Have you heard the saying it is better to give then receive?  From a Christian perspective it isn't just a nice saying, it has promises attached to it.  What does the Bible say about giving and what are some ways other than money that you can give?

Key Takeaways:
1) In the ancient days, tithing was a way to provide for widows, orphans, and the community
2) Is a 10% tithe too hard?
3) What are some blessings and promises that come with giving
4) Important to be a cheerful giver

Between the ages of 30 and 40, you are setting the financial foundation for your entire life. We often see potential clients that wished they knew about this mistakes when they were younger.  So listen in to avoid this mistakes that can impact you for the rest of your lives.

Key Takeaways:
1) Lifestyle Creep
2) Delaying Retirement Contributions
3) Ignoring the "What ifs"
4) Not Having a Cash Cushion
5) Going it Alone

Today we will look at how you can raise financially savvy kids, and not spoil them.  It is easy to want to buy our kids and grandkids whatever they want if we have the financial means to do that.  However, what could happen when they grow up?  Best to instill good financial principles now like the value of money, the difference between needs and wants, and delaying gratification.

Key Takeaways:
1) Ideas for ages 5-10
2) Ideas for ages 11-14
3) Ideas for ages 15-18
4) How not to spoil kids

When seeking help on your stock market investments, do you find it confusing regarding services provided and advisor licensing?  There are many people that call themselves Investment Advisors, but are they really?  Today we discuss the differences between a stockbroker and an Investment Advisor.

Key Takeaways:

1. What are the regulatory entities each is responsible to?
2. What standards are they held to based on their licensing?
3. How are each typically paid
4. What services do each provide

Our book is now on Amazon! "Create Your Best Retirement" Today we share why we wrote it, our hopes for the book, and a little behind the scenes on writing it.  We kept seeing clients struggling with the same financial blind spots and we knew we had to create something simple, actionable and trustworthy. The book supports vision of H.O.P.E. (Helping Other People Everyday).

Key Takeaways:

1. Answers to frequently asked questions
2. Retirement planning tools many people don't know about
3. What the writing process was like

Many people feel inadequate or even fearful about investing.  We find it is just a lack of understanding on how it works, or a fear of losing money.  You need investments in order for your money to outpace inflation and to make your money work for you.  Today we will go over the basics. If you want help with investing, you can always reach out to us at KPCFinancialSolutions.com.

Key Takeaways:

1. Investing means your money can make you more money
2. Common Types of Investments
3. Risk & Diversification
4. How to get started

We encounter people frequently that say their parents weren't good at money and so they never learned how to manage their finances.  If this is you, or you wnat to make sure you know the basics of financial planning, this podcast is for you.  It is never too late to learn and take control of this important aspect of all of our lives. Next week will we go over investment basics.

Key Takeaways:

1. Never too late
2. Budgeting
3. Saving
4. Debt

Wealth isn't just about making money, it is about how you manage it.  We will share 5 habits of successful people that can put you on the path to financial freedom.  These habits are repeatable, and very powerful when done consistently.

Key Takeaways:

• Pay yourself first
• Live below your means
• Invest consistently
• Build multiple income streams
• Keep learning and networking

I'm sure you've seen the TV ads to buy gold and silver.  Is this a good idea?  Many people own physical gold and silver, and some have stock market investments in precious metals.  But why buy gold or silver?  Today we talk about 8 reasons gold has been owned today and in the past. 

Key Takeaways:

• Gold has intrinsic value and has been used as money for thousands of years
• Gold can be a safe haven during turbulent times
• Diversification of investments - generally not to exceed 10-15% of total wealth
• We like pre-1933 coins

What could happen if you don't keep your beneficiaries up to date on all of your assets?  Today we are talking about why it is important to always verify your beneificiaries when there is a life change, and periodically to have confidence when you are gone that your money goes to those you intended.

Key takeaways:

1. Regularly review and update your beneficiaries on ALL assets: bank, investment & retirement accounts, insurance products
2. Do you know the differences in how beneficiaries are paid out depending on the type of investment?
3. Life events: marriage, divorce, new children and grandchildren
4. Some real life stories of what can go wrong