Sean Tumilson and co-host Chuck the Bot talk about the different types of debts most Americans accrue, and analyze which types make sense financially and which don't

A Hypothetical Story: Your Financial Life

What Are the Biggest Types of Debt — and How Much Do Americans Owe?

How Much Interest Do You (or People Like You) End Up Paying — Over a Lifetime

When Debt Is “Good” — When It Makes Sense to Borrow

When Debt Is Probably “Bad” — Potential Pitfalls and Risks

So — Should You Get Out of Debt ASAP, or Is It OK to Live in Debt?

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Sean Tumilson and co-host Chuck the Bot discuss the three biggest areas of waste in US government spending on a federal, state, and local level.

PART I — WHERE YOUR TAX DOLLARS ACTUALLY GO (THE STORY BEHIND THE NUMBERS)

THE COUNTDOWN: 3 WORST THINGS YOUR TAX DOLLARS GO TO

HONORABLE MENTIONS

WHAT CAN YOU DO ABOUT IT? (3 Practical Tips)

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Sean Tumilson and co-host Chuck the Bot take you through a story of where wealth has concentrated over the past 175 years, and use this analysis to speculate on where it will concentrate between 2025 and 2050.

1850 — Where Wealth Meant Land

1875 — Rails, Steel, and the First Corporate Fortunes

1900 — Oil Kings and the Rise of Cities

1925 — The Roaring 20s: The First Consumer Explosion

1950 — Houses, Factories, and the Most Predictable Wealth Era

1975 — Inflation, Oil, and the Birth of Modern Investing

2000 — The Digital Economy Arrives

2025 — The AI Era: Data, Compute, Real Estate, Energy

2050 (Speculation) — The Next Frontier

The 5 Best Places to Put Your Money (2025–2050)

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Sean Tumilson and co-host Chuck the Bot discuss whether it is wise for the average person living in America to stay or prepare to leave (physically, digitally, and financially).

Part 1 — The setup: why many analysts say U.S. hegemony is probabilistically fading

Part 2 — How that decline actually affects most people (economics, not geopolitics)

Part 3 — What history teaches us: stay or flee? (brief, data-minded case studies)

Part 4 — Two scenarios that matter for your decision (short and useful)

Part 5 — Practical, nuanced playbook — what you can do now (actionable tips)

Part 6 — A short story to close (how this might actually play out for you)

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Sean Tumilson and co-host Chuck the Bot discuss whether or not the current worries about the US economy are valid.

Part 1 — What the mood is right now

Part 2 — When have Americans panicked before?

Part 3 — What really happened in those cases (short version)

Part 4 — Is today’s fear justified in the same way?

Part 5 — How the real downturns usually start (and what to watch for)

Part 6 — Practical, actionable steps you can take (so panic becomes useful energy)

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Sean Tumilson and co-host Chuck the Bot discuss the decline of the US as the global superpower and what that means for the average citizen.

Intro: The Uncomfortable Truth

Part 1: What It Means When an Empire Falls

Part 2: The Echoes of History

Part 3: Be Locally Independent

Part 4: Hold Real Assets

Part 5: Get Digitally and Globally Fluent

Part 6: Stay Emotionally Grounded and Informed

Part 7: Build Flexibility into Your Life

Part 8: Bringing It All Together

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Sean Tumilson and co-host Chuck the Bot talk about why the "American Dream" feels dead and how to bring it back for yourself and those around you.

Part 1: What the “American Dream” Actually Meant

Part 2: When the American Dream Peaked

Part 3: Why the American Dream Feels Out of Reach Today

Part 4: How to Recreate the American Dream — For You, Today

Part 5: A New Definition of the American Dream

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Sean Tumilson and co-host Chuck the Bot use mathematical analysis to determine whether or not different income groups are paying (or not paying) their fair share in taxes in the US.

Part 1: Why We Pay Taxes — The Big Picture

Part 2: How the U.S. Tax System Works

Part 3: What People Actually Pay

Part 4: The Rich, the Loopholes, and the Game

Part 5: So… Should You Pay More or Less?

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Sean Tumilson and co-host Chuck the Bot walk through the history of US economic downturns and reveal who got rich in each scenario. Chuck mixes in 5 key tips during the storyline...

Part 1: The First Crash – The Panic of 1873

Part 2: The Gilded Age and the 1893 Panic

Part 3: The Great Depression (1929–1939)

Part 4: The Stagflation 1970s

Part 5: The Dot-Com Crash and the 2008 Recession

Part 6: The Current Moment – 2025 and Beyond

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Sean Tumilson and co-host Chuck the Bot give 5 tips on how to be more productive by using AI:

1. Let AI Handle Your Routine Admin Work

2. Use AI as a Thinking Partner, Not Just a Tool

3. Automate Your Personal Knowledge Management

4. Turn AI into a Communication Amplifier

5. Use AI to Reclaim Focus and Energy

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