Bio of David Stevens: Mr. David H. Stevens has an extensive career in Real Estate Finance and Mortgage Banking. He currently provides deep expertise and knowledge in an advisory capacity as Chief Executive Officer of Mountain Lake Consulting and serves on the board of directors of Dynex Inc (NYSE:DX). Dave started his career in mortgage banking at the branch level and progressing into branch, regional, division, and national leadership roles provides a breadth plus depth of industry knowledge. As Senior Vice President leading Freddie Mac’s Single-Family business, his work made homeownership more accessible and affordable. David led Wells Fargo’s national wholesale lending business as Executive Vice President and also led Long and Foster Real Estate Company as their President and COO. Following his focus on housing and access, he served in the Obama Administration as Assistant Secretary of Housing and Federal Housing Administration (FHA) Commissioner. David also led the Mortgage Bankers Association in Washington, D.C. as their Chief Executive Officer. Reflective of his deep commitment to affordable housing, he co-founded the MBA Open Doors Foundation which provides mortgage assistance to families with critically ill children. Dave was named 2018 Mortgage Professional of the Year by National Mortgage Professional Magazine and has been included on Bloomberg’s 50 Most Powerful People in U.S. Real Estate and Inman’s 100 Most Influential Real Estate Leaders. He was honored with the NAHREP Founders Award for his support of Hispanic lending. He earned a degree in Political Science from the University of Colorado Boulder and received his CMB (Certified Mortgage bankers) designation.