In today's episode we're shift gears a bit out of real estate and over to, well, just life. I get a little more personal sharing a tid-bit more about some of my story and the path I've taken these past 4 year. Most importantly though, the over arching focus of today's episode is on the importance of gratitude and using it to help us learn to trust in the process.

In this episode:

• Why This Topic
  • Maybe it's the season or the fact that the last 3 months of the last 3 years of my life have been crazy different but amazing in different ways BUT no matter what, there is always room for gratitude
• Benefits of Gratitude
  • There is scientific proof to back benefits of gratitude
  • When you focus on the good the good gets better
• How Gratitude Helps Us Trust The Process
  • My path these last 4 years and how each step has set me up for the next one 
  • Living in the present moment 
• 31 Day Gratitude Challenge 
  • For the next 31 days, the last 31 days of 2020, I challenge you to write down 3 things you're grateful for each day

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Next week I promise we'll hop back into real estate. This month we're keeping it simple & then get ready to start diving DEEP into the steps, processes etc. of real estate:

• Buying & Selling During the Holidays
• Winter Prep & Maintenance Tips for Home Owners
• 2020 Recap, Learnings & What to Expect in 2021

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Interested in any of my FREE real estate guides? Looking to Connect? Have some topics you'd like to hear on this podcast? Feel free to reach out with any comments, questions or topics you want to hear more of! 

• Let's hang on social:
  • Instagram: @gdemac
  • Facebook: @GDemacRealEstate
• For more on Real Estate:
  • Start your search: https://gabrielle-demac.elevatesite.com/signup 
  • Email: [email protected] 

Buyers, Sellers, these are very emotional times we are living in. Between COVID, lifestyle changes, the upcoming holiday season & more, 2020 has thrown a LOT our way. And while as a realtor I would love your business, be sure your decision to buy or sell is just that - YOUR decision! With all the hype around the seller's market we are in and record low interest rates, it's easy to get caught up in the "SHOULDS" aka you should sell now to maximize profits and you should buy now because of the rates. While that's of course true, just be sure you're ready and working with the right team! 

Today's episode is a spontaneous topic I was inspired to bring up because of recent conversations I've been having with sellers who want to maximize the market we are in. So today I wanted to quickly shed some light on 2 topics:

In this episode:

Pros & Cons of Pricing:

• Below Market Value

+ higher interest, faster sale

+ higher chance of receiving multiple offers

- risk selling at lower price

• At Market Value

+ low chance of appraisal issues

+ buyers & agents can recognize fair price

+ appears on more relevant buyer searches

• Above Market Value

+ still a chance of receiving more for the home

- takes longer to sell

- longer market time leads to questions from prospects

- higher chance of it not appraising

FSBO - For Sale By Owner

• Do you understand all parts of the selling process?
• Do you have a plan and budget for marketing?
• Are you prepared for showings?
• Are you able to qualify a buyer and handle negotiations?
• Do you know what to do after an offer is accepted?

If you have questions, are curious about what your home is worth or want to learn more about the selling process, I highly recommend reaching out to your local realtor! They are there to remove the risk and burned and help you see out your real estate goals! 

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Interested in any of my FREE real estate guides? Looking to Connect? Have some topics you'd like to hear on this podcast? Feel free to reach out with any comments, questions or topics you want to hear more of! 

• Let's hang on social:
  • Instagram: @gdemac
  • Facebook: @GDemacRealEstate
• For more on Real Estate:
  • Start your search: https://gabrielle-demac.elevatesite.com/signup 
  • Email: [email protected] 

You wouldn't go into Target without your wallet, would you? Home buying is similar - you can't buy a home without FIRST talking to your lender! 

If you don't already have one, ask your agent. If you don't have an agent, get one ;) and ask family & friends who they have used and what their experiences were. Similar to finding a realtor or agent, you want to trust your lender. After all, you're not only sharing your SSN with them but they're there to help you in potentially one of the largest financial transactions of your life. 

In this episode:

If you're thinking about buying a house, whether in 3 months or 15 months, start planning NOW by asking these 3 questions: 

1. Am I ready for a mortgage payment?
   • Are you planning to stay in the area for 2+ years?
   • Do you want to start building equity?
   • Do you have steady income and a savings?
   • Is your credit score in check?
   • ^ if your answer is yes to these, it might just be time to start your home search!
2. What does a lender need from me?
   • • For your pre-approval letter, lenders typically need your ID, SSN, 2 years of tax returns, W9's and/or 1099's and your debts (student loans, credit cards, car loans etc.)
     • Once you get an offer accepted they will officially start the mortgage application process which may ask for more information depending on your financial and job situation
3. How much can I afford?
   • • • Your lender will take all of the information you give them to determine what the bank would be willing to loan you
       • Keep in mind, just because you're approved for $XXX does not necessarily mean you should go out spending that
       • Ask your lender for an estimated breakdown of the monthly payments, factor that in with your lifestyle and THEN see where you fall in terms of affording a home

These are just questions to get you started! Remember, there are tons of different loan programs, downpayment assistant programs etc. out there to help you become a home owner. Work with your realtor and lender to find what is best suited for your needs, financial situation and goals.

Interested in a FREE copy of my lender questionnaire? Shoot me a message on IG or email me at [email protected] and I will send it over to you! 

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Interested in any of my FREE real estate guides? Looking to Connect? Have some topics you'd like to hear on this podcast? Feel free to reach out with any comments, questions or topics you want to hear more of! 

• Let's hang on social:
  • Instagram: @gdemac
  • Facebook: @GDemacRealEstate
• For more on Real Estate:
  • Start your search: https://gabrielle-demac.elevatesite.com/signup 
  • Email: [email protected] 

I can't tell you how many times I, as a Realtor, am asked either 1) How's the real estate market or 2) When is the best time for me to buy?

My answer? The best time to buy is when YOU are ready! Now, maybe that isn't too helpful but hopefully this episode gives you some food for thought.

In this episode:

1) When is the best time to buy?

• When YOU are ready! Are you pre-approved? Have you spoken to a Realtor? Do you know what you're looking for and able/willing to spend? 
• There really is no ONE great answer for this question 

2) What type of house should I buy?

• Fixer Upper vs. Turn Key vs. New Construction vs. Multi-Family

3) What are typical trends you see throughout the year?

• Spring = busiest time to buy
  • This is typically when the most homes are listed BUT that also means you'll likely see the most buyer activity too aka more competition
• Fall = steady but slowing down
  • A lot of families are looking to get into their homes / school routines etc. before the holiday season hits
• Winter = slowest time of year
  • More often than not this time of year has the least amount of inventory and the least amount of buyers BUT it could mean the buyers who are out there looking are able to negotiate a bit more with the sellers who need to sell

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Interested in any of my FREE real estate guides? Looking to Connect? Have some topics you'd like to hear on this podcast? Feel free to reach out with any comments, questions or topics you want to hear more of! 

• Let's hang on social:
  • Instagram: @gdemac
  • Facebook: @GDemacRealEstate
• For more on Real Estate:
  • Start your search: https://gabrielle-demac.elevatesite.com/signup 
  • Email: [email protected] 

Deciding who represents you in a real estate transaction is kind of like dating, right? You have certain qualities you look for in your "person" so why not have similar standards when picking your "business partner?" 

In this episode:

• The difference between an Agent and a REALTOR
• Qualities to look for in an agent
  • Are they full-time?
  • Do they have experience?
  • Are they strong communicators?
  • Do you trust them? 

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Want to Connect? Have some topics you'd like to hear on this podcast?

• Let's hang on social:
  • Instagram: @gdemac
  • Facebook: @GDemacRealEstate
• For more on Real Estate:
  • Start your search: https://gabrielle-demac.elevatesite.com/signup 
  • Email: [email protected]

WELCOME! Okay, here's the deal - I believe the 2 best investments you can make in your lifetime are 1) in YOUrself and 2) in real estate. So that's pretty much what this whole podcast is about! And in an effort to be mindful of your time in this crazy world we live in, here's what I've got for you today:

1. Who I am and why Real Estate
   • Born & Raised in MA
   • Went to school for engineering yet here I am
   • I love the doors (no pun intended) that real estate can open for someone
2. How the podcast came about
   
   • COVID. No seriously.
3. What you can expect from me and the podcast
   • Overviews of the buying/selling processes
   • Deeper dives into each step of the buying/selling processes
   • Interviews w Agents, Attorneys, Lenders, Builders, Inspectors, Clients etc.
   • A little inspiration & true stories as they relate to navigating ups & downs of life, building a business, figuring out what to do next etc. 

Want to Connect? Have some topics you'd like to hear on this podcast?

• Let's hang on social:
  • Instagram: @gdemac
  • Facebook: @GDemacRealEstate
• For more on Real Estate:
  • Start your search: https://gabrielle-demac.elevatesite.com/signup 
  • Email: [email protected]