains a relevant investment for today's investors. 

In this episode, we sit down with David Fergusson, Co-founder of Hugo to discuss the importance of investing in gold, bust some myths about gold, how you can invest in gold, and whether Bitcoin really is "digital gold". 

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Timestamps:

00:00 Intro 
00:06 Learn more about Hugo 
01:01 Introduction to gold and David Fergusson 
03:09 Cultural and sentimental value of gold 
06:04 History of gold investing 
16:08 How much gold will grow in value 
17:21 Crypto versus gold 
19:18 Gold’s role in a portfolio 
21: 06 Some common ways to buy gold 
29:46 Who should consider investing in gold 
35:27 David’s advice on how to start investing in gold easily 

Ooh… Shiny! The Price Though…"
 
 Most of us associate wedding proposals with diamond rings. But does it need to be the norm?
 
 We gathered our colleagues to share about their thoughts about diamonds, how the diamond industry works and the meaning of engagement rings.
 
 Also included in our discussion are why there is a benchmark for 3 months' of the man's salary for the cost of diamond rings and what alternatives we'll like to see instead? Don't miss out on this information-packed episode!
 
 
 Timestamps:
 
 00:00 Intro
 00:48 What does a diamond ring really mean?
 02:53 What we think about lab-grown diamonds
 05:10 The truth behind how diamonds are marketed
 7:24 How does a guy feel about the 3-6 month benchmark cost of a ring?
 8:18 The history of the 3-6 month benchmark
 10:07 Did it matter to Sheryl if she got a diamond engagement ring?
 11:45 How does Sheryl value her own engagement ring?
 14:34 Pris's experience with engagement ring
 15:50 What if your partner gives you an engagement ring you don't like?
 17:01 Advice on getting diamond ring?
 
 We're on Spotify, Apple Podcast and Google Podcast. Subscribe to us to get notified on new weekly episodes!

A Fully Remote Role, Yes Or No?

Find out our answers to that question in this episode. The TSS team discusses the pros and cons of working from home, aspects of office life that cannot be replaced, and why a fully remote job is not for us. We also share three important tips for working remotely that ring true even after a year and a half.

Join in the discussion by sliding into our DMs! Tell us some quirky habits you do working from home, or some of your best WFH stories. Or tell us why you would or would not work a fully remote job.


Timestamps:

Intro - 00:00

What we like/don't like about WFH - 01:54

What TSS audience like about WFH - 04:34

Weird things we do WFH - 06:26

Collaborating is much harder online - 08:30

What we think about going back to office - 10:10

Free snacks and coffee in office - 12:45

Why Pris can't imagine a fully remote job - 15:42

What the new normal of work mean to us  - 16:40

Would we choose to work fully remotely? - 20:59

Dealing with starting a fully remote job - 22:38

Pris' tips on working remotely effectively - 23:28

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Should you be in despair just because you have a seemingly insurmountable credit card debt?

In this episode of Keep It Simple, we speak to a TSS team member who accumulated a 5 figure credit card debt and found herself unable to pay it off when COVID-19 hit. She shares with us what she's doing to tackle the debt, and what not to do with it comes to owning credit card, with tips for those who want to use credit cards but are afraid.

We're on Spotify, Apple Podcast and Google Podcast. Subscribe to us to get notified on new weekly episodes!

What Was Your Childhood Dream Job?

While most of us had dream jobs, not all of us end up in them. In this episode, hear about the TSS team's childhood dream jobs, why we did (or did not) end up in them, and what we ended up doing. We also talk about what a dream job currently means to us, and why it's ok to not chase one.

What is or was YOUR dream job? Let us know on our Instagram @thesimplesum.

We're on Spotify, Apple Podcast and Google Podcast. Subscribe to us to get notified on new weekly episodes!

How Do You Express Your Love?

Is your love language bleeding you dry? While there is no right or wrong way to express your love, you could be spending a lot of money on things and services for your partner — which spells disaster if not managed well. Hear from The Simple Sum team as we talk about our experiences with spending (or not spending) on others!

We love hearing from you. Tell us what your love language is, and if you've spent as much as us.

We're on Spotify, Apple Podcast and Google Podcast. Subscribe to us for new weekly episodes!

Many people think it's easy to be a content creator. After all, how hard can it be to take nice-looking photos and having all that free stuff. 

Well not really as we learn from popular local Singaporean content creator Yeoh Mongchin, better known as Mongabong — she likens it setting up your own social media marketing agency and running a business. In today's episode, she shares about the nitty-gritty things, including the financial stuff, that go on behind the scenes of a social media star. If you've ever thought of creating content as a side hustle, listen to our podcast first!

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