Two programs that are very popular with people who are looking to get out of debt are – debt management and debt settlement. They sound so much alike and many people don't understand the differences. Both of these programs require professional help, allow you to get out of debt faster, and help you avoid bankruptcy. Find out the best solution for your situation with this informative podcast.

The back to school shopping season is the second most expensive time of year after the winter holidays for families. Spending expectations this year are even higher than last year. This podcast shows where parents plan to spend along with tips to help you save on back to school shopping.

We each have our own unique credit history. Whether you have good credit, bad credit or need to build credit from scratch, most of us have room for improvement. Listen to April Lewis-Parks, Director of Education talk about what you need to know to make your credit better. There's no fast lane to an excellent credit score, but responsible financial habits can go a long way toward boosting your credit wellness.

Identity theft continues to be on the rise, but it can be avoided if you know how to protect yourself. Listen to our podcast where Consolidated Credit's director of education interviews Michelle who was an ID theft victim. They talk about her experience and advice on how to stay protected. You may be surprised to learn what day-to-day activities may be compromising your security. Also, learn about new ways thieves are out to get your money. We hope you enjoy this informative yet hilarious podcast!

It's time to plan your budget for the winter holidays so you can avoid the dreaded holiday debt hangover in the New Year. Get prepared with our budgeting advice list making ideas. You don't have to spend a fortune on gifts and travel to have a wonderful holiday season and we will tell you how!

Join April Lewis-Parks and Gerard Delaney as they discuss easy ways for you to save money every day.

Join April Lewis-Parks as she talks about the power of budgeting and how to get started. .