How often have we come across a family suffering financially even after working throughout their whole lives? Most people earn enough to live their lives comfortably but the lack of planning their financial goals leads to spending a major part of their life struggling with monetory issues. So, every one of us needs to do financial planning in order to meet our needs as and when they arise.

While there are some needs that will arise for certain, there are also needs that arise without our prior knowledge. So, we need to plan both for certain needs and uncertain or accidental needs

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