If you’ve got a mountain of debt, there are two awesome ways to shred it - the Debt Snowball and the Debt Avalanche. Read on to learn how to choose which is right for you and what to do if you can only pay your minimums. If you’re already well-versed, check out the end of the post for an awesome spreadsheet to show how much better Debt Avalanche is.

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Today’s article is a special one folks - you’re getting an awesome article from the one and only Mrs. Keep Thrifty - better known as my wife, Jaime. Going forward, you can expect to see her writing here about once a month as a great way to change things up and get a different perspective. Today, she’s going to talk about how she used to “suck” at money management and how that’s changed. Take it away, love!

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Who doesn’t want financial freedom? Getting to the point that your passive income can cover your expenses buys you opportunities and time in a way that most people can’t imagine. Despite the allure, I took an active step away from financial freedom this year, choosing to delay my freedom date by over 2 years. What siren could have pulled me away from my destination? An even better one - mini-retirement.

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Some people have great clarity of what’s on their bucket list - the things they want to accomplish with their life. But others struggle, not even knowing where to start. If you’re struggling with finding big dreams worth chasing, consider seeking inspiration from a younger version of yourself.

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UPDATE (Decemeber 11, 2017): After trying out Patreon for 3 months, we weren’t able to get the traction we had been hoping for. We’re still going to keep this site free of ads and sponsored posts, but we will be bringing in a small number of affiliate links for things we use and love and think you will too. We’ve gotta keep the lights on!

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