Mortgage rates slipped under six percent today for the first time in years—and if your brain immediately went, “Do I need to buy this weekend?” we need to talk. Because the rate headline is not your payment, daily rates are jumpy, and the Gulf Coast has extra monthly costs people forget. I can help you break it down without the hype.

Gallery Night isn’t cancelled—it’s just shifting its route while the New Palafox (Reimagine Palafox) project is underway. In this episode, Katie breaks down what’s changing, where to go instead, and her no-stress plan for actually enjoying the night (without wandering downtown hungry and confused).

Foley is growing—and the city is putting clearer guardrails around how that growth should happen. In this episode, Katie breaks down Foley’s updated Comprehensive Plan (the long-term blueprint) and the kinds of City Council agenda items—fees, permits, and infrastructure rules—that can shape daily life and real estate decisions over time.

If you’re looking at a specific area in Foley and you want help thinking through “what might change around here,” reach out. I’ll help you map out the right questions—no pressure, no hype, just clarity.

You’re not “bad at buying a house.” You’re trying to buy your first home in a market where first-time buyers are only 21% of purchases — the lowest share on record. 

In this episode, Katie breaks down a calm, practical first-time buyer plan: how to shop the monthly payment (not just the price), get underwriting-ready, run insurance numbers early (Gulf Coast buyers, this one’s for you), and write strong offers without doing anything reckless.

Want to talk through your home buying plan? Reply PLAN and I’ll be glad to help you with your next steps!

Mortgage rates ended 2025 at their lowest average level of the year—so what does that actually mean for you heading into 2026? In this episode, Katie breaks down the difference between rate headlines and real-life monthly payments (especially on the Gulf Coast, where insurance/HOA/taxes matter a lot).

Zillow can be a helpful starting point… but on the Gulf Coast, it often misses the details that move real value: insurance-related updates, storm-mitigation features, local restrictions, and hyper-local comps. In this episode, Katie breaks down why Zestimates get “weird” here and how to do a quick reality check—without spiraling.

Waiting for mortgage rates to fall can feel like the “smart” move—but it’s not a guaranteed plan. In this episode, Katie breaks down why the latest labor + inflation headlines don’t automatically mean lower mortgage rates, and what buyers should focus on instead: price, incentives, inventory, and a monthly payment that fits real life.

Even with Hangout Fest cancelled, the Gulf Coast doesn’t shut down. In this episode, we shift the focus to what is still happening this year—from smaller events and local favorites to the everyday reasons people love living and visiting here. A grounded reminder that one cancellation doesn’t define a community.

When a major event like Hangout Fest is cancelled, the impact goes far beyond one weekend. In this episode, we talk about what this means for local businesses, seasonal workers, tourism flow, and the overall rhythm of the Gulf Coast. This isn’t about blame—it’s about understanding the ripple effects and why big events play a role in coastal communities.

Hangout Fest has been officially cancelled for this year, and many locals and visitors are asking the same question: why? In this episode, we walk through what’s been confirmed, what hasn’t, and how decisions like this typically come together. No rumors, no speculation—just clear context from a local perspective and why events like Hangout matter to the Gulf Coast community.