Know Your Money with Bronwyn Waner and Craig Finch

Send us Fan Mail

Discover how to navigate the intricate world of living annuities, for clients who change their tax residency or emigrate. With her expertise, Felicia unravels the complexities faced by beneficiaries living abroad after losing a loved one in South Africa. She's here to guide you through the essential options and implications that come with receiving annuity income while residing overseas.

Learn how to handle cross-border financial transactions with confidence as we discuss the role of authorized dealers like RMB in transferring funds internationally. Felicia sheds light on the potential pitfalls of double taxation and the significance of understanding local tax laws. Whether you're a beneficiary abroad or advising clients with international financial concerns, this episode provides you with valuable insights to manage these challenges effectively. Join Craig Finch, Bronwyn Waner, and Warren Grimsley as they make these complex topics accessible and understandable, ensuring you're equipped for the global financial landscape.

Support the show

Please subscribe to our podcast or have a look at our website 
www.growthfp.co.za

Send us Fan Mail

Felicia joins us on "Know Your Money." Our discussion focuses on the intricacies of living annuities, including the often confusing process of transferring them between providers. Learn how to navigate the Insurance Act and Prudential Communication regulations effectively, and discover why consolidating annuities might be a smart move to optimize your platform fees and streamline your financial strategy. With expert insights from Craig Finch and Bronwyn Waner of Growth Financial Planning, along with Warren Grimsley from Rogue Media, this conversation is your gateway to mastering your financial future.

Explore the nuanced world of annuities as we distinguish between living and life annuities, decoding the transition possibilities between these financial instruments. Felicia sheds light on the lack of beneficiaries in life annuities and the importance of guaranteed income, underscoring the critical role of financial advice in these decisions. With our engaging dialogue, we cut through the complexities to provide clarity and understanding, making this episode an essential listen for anyone aiming to make informed decisions about their retirement funds. Tune in for a transformative discussion that promises to enhance your financial acumen.

Support the show

Please subscribe to our podcast or have a look at our website 
www.growthfp.co.za

Send us Fan Mail

Unlock the secrets to securing your financial future with us as we welcome the insightful Felicia from Allan Gray. Together, we break down the complexities of living annuities, ensuring you're well-equipped to manage your retirement income. With Felicia's expert guidance, discover the nuanced differences between life and living annuities, the critical role of drawdown rates, and the stringent withdrawal rules that could impact your plans. Whether you're pondering over managing multiple annuities or strategically planning your post-retirement income, this discussion promises to enlighten and inform.

Navigate the often-overlooked terrain of living annuities in the context of life's unexpected turns, such as divorce and beneficiary nominations. Felicia shares essential knowledge about nominating beneficiaries, unpacking the tax implications that come with opting for a lump sum or continuing with a drawdown. Prepare yourself for the complexities of annuity income division during divorce, and understand the tax responsibilities both parties bear. We also touch on how emigration can influence your annuity choices, ensuring you're armed with the knowledge to make informed financial decisions.

Support the show

Please subscribe to our podcast or have a look at our website 
www.growthfp.co.za

Send us Fan Mail

Unlock the mysteries of living annuities with industry experts Craig Finch and Bronwyn Waner from Growth Financial Planning as they sit down with Felicia, a seasoned legal advisor from Allan Gray. Discover the crucial role of psychology in financial decisions and learn how to navigate the complex world of living annuities. Felicia brings her legal expertise to the table, offering invaluable insights on the importance of nominating beneficiaries and the intricate tax implications involved. This episode promises to equip you with the knowledge needed to make informed decisions, ensuring that your financial future is secure.

Join us for an enlightening conversation as we dive into the technical aspects and recent legislative changes impacting living annuities. Felicia sheds light on what happens to annuity proceeds upon a policyholder's death, emphasizing the need for proper beneficiary nominations to avoid unnecessary estate fees. Understand the processes involved when beneficiaries are not named and how these proceeds are managed within an estate. With insights from Warren Grimsley of Rogue Media, we aim to demystify these complex topics and provide clarity, empowering you to take control of your financial planning with confidence.

Support the show

Please subscribe to our podcast or have a look at our website 
www.growthfp.co.za

Send us Fan Mail

Unlock your true potential and redefine happiness with insights from Gallup-certified coach Johan, who joins us in this thought-provoking episode of "Know Your Money." Johan sheds light on the startling fact that only 7% of the global population is truly happy, urging us to reconsider how we spend our time and energy. Drawing from Gallup's extensive research, we explore the five crucial areas of well-being—money, relationships, job, community activity, and finances—and challenge you to assess where your focus lies. This conversation promises to guide you toward a more balanced and fulfilling life by understanding and leveraging your natural strengths.

As we navigate the complexities of financial and personal well-being, Johan emphasizes the importance of focusing on our inherent strengths rather than fixating solely on weaknesses. With a backdrop of the pandemic prompting a global reassessment of priorities, we delve into how understanding oneself through CliftonStrengths assessments can lead to greater fulfillment. Craig Finch, Bronwyn Waner, and Warren Grimsley join forces to bring financial wisdom to the forefront, showing that money is just one piece of the happiness puzzle. Don't miss this engaging discussion that offers practical steps for transforming your habits and enhancing your overall well-being.

Support the show

Please subscribe to our podcast or have a look at our website 
www.growthfp.co.za

Send us Fan Mail

StrengthsFinder 2.0 | EN - Gallup
Discover how understanding your strengths can transform your financial journey with insights from our special guest, Johan, a strategic business coach. Johan joins Craig Finch, Bronwyn Waner, and Warren Grimsley to shed light on the powerful connection between self-awareness and financial success. We promise you'll walk away with knowledge on how the Gallup CliftonStrengths assessment can illuminate your true talents, helping you align your career with your passions—it's not just about chasing money, but finding fulfillment in what you do. Johan shares his experiences guiding young individuals, especially those in grade 10, to pursue paths that truly resonate with them, challenging societal and parental expectations.

A striking statistic reveals that only 7% of people feel genuinely fulfilled and happy, prompting a closer look at the role financial awareness plays in enhancing life satisfaction. This episode navigates the profound impact of financial management on personal fulfillment and invites you to join our mission to elevate more people into that 7% of contentment. As we explore these themes, we set the stage for future episodes that promise to deepen your understanding of achieving happiness through financial knowledge. Get ready to rethink your approach to money and life satisfaction with insights that could change your perspective.

Support the show

Please subscribe to our podcast or have a look at our website 
www.growthfp.co.za

Send us Fan Mail

Unlock the secrets of financial success by embracing your natural talents! Join us for an enlightening conversation with Johan Oosthuizen from Gallup CliftonStrengths, as we explore how understanding your innate abilities can revolutionize your financial planning. We promise you won't look at money the same way again after discovering how the CliftonStrengths assessment can pinpoint and leverage your strengths for better financial decisions. Together with Craig Finch and Bronwyn Waner from Growth Financial Planning, and by Warren Grimsley of Rogue Media, we unravel the links between psychology and finance that can lead to greater returns on your investments.

In our latest episode of "Know Your Money," Johan shares his 22 years of expertise in coaching to reveal how focusing on what you're naturally good at can transform your financial outcomes. Say goodbye to the conventional focus on weaknesses; it's time to shift your mindset and harness your strengths for effective financial strategies. With engaging examples and practical insights, Johan guides us through understanding the importance of recognizing and nurturing your true capabilities. Whether you're handling your own finances or guiding clients, this discussion offers actionable advice and inspiration to grow both yourself and your wealth. Join us and start maximizing the power of your strengths today!

Support the show

Please subscribe to our podcast or have a look at our website 
www.growthfp.co.za

Send us Fan Mail

Unravel the complexities of spousal maintenance with insights from Bianca, the expert behind D is for Divorce. As our guest, Bianca shares her wealth of knowledge on the distinctions between spousal and child maintenance and the often complex negotiations involved in crafting fair agreements. Our discussion promises to enlighten and empower you, especially if you're navigating the financial hurdles of divorce. Craig Finch, Bronwyn Waner, and Warren Grimsley join forces to explore the emotional facets that come into play when financial independence hangs in the balance between former partners. 

We delve into scenarios such as support for stay-at-home parents and how these agreements shift with life changes like remarriage. With Bianca's guidance, we tackle questions of fairness and complexity, like balancing lifestyle support while encouraging independence. Whether you're a financial novice or seasoned pro, Know Your Money offers a comprehensive, engaging look at financial literacy through the lens of divorce and spousal maintenance. Join us for this episode as we aim to demystify these critical topics, ensuring you are informed and prepared for the financial journeys ahead.

Support the show

Please subscribe to our podcast or have a look at our website 
www.growthfp.co.za

Send us Fan Mail

Explore the intricacies of maintenance in divorce proceedings with Bianca from "D's for Divorce" as we unravel the layers of financial responsibilities that too often lead to conflict. Join us to dispel common myths about maintenance, which extends beyond the basics like school fees and housing to encompass everyday expenses such as groceries and utilities. Bianca shares her expertise on how to calculate maintenance by identifying shared household expenses and child-specific costs, offering essential guidance for parents navigating the transition to separate lives. This episode promises to equip you with the clarity needed to understand the financial obligations during and after divorce.

We venture into the emotional and legal challenges of child maintenance, spotlighting a real-life scenario involving a wealthy father who stops payments for his university-attending child. This situation underscores the critical importance of securing child maintenance and the often tedious process involved in proving hidden assets. Our conversation emphasizes the role of courts in safeguarding children's financial interests while advocating for mediation and fair settlements to ease the emotional burden of divorce. As Bianca shares her personal insights, we highlight the necessity of prioritizing children's well-being amidst evolving family dynamics, urging mutual consideration and sustainable living post-divorce.

Support the show

Please subscribe to our podcast or have a look at our website 
www.growthfp.co.za

Send us Fan Mail

Unlock the secrets to financial security as you navigate the complex world of marriage regimes with confidence. Join hosts Craig Finch, Bronwyn Waner, and Warren Grimsley on "Know Your Money" as they team up with Bianca, the insightful founder of D is for Divorce and seasoned confidence coach. Together, they offer a practical guide to understanding the antinuptial contract with accrual, highlighting its critical role in asset division during a divorce. Bianca's expertise in family law enriches the discussion, offering both established individuals and those just beginning their financial journey the wisdom they need to protect their assets and personal wealth.

During this enlightening episode, you'll discover how to structure an antinuptial contract that secures both parties' interests, focusing on crucial elements like starting values and exclusions. Bianca shares her strategies for safeguarding businesses and wealth while providing compassionate guidance for those who might feel vulnerable. Whether you're looking to bolster your financial literacy or simply seeking to understand how to manage your assets better, this episode provides a wealth of knowledge and practical advice to help you build a secure financial future. Don't miss out on the chance to equip yourself with the tools needed for informed financial decision-making, no matter your current status.

Support the show

Please subscribe to our podcast or have a look at our website 
www.growthfp.co.za