In this episode, Janie and Sean Kelly answer a question from a couple who wonder if they have saved too much for retirement.  the hosts also touch on the concept of the 4% rule and run down a list of things to be thinking about before you actually retire.

In this episode of the Kelly Capital Partners Retirement Talk Podcast, hosts Janie Kelly and Sean Kelly discuss the implications of new regulations allowing 401k plans to include private equity options. They explore the potential benefits and risks associated with these investments, particularly for younger workers. The conversation shifts to the concept of 'no buy challenges' as a strategy for managing personal finances and preparing for retirement. Finally, they address the issue of financial infidelity in relationships and the importance of communication in financial planning.

In this episode of the Kelly Capital Partners Retirement Talk podcast, hosts Janie Kelly and Sean Kelly discuss the pressing issues surrounding retirement planning, including the challenges posed by the retirement crisis, the complexities of life insurance policies, and the tax implications for seniors. They emphasize the importance of having a solid financial plan and the need for individuals to take responsibility for their retirement savings, especially in light of the declining availability of pensions and the potential future challenges with Social Security benefits.

In this episode of the Kelly Capital Partners Retirement Talk Podcast, hosts Janie Kelly and Sean Kelly discuss the implications of the recently passed Big Beautiful Bill, focusing on its impact on retirees, tax planning, and estate planning. They explore the importance of locking in low tax rates, the benefits of Roth IRA conversions, and the significance of estate tax exemptions. Additionally, they delve into the habits of quietly wealthy individuals and how grandparents can effectively plan for their grandchildren's financial futures.

In this episode of the Kelly Capital Partners Retirement Talk podcast, hosts Janie Kelly and Sean Kelly discuss essential aspects of retirement planning, including the impact of cost of living adjustments, inflation, and tariffs on financial decisions. They explore trends in retirement age, the importance of continuing to work, and the significant costs associated with healthcare in retirement. The conversation also delves into navigating Social Security decisions and maximizing benefits, emphasizing the importance of understanding individual financial situations and the power of compounding interest in retirement planning. 

This week, hosts Janie Kelly and Sean Kelly discuss the changing dynamics of retirement planning, particularly the decline of pensions and the importance of working with financial advisors. They delve into the complexities of life insurance in retirement, emphasizing the need for proper planning and understanding of policies. Additionally, they highlight the significance of financial literacy and the necessity for future generations to save adequately for retirement, as traditional pension plans become less common.

In this episode of the Kelly Capital Partners Retirement Talk podcast, hosts Janie Kelly and Sean Kelly discuss essential aspects of retirement planning, focusing on taxes, healthcare costs, and Medicare options. They emphasize the importance of proactive tax planning to avoid surprises in retirement income and the rising costs of healthcare. The conversation also covers the implications of Social Security timing on Medicare decisions and the differences between Medicare Advantage and Original Medicare.

In this episode of the Kelly Capital Partners Retirement Talk podcast, hosts Janie Kelly and Sean Kelly discuss the critical aspects of retirement planning, focusing on responsible investing, the importance of understanding different account types, and the strategies for managing 401(k) and IRA options. They emphasize the need for a conservative approach as individuals approach retirement, the significance of income planning, and the role of financial advisors in navigating the complexities of investment choices. 

In this episode of the Kelly Capital Partners Retirement Talk Podcast, hosts Janie Kelly and Sean Kelly discuss the critical assumptions people make when planning for retirement. They explore the importance of understanding lifespan, healthcare costs, and the reality of retirement expenses. The conversation also delves into market volatility and the concept of un-retirement, emphasizing the need for stress testing financial strategies to ensure a secure retirement. The episode concludes with resources for listeners to better prepare for their retirement journey.

In this episode of the Kelly Capital Partners Retirement Talk Podcast, hosts Janie Kelly and Sean Kelly discuss the importance of choosing the right financial advisor for retirement planning, the role of annuities, and the value of non-traditional assets like trading cards. They emphasize the need for a comprehensive retirement plan that considers taxes, income, and legacy planning. The episode also highlights the exceptional client service at Kelly Capital Partners, illustrated by a touching story of an employee going above and beyond for a client in need.