Are you leaving money on the table every year by treating tax season as just a once-a-year event in April? For most business owners, the answer is a resounding yes. It's not about what you make; it's about what you keep.

Tax expert and host of the Tax Savings Podcast, Mike Jesowshek, joins Harmonious at Lunch to demystify the tax code. He argues that tax planning isn't about finding sketchy loopholes—it's about legally using the incentives the government WANTS you to use. Mike explains the critical mindset shift from after-tax to pre-tax spending and details core strategies any business can use, like properly deducting your home office and hiring your own kids (as young as 7!) to create massive, long-term financial advantages. Stop waiting for your CPA to bring you ideas; learn how to get 90% of the way there yourself and take control of your tax bill.

In This Episode:

[00:00] - Introduction: It's Not What You Make, It's What You Keep

[01:03] - Why Tax Savings Offer a Guaranteed ROI Over Advertising

[02:30] - The Critical Difference Between Tax Filing and Proactive Tax Planning

[04:11] - Are You "Cheating" the Government? Why the IRS Wants You to Use Deductions

[07:45] - The #1 Mindset Shift: Understanding Pre-Tax vs. After-Tax Spending

[09:30] - Maximizing Common Deductions: The Home Office & Hiring Your Kids

[11:05] - Can You Really Hire a 7-Year-Old? The Rules for Paying Your Children

[14:10] - How to Stack Strategies: Pairing Hired Kids with a Roth IRA for Tax-Free Growth

[17:00] - The "90% Rule": How to Educate Yourself to Guide Your CPA Effectively

[20:15] - Why "Done For You" Tax Strategy Can Be a Red Flag

[21:45] - How to Connect with Mike & Get More Tax Education

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For strategies to achieve greater clarity in yourself and your employees, visit the HumanOp Website: https://humanop.com/

Learn from Mike Jesowshek: Listen to the Tax Savings Podcast for weekly strategies: https://www.taxsavingspodcast.com/ For a "done with you" approach to tax planning, check out TaxElm: https://www.taxelm.com/

Connect with Mike:

Website: https://www.taxelm.com/

LinkedIn: https://www.linkedin.com/in/mikejesowshek/

YouTube: https://www.youtube.com/@TaxSavings

Instagram: https://www.instagram.com/taxsavings/

TikTok: https://www.tiktok.com/@taxsavings

X (Twitter): https://x.com/MJesowshek

Facebook: https://www.facebook.com/TaxPodcast/

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#SmallBusinessTaxes #TaxStrategies #TaxPlanning #Entrepreneurship #BusinessOwner

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