KeepTalking Podcast

KeepTalking Podcast

By Sean Tumilson and Chuck the BotEducation
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KeepTalking Podcast episodes

  • Should You Get Out of Debt ASAP or Be Comfortable Living in Debt Forever?

    Sean Tumilson and co-host Chuck the Bot talk about the different types of debts most Americans accrue, and analyze which types make sense financially and which don't


    A Hypothetical Story: Your Financial Life

    What Are the Biggest Types of Debt — and How Much Do Americans Owe?

    How Much Interest Do You (or People Like You) End Up Paying — Over a Lifetime

    When Debt Is “Good” — When It Makes Sense to Borrow

    When Debt Is Probably “Bad” — Potential Pitfalls and Risks

    So — Should You Get Out of Debt ASAP, or Is It OK to Live in Debt?


    If you enjoy this daily show, tap ‘Follow’ on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

    22 min
  • 3 Worst Things Your Tax Dollars Go To

    Sean Tumilson and co-host Chuck the Bot discuss the three biggest areas of waste in US government spending on a federal, state, and local level.


    PART I — WHERE YOUR TAX DOLLARS ACTUALLY GO (THE STORY BEHIND THE NUMBERS)

    THE COUNTDOWN: 3 WORST THINGS YOUR TAX DOLLARS GO TO

    HONORABLE MENTIONS

    WHAT CAN YOU DO ABOUT IT? (3 Practical Tips)


    If you enjoy this daily show, tap ‘Follow’ on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

    30 min
  • 5 Best Places to Put Your Money — A 175-Year Story of Wealth, Power, and the Next 25 Years

    Sean Tumilson and co-host Chuck the Bot take you through a story of where wealth has concentrated over the past 175 years, and use this analysis to speculate on where it will concentrate between 2025 and 2050.


    1850 — Where Wealth Meant Land

    1875 — Rails, Steel, and the First Corporate Fortunes

    1900 — Oil Kings and the Rise of Cities

    1925 — The Roaring 20s: The First Consumer Explosion

    1950 — Houses, Factories, and the Most Predictable Wealth Era

    1975 — Inflation, Oil, and the Birth of Modern Investing

    2000 — The Digital Economy Arrives

    2025 — The AI Era: Data, Compute, Real Estate, Energy

    2050 (Speculation) — The Next Frontier

    The 5 Best Places to Put Your Money (2025–2050)


    If you enjoy this daily show, tap ‘Follow’ on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

    20 min
  • Time to Flee America? (Data-Based Analysis of Life During the Fall of an Empire)

    Sean Tumilson and co-host Chuck the Bot discuss whether it is wise for the average person living in America to stay or prepare to leave (physically, digitally, and financially).


    Part 1 — The setup: why many analysts say U.S. hegemony is probabilistically fading

    Part 2 — How that decline actually affects most people (economics, not geopolitics)

    Part 3 — What history teaches us: stay or flee? (brief, data-minded case studies)

    Part 4 — Two scenarios that matter for your decision (short and useful)

    Part 5 — Practical, nuanced playbook — what you can do now (actionable tips)

    Part 6 — A short story to close (how this might actually play out for you)


    If you enjoy this daily show, tap ‘Follow’ on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

    32 min
  • How to Know If the Economy Is Actually in Trouble (or If It Just Feels Like It)

    Sean Tumilson and co-host Chuck the Bot discuss whether or not the current worries about the US economy are valid.


    Part 1 — What the mood is right now

    Part 2 — When have Americans panicked before?

    Part 3 — What really happened in those cases (short version)

    Part 4 — Is today’s fear justified in the same way?

    Part 5 — How the real downturns usually start (and what to watch for)

    Part 6 — Practical, actionable steps you can take (so panic becomes useful energy)


    If you enjoy this daily show, tap ‘Follow’ on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

    28 min
  • How to Survive the Fall of the American Empire – 5 Tips for the Average Citizen

    Sean Tumilson and co-host Chuck the Bot discuss the decline of the US as the global superpower and what that means for the average citizen.


    Intro: The Uncomfortable Truth

    Part 1: What It Means When an Empire Falls

    Part 2: The Echoes of History

    Part 3: Be Locally Independent

    Part 4: Hold Real Assets

    Part 5: Get Digitally and Globally Fluent

    Part 6: Stay Emotionally Grounded and Informed

    Part 7: Build Flexibility into Your Life

    Part 8: Bringing It All Together


    If you enjoy this daily show, tap ‘Follow’ on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.


    19 min
  • How to Live the American Dream When America is No Longer the Land of Opportunity

    Sean Tumilson and co-host Chuck the Bot talk about why the "American Dream" feels dead and how to bring it back for yourself and those around you.


    Part 1: What the “American Dream” Actually Meant

    Part 2: When the American Dream Peaked

    Part 3: Why the American Dream Feels Out of Reach Today

    Part 4: How to Recreate the American Dream — For You, Today

    Part 5: A New Definition of the American Dream


    If you enjoy this daily show, tap ‘Follow’ on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

    18 min
  • Should You Pay LESS or MORE in Taxes Than You Currently Pay?

    Sean Tumilson and co-host Chuck the Bot use mathematical analysis to determine whether or not different income groups are paying (or not paying) their fair share in taxes in the US.


    Part 1: Why We Pay Taxes — The Big Picture

    Part 2: How the U.S. Tax System Works

    Part 3: What People Actually Pay

    Part 4: The Rich, the Loopholes, and the Game

    Part 5: So… Should You Pay More or Less?


    If you enjoy this daily show, tap ‘Follow’ on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

    18 min
  • How to Make Money in a Recession – 5 Tips from a Historical Perspective

    Sean Tumilson and co-host Chuck the Bot walk through the history of US economic downturns and reveal who got rich in each scenario. Chuck mixes in 5 key tips during the storyline...

    Part 1: The First Crash – The Panic of 1873

    Part 2: The Gilded Age and the 1893 Panic

    Part 3: The Great Depression (1929–1939)

    Part 4: The Stagflation 1970s

    Part 5: The Dot-Com Crash and the 2008 Recession

    Part 6: The Current Moment – 2025 and Beyond

    If you enjoy this daily show, tap ‘Follow’ on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.

    19 min

About KeepTalking Podcast

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KeepTalking is the daily podcast where human insight meets artificial intelligence.

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