Keep What's Yours

Are you making the most of every paycheck? In this episode of Keep What's Yours, Jeff Zufall and Josh Gilbert explain why successful financial planning is about much more than filing your taxes once a year. Learn how to balance taxable, tax-deferred, and tax-free retirement accounts, avoid costly Required Minimum Distribution (RMD) surprises, reduce Medicare premium increases, maximize business mileage deductions, and stay ahead of IRS estimated tax rules. Whether you're a business owner, self-employed, approaching retirement, or simply looking to keep more of what you've earned, this episode is packed with practical strategies that could save you thousands over your lifetime.

If you’re not taking advantage of every opportunity available to reduce your taxes in 2026, call Capital Advisory Group at 636-394-5524 today!

Are you overlooking valuable tax deductions that could save you hundreds—or even thousands—of dollars? In this episode of Keep What's Yours, Jeff Zufall and Josh Gilbert break down several often-overlooked tax strategies that could help you legally reduce your tax bill. Learn how business, medical, and charitable mileage deductions work, discover the new tax deduction for qualifying U.S.-assembled vehicles, and understand why Roth conversions aren't always the best move. They also discuss the current economy, inflation, AI's impact on jobs and investing, and why tax planning—not just tax preparation—can make a significant difference in your long-term financial success.

If you’re not taking advantage of every opportunity available to reduce your taxes in 2026, call Capital Advisory Group at 636-394-5524 today!

The tax landscape continues to evolve, and this week's episode of Keep What's Yours breaks down several of the biggest financial changes affecting American families. Jeff Zufall explains the new Trump Accounts for children, compares them to 529 plans and custodial investment accounts, and discusses how parents and grandparents can determine which savings strategy makes the most sense.

Jeff also examines why Roth conversions aren't always the right answer despite aggressive marketing, explains the latest developments surrounding ACA (Obamacare) subsidy changes, discusses how inflation and Middle East tensions are influencing interest rate decisions, and covers the upcoming increase in the 1099 reporting threshold. If you're looking to make smarter tax decisions, reduce unnecessary taxes, and build long-term wealth, this episode provides practical guidance you can use today.

Are you taking advantage of every opportunity available to reduce your taxes in 2026? Call Capital Advisory Group at 636-394-5524 today!

The tax code changes every year—Looking for ways to legally reduce your taxes and build long-term wealth? In this episode of Keep What's Yours, Jeff Zufall and Josh Gilbert discuss practical tax-saving strategies available under the latest tax law, including Health Savings Accounts (HSAs), 529 college savings plans, capital gains planning, Medicare tax strategies, and why proactive tax planning can save thousands over time. They also break down the Federal Reserve's latest interest rate decisions, inflation concerns, the explosive rise of SpaceX and artificial intelligence, and how these trends could impact investors and retirees. Whether you're building wealth, planning for retirement, or simply trying to reduce your tax bill, this episode offers practical insights to help you keep more of what you've earned.

Are you taking advantage of every opportunity available to reduce your taxes in 2026? Call Capital Advisory Group at 636-394-5524 today!

Looking for legal ways to lower your taxes and build wealth? On this episode of Keep What's Yours, Senior Tax Strategist and Wealth Advisor Jeff Zufall explains how the latest IRS changes can help you maximize Health Savings Accounts (HSAs), reduce taxable income, optimize 401(k) and IRA contributions, avoid costly backdoor Roth IRA mistakes, and create a smarter retirement strategy. Jeff also discusses tax bracket planning, dynamic financial planning, the new tax provisions under the One Big Beautiful Bill, and how taxpayers may qualify for IRS penalty refunds from the COVID era. Whether you're planning for retirement, managing investments, or simply trying to pay less in taxes, this episode offers practical tax planning strategies for 2026 and beyond.

If you’re searching for tax tips, IRS rules, small business tax advice, or strategies to reduce your taxes in 2026, call Capital Advisory Group at 636-394-5524 today!

Tax season may be over, but tax planning is just getting started. In this episode of Keep What's Yours, Jeff Zufall and Josh Gilbert discuss why proactive tax planning can save thousands of dollars long before April 15 arrives. They break down key provisions of the One Big Beautiful Bill, SECURE Act 2.0 retirement opportunities, capital gains tax strategies, inherited IRA distribution planning, summer camp tax credits, long-term care premium deductions, and the growing role of AI at the IRS and in tax preparation. Whether you're preparing for retirement, managing investments, or simply looking to reduce your tax burden, this episode offers practical strategies to help you keep more of what you earn.

If you’re searching for tax tips, IRS rules, small business tax advice, or strategies to reduce your taxes in 2026, call Capital Advisory Group at 636-394-5524 today!

In this episode of Keep What’s Yours, Jeff Zufall and Josh Gilbert break down why rising 30-year bond yields are creating concern across the economy — and what it could mean for mortgage rates, inflation, and the future of U.S. debt. They also celebrate the 50th anniversary of Capital Advisory Group and discuss key tax-saving opportunities hidden inside the “Big Beautiful Bill,” including deductions for vehicle loan interest, charitable giving updates, gambling loss limitations, and retirement tax strategies. Plus, Jeff explains why so many Americans unknowingly overpay in taxes and how small adjustments could potentially save thousands each year.

If you’re searching for tax tips, IRS rules, small business tax advice, or strategies to reduce your taxes in 2026, call Capital Advisory Group at 636-394-5524 today!

2026-05-16 Inflation Surges, New Tax Breaks & Smart Ways to Keep More of Your Money by Jeff Zufall

Now that tax season is over, what’s next? In this episode of Keep What’s Yours, Jeff Zufall breaks down the biggest tax-saving opportunities most people miss—and how to fix them before it’s too late. From Roth conversion mistakes and overlooked deductions to new IRS rules on tips, overtime, and gambling losses, Jeff explains how small decisions today can cost (or save) you thousands next year. Plus, we cover major economic headlines including inflation, interest rates, and a surprising shift in U.S. debt levels. If you want to stop leaving money on the table and start building a smarter tax strategy, this episode is your roadmap.

If you’re searching for tax tips, IRS rules, small business tax advice, or strategies to reduce your taxes in 2026, call Capital Advisory Group at 636-394-5524 today!

Tax season 2026 is officially in the books—but what did it actually mean for your wallet? In this episode of Keep What’s Yours, Jeff Zufall and Josh Gilbert break down why many Americans saw larger refunds this year, including the impact of new tax laws, deductions on vehicle interest, and the surprising rollout of “no tax on overtime and tips.” They also explain what to do if you filed an extension, how IRS payment rules are rapidly going digital, and—most importantly—how to start planning now to reduce your tax bill for next year. If you want to stop overpaying and start using the tax code to your advantage, this episode is your roadmap.

If you’re searching for tax tips, IRS rules, small business tax advice, or strategies to reduce your taxes in 2026, call Capital Advisory Group at 636-394-5524 today!