Keeping it Real

Keeping it Real

By Jacquie McCarnanBusinessInvesting
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Keeping it Real episodes

  • Ep. 24 - Dream Home or Haunted House? The Chilling Tale of an Ontario Family

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    Imagine buying your dream home only to find out it's haunted. That's exactly what happened to Dorah and Ted, and their chilling story is at the heart of this episode of Keeping it Real. 

    Join me, Jacquie McCarnan, as I recount my own ghostly encounter and shed light on the often-overlooked legal responsibilities realtors face when dealing with stigmatized properties. We'll visit spine-tingling spots like Toronto's Keg Mansion and a notorious house in Vancouver, reminding us all why buyer vigilance is crucial, especially in for-sale-by-owner situations.

    Stay tuned as we follow Dora and Ted's emotional rollercoaster—deciding whether to stay in their beautifully restored Victorian home despite its supernatural inhabitants. From consulting psychics to performing cleansing rituals, their journey offers a fascinating glimpse into the intersection of real estate and the paranormal. As they connect with the spirits of past residents and even move forward with new renovations, their story adds a spooky yet heartfelt layer to our exploration of haunted homes in Canada. Don’t miss my personal anecdotes and a special shoutout to a local community event that brings it all full circle.

    Links:

    Haunted: The Incredible True Story of a Canadian Family's Experience Living in a Haunted House


    Squamish Pickleball Tournament - June 22 - for the Sea to Sky Hospice

    28 min
  • Ep. 23 - A Fun Story and Real Estate Advice for Newbies

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    Can navigating the real estate market in British Columbia be your ticket to financial independence? This week on "Keeping it Real," we break down the essential government incentives that first-time homebuyers in BC can't afford to miss. From the First-Time Homebuyers Incentive to the GST Housing Rebate, we've got your roadmap to making homeownership a reality. We also dive into unique scenarios where life changes like divorce may still qualify you as a first-time buyer. And for those eyeing high-cost areas like Vancouver, discover cutting-edge strategies such as co-ownership that can help young people build wealth, all while emphasizing the importance of having airtight legal agreements.

    Switching gears, we put property investment under the microscope, using Ted's potential purchase in Merritt as our case study. We'll show you the financial nuts and bolts, illustrating how rental income can make your investment cash positive even from day one. We also touch upon the risks and rewards of property management and the necessity of thorough home inspections. Plus, we'll sprinkle in some local flavor with news about the new gondola project at Grouse Mountain and share lighthearted personal updates, including my newfound pickleball obsession and a glowing recommendation for the show "Hacks" on Crave. Tune in for a blend of actionable real estate advice, personal stories, and local updates!

    24 min
  • Ep. 22 - First-Time Home Buyers in BC - You Don't Know What You Don't Know! - Part 1

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    Ready to make your home-buying dreams a reality?

    Join me, Jacquie McCarnan, as I guide you through the essential financial programs for first-time homebuyers in British Columbia.

    I cover everything including:
    the First-Time Home Buyers Incentive,
    Homebuyer Amount tax credit,
    GST Housing Rebate, and much more.

    With the proposed increased RRSP withdrawal limits and the new First-Time Home Buyer Savings Account, you'll get the complete scoop on every resource available to help you secure your first home. Plus, hear my personal journey navigating Whistler's real estate market for some hands-on insights.

    Ever wondered what it really takes to own a condo in Vancouver? Let's break it down together as I walk you through the costs of a $500,000 condominium, including down payments, mortgage insurance, and monthly budgeting tips.

    Learn how to navigate additional costs like strata fees and property taxes, and understand the significance of aiming for a 20% down payment with insights from the Canadian Mortgage Housing Corporation.

    I even sprinkle in a story about a fun visit to the Capilano Suspension Bridge and my love for pickleball (check out The Pickleball Chronicles!)  to keep things light and relatable. 

    Tune in and get ready to be well-prepared for your home-buying adventure!

    24 min
  • Ep 21. Exploring the Charms of North Vancouver: A Guided Tour Through Its Unique Neighborhoods PART 2

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    Ever wondered how climate change is reshaping your real estate options? Join me as I explore the picturesque and evolving neighbourhoods of North Vancouver. I'll take you through the charming village of Edgemont, ideal for those looking to downsize, and then onto Forest Hills and Canyon Heights, where breathtaking views and top-ranked schools like Handsworth High School await. Tackle the pressing issue of climate change as we discuss the District of North Vancouver's mapping efforts to identify homes at risk from natural disasters, and get ready for an upcoming guest who'll provide the latest insights on home insurance in this changing landscape.

    Moving across "the shore" to look at the community spirit of Delbrook and Upper Delbrook, where the Delbrook Community Center offers a treasure trove of activities and facilities for all ages. Hear about my personal journey training for a 1/2 Ironman triathlon, and discover the benefits of memberships to various rec centers in the District. 

    We also take a scenic route through West Vancouver, highlighting unique spots such as the Capilano Mobile Home Park and the revamped Park Royal Shopping Mall, before steering our focus to the upscale Ambleside neighbourhood. 

    To wrap things up, we address the dangers of secret sauna spots and propose Plunge Wellness in Squamish as a safer alternative for your sauna therapy and cold plunging needs. Don't miss out on these valuable updates and community insights!

    24 min
  • Ep 20. Exploring the Charms of North Vancouver: A Guided Tour Through Its Unique Neighborhoods

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    Discover the picturesque communities of North Vancouver with me, Jacquie McCarnan, as I share the delightful nooks and crannies of this coastal city. From the serene waterfront of Deep Cove to the post-war charm of Norgate, we'll explore the distinct personality of each neighbourhood. Imagine waking up to the sight of kayakers in Deep Cove or the breathtaking views from the high market-value homes in Roche Point and Raven Woods. And if community spirit is what you're after, wait until you hear about the tight-knit residents of Blue Ridge and the Windsor secondary school catchment area. Whether you're considering a move or just love hearing about uniquely beautiful places, this episode is your personal tour guide to North Vancouver's lifestyle and housing gems.

    As our journey unfolds, the diversity of North Vancouver's neighbourhoods comes to life, from the varied housing options in lower and central Lonsdale to the industrial chic and recreational blend of the Harbourside area. I'll also reveal my special connection to Pemberton Heights, a community treasure with an endearing local hill and a sense of belonging that's hard to find. If you're curious about the real estate landscape, the final chapter of this auditory stroll provides a no-strings-attached invitation to get your questions answered. So, lace up your most comfortable shoes, and let's step into the vibrant tapestry that is North Vancouver—a place where every street has a story waiting for you to discover.

    26 min
  • Ep. 19 - A House’s Silent Witness to Unseen Horrors

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    Have you ever walked past a house and felt a chill, knowing something sinister happened behind those walls?  I'm Jacquie McCarnan, and I'm stepping away from the usual market trends to unravel the complex web where true crime collides with property values. We're starting with the haunting tale of Jessica Lloyd, whose vibrant life was tragically cut short by Russell Williams, a decorated military officer with a disturbing secret life. As we explore this case, we'll uncover how such heinous acts can leave an indelible mark not only on the victim's loved ones but also on the bricks and mortar of their communities.

    The aftermath of crime extends beyond the headlines; it seeps into the soil of our neighbourhoods, affecting perceptions and property prices alike. I delve into the harrowing ripple effects of Williams' crimes, examining the lawsuits, the division of assets, and the challenge of selling stigmatised homes like the ones connected to Paul Bernardo and Willie Picton. Yet, amidst the turmoil, some spots like a particular home in Tweed, Ontario, remain untouched witnesses to their grim history. Tune in for an emotional narrative that bridges the gap between the sanctity of our homes and the shadows cast by events that transform them forever. Join me for a conversation that promises to be as enlightening as it is heartfelt.

    25 min
  • 18. How Technology for Realtors is Helping to Eliminate Money Laundering

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    Embark on a transformative journey through the complex maze of real estate compliance with me, Jacquie McCarnan, as we sit with Greg Dent, the brainchild behind the Really Trusted app. As we unravel the tangle of anti-money laundering regulations, Greg shares the inception of an app that promises to revolutionize how realtors and clients tackle cumbersome compliance forms, saving everyone precious time. This episode peels back the layers of the real estate industry's shift from self-regulation to stringent government oversight, illuminating the path that led to the creation of a tool that's not just a convenience but a necessity in staying ahead of the curve.

    Discover the ins and outs of anti-money laundering training for realtors, a domain where Greg and Really Trusted are pioneering change. We shed light on the often misunderstood obligations that agents face, moving beyond mere form-filling to a deeper comprehension of their key role in preventing financial crimes. The conversation steers through the choppy waters of FinTRAC documentation, identifying politically exposed persons, and the uncharted territory of new regulations—revealing how tools like Really Trusted can make navigation a breeze for industry professionals.

    Wrapping up, our dialogue takes a candid look at the broader implications of remaining compliant amidst the ever-changing tides of real estate regulations. As professionals in the field, we underline the significance of ongoing development and the importance of seeing regulations not as an obstacle but as an anchor of integrity. With this episode, turn the imperative of compliance into an opportunity for professional growth. For those hungry for more insights, continue the conversation at NorthVanHomeSales.com/podcasts, where your real estate curiosity finds its match.

    38 min
  • 17. Embracing "Upliving" My New Term for "Downsizing" ~ Here's How

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    Ready to reimagine the art of living? Join me, Jacquie McCarnan, as I take you on a journey of transformation—where upsizing your joy and satisfaction comes from downsizing your home. We'll venture into the heart of ‘upliving’ with the story of Brian and Tracy, a dynamic couple who traded their spacious family abode for a lifestyle that's as liberating as it is cozy. Discover how strategic home improvements, the clever use of colour theory, and an understanding of the current market can not only prepare your property for sale but also pave the way for an elevated phase of life. Whether it's the emotional aspects of bidding farewell to your cherished family home or the financial perks that come with it, this episode is all about embracing change and finding fulfillment.

    Navigating the nitty-gritty of condo living can seem daunting, but fear not—I'll break it down for you, from monthly fees to the profound sense of freedom that awaits. We'll wade through the emotional significance of downsizing, discussing the importance of decluttering and how it can breathe new life into your daily routine. If you're feeling tethered to a home that no longer serves your evolving lifestyle or you're simply curious about the ins and outs of preparing your property for sale, this heartfelt conversation over a cup of tea is tailored for you. I'm passionate about connecting with my listeners and ready to guide you through every step on the path to ‘upliving.’ Let's embark on this inspiring adventure together.

    25 min
  • 16. Navigating the Tides of Real Estate: Property Management Insights & Legal Updates With a Dash of Humour

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    Prepare to navigate the complex waters of residential real estate with a sense of humor and a wealth of knowledge as I, Jacquie McCarnan, sit with Nina Ferentinos from Unique Accommodations. We're breaking down the specialized services in property management and tenant placement that make Nina's company a beacon in the industry, all while sharing a laugh over an unexpected encounter with Halle Berry. Beyond the chuckles, you'll uncover the nitty-gritty of what it takes to maintain transparency and professionalism, even when the unpredictable happens. This is the episode where the lighter side of real estate meets the hardcore facts you need to succeed as a landlord or investor.

    The world of rental regulations and taxation can be as daunting as it is crucial, and that's exactly where we're headed in our candid discussion. Delve into the recent Supreme Court case that has left tenants and non-resident landlords alike scrambling to understand their new financial obligations. I'll be guiding you through the upcoming shifts in tenancy legislation that are set to shake up the Canadian real estate landscape come May 1st. Discover how these changes could affect your property's value and your pocketbook, and learn the essential steps to protect your investment in the midst of evolving rental rules and inspections. Tune in for an episode packed with indispensable insights tailored for anyone with a stake in residential real estate.

    30 min
  • 15. Government Policies

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    In this episode of the Keeping it Real podcast, join Jacquie McCarnan as she delves into the complex world of affordable housing and the ongoing housing crisis in Canada. She explores the historical context behind the housing crisis, tracing it back to the shift in responsibility from federal to provincial governments. She dissects the recent federal housing policies implemented since 2017 and their implications on provincial and municipal levels.


    Jacquie highlights key aspects of the federal housing policy, such as the Canadian Secondary Suite Loan Program and the Public Transit Fund, which aim to increase housing supply and improve infrastructure. She also touches on recent provincial legislation, such as Bill 44, and the Housing Supply Act, and its implications for property development and zoning regulations.


    Tune in for a deep dive into the intricacies of housing policy, and stay informed about the ongoing developments shaping the real estate landscape!




    Government of Canada Housing Plan: https://www.infrastructure.gc.ca/housing-logement/housing-plan-report-rapport-plan-logement-eng.html


    Province of British Columbia Housing Plan: https://strongerbc.gov.bc.ca/housing/


    District of North Vancouver Plan for Housing (not updated yet): https://www.dnv.org/community-environment/housing



    City of North Vancouver Housing Action Plan: https://www.cnv.org/community-environment/housing/housing-action-plan


    BACKPACK BUDDIES:   https://www.backpackbuddies.ca/


    Edward Rutherfurd - China - https://www.amazon.ca/China-Novel-Edward-Rutherfurd/dp/0385682034/ref=asc_df_0385682034/?tag=googleshopc0c-20&linkCode=df0&hvadid=578813962959&hvpos=&hvnetw=g&hvrand=358874907083133835&hvpone=&hvptwo=&hvqmt=&hvdev=c&hvdvcmdl=&hvlocint=&hvlocphy=9001576&hvtargid=pla-1635152615749&psc=1&mcid=cb3c8085556d32609749f6e31587b88a


    What was covered:


    (00:57) The housing crisis in Canada and federal involvement history.

    (02:53) Overview of the federal housing policy and its impact on provincial and municipal policies.

    (05:07) The provincial legislation, Bill 44, and its implications for housing supply.

    (08:50) Mention of the public transit fund and Canadian infrastructure fund in federal proposals.

    (10:13) Explanation of the Housing Supply Act and its impact on property zoning.

    (13:06) Addressing the costs and challenges faced by developers in the housing market.

    (14:42) The deadline for new bills and its impact on development applications.

    (16:12) The support for Backpack Buddies and the North Vancouver nonprofit.

    (16:55) Recommendation of the book "China" by Edward Rutherford.


    19 min

About Keeping it Real

From the publisher's feed

Meet Jacquie McCarnan your host for Keeping it Real, the Vancouver and area residential real estate podcast that aims to demystify all things real estate in our crazy…