KTs Money Matters

In this episode, KT and R. Shawn McBride discuss: 

Multiple forms of partnership and how to make sure they will workDon’t be afraid to talk about the contingency plansThe importance of getting it in writing – a handshake agreement isn’t typically a good ideaWays to figure out if the partnership is actually working – to know if it’s a good partnershipKey Takeaways: 

The key to a good partnership is understandingHave the uncomfortable conversations early onDiscuss The 4 D’s: death, disability, divorce, disagreementDo your due diligence up front, build it the right way. 

"You don’t want to agree to agree in the future. That’s where the problems come in." — R. Shawn McBride

Connect with Shawn:

Twitter: @McBrideForBus

Website: mcbrideforbusiness.com

Website: planningdoneright.com

Book: Business Blunders!: 10 Dangerous Business Mistakes and How to Protect Your Business So It Can Thrive!

Book: It’s About Time: How to Do More of What Matters in the Time You Have

LinkedIn: www.linkedin.com/in/rshawnmcbride

Click here to reach KT   

See KT's interview on C-Suite Network's Best Seller TV

Connect with KT Thomas: http://ktsmoneymatters.com/ 

Purchase KT's book- The Hardworking Woman's Guide to Money 

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In this episode, KT and Julie Ann Sullivan discuss: 

Julie Ann’s story and how she got to where she is todayHow to decide where and when to use your time as we all have a limited number of hours in the dayHow to use virtual assistants to make the most use of your time on the things you find the most interestingKnowing yourself, what you like, and what you don’t like is crucial. It allows you to assess your priorities and your own hierarchy of importance.Key Takeaways: 

You always want to work on people’s strengths, including your ownIf you’re miserable, you’re not serving yourself or anyone elseMake sure you know how to do the tasks, even if you are having someone else do itAsk yourself, what needs to get done today and look at your priorities every day. Once a year, check back and see what worked, what didn’t, and what needs to be let go of."If you want to be successful, you have to do the work." — Julie Ann Sullivan

Connect with Julie Ann: 

Twitter:   @JASatLNE

Website: http://julieannsullivan.com 

Podcast: Business that Care Podcast 

Book: Blueprint for Employee Engagement: 37 Essential Elements to Influence, Innovate & Inspire

LinkedIn: https://www.linkedin.com/in/julieannsullivan 

Your Corporate Podcast: Internal podcasting for clear, concise and consistent messaging - https://julieannsullivan.com/your-corporate-podcast/ 

Inspired Leadership Coaching: https://julieannsullivan.com/inspired-leadership-coaching/ 

Click here to reach KT   

See KT's interview on C-Suite Network's Best Seller TV

Connect with KT Thomas: https://ktsmoneymatters.com/ 

Purchase KT's book- The Hardworking Woman's Guide to Money 

Learn more about your ad choices. Visit megaphone.fm/adchoices

We've been told that certain podcast platforms had some technical issues with Episode 49, Lisa Keslar, so we decided to post it again as a bonus episode so no one missed any of this amazing content.

In this episode, KT and Lisa Keslar discuss:

Buying the insurance that makes sense for you and your family.Types of questions people should be asking their agents.Finding the best possible coverages.What insurance you should have if you're worried about being sued. 

Key Takeaways:

Your agent should always be checking to make sure you are on the right plan.Look at quote differences and decide if you're willing to pay the difference for higher coverage.Your agent should be more like your partner.Every carrier is very different."People who want to have better coverage have fewer claims because they're more cautious and therefore, are less risky and so their premiums are lower." — Lisa Keslar

Connect with Lisa Keslar:

Twitter:  keslarinsurance

Website:  http://www.keslarinsurance.com

Email:  [email protected]

LinkedIn: www.linkedin.com/in/lisakeslar

Click here to reach KT  

See KT's interview on C-Suite Network's Best Seller TV

Connect with KT Thomas: https://ktsmoneymatters.com/

Purchase KT's book- The Hardworking Woman's Guide to Money 

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, KT and Tammy Symons discuss:

What the The Family and Medical Leave Act is and how people can use it.Having a cash reserve and understanding if it is enough money.Protecting yourself if you get sick.Understanding the benefits of The Family and Medical Leave Act. 

Key Takeaways:

The The Family and Medical Leave Act is not a paid leave, but it does protect your position, although this does change depending on your company/state.You can take up to twelve weeks in a twelve-month time period to use a medical leave.Understanding what is considered cash reserve. If you cannot easily convert it to cash, it is not cash reserve.The cheaper the insurance policy, the less likely it will protect you. 

"If your employer does not have a paid medical leave option then, it is important to know what they do offer." — Tammy Symons 

Connect with Tammy Symons: 

Website:  www.newdaysolutions.com

Phone: 800-834-2101

Email:  [email protected]

Click here to reach KT   

See KT's interview on C-Suite Network's Best Seller TV

Connect with KT Thomas: https://ktsmoneymatters.com/ 

Purchase KT's book- The Hardworking Woman's Guide to Money  

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, KT and Tammy Symons discuss:

What to expect to spend in back to school shopping.Recommendations to fund for school shopping.Tips for getting back into the routine of school.Setting goals for what you want to accomplish.Key Takeaways:

Set a dollar amount of what you're willing to spend before shopping.You can help teach your kids about money through back to school shopping.Set goals and write them down so that you can accomplish the goal.Break down what's important to you and your child so you can set priorities."If you just plug through life then, you don't go anywhere." — Tammy Symons

Connect with Tammy Symons:

Website:  www.newdaysolutions.com

Email:  [email protected]

Click here to reach KT  

See KT's interview on C-Suite Network's Best Seller TV

Connect with KT Thomas: https://ktsmoneymatters.com/

Purchase KT's book- The Hardworking Woman's Guide to Money 

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, KT and Lisa Keslar discuss:

Buying the insurance that makes sense for you and your family.Types of questions people should be asking their agents.Finding the best possible coverages.What insurance you should have if you're worried of being sued. 

Key Takeaways:

Your agent should always be checking to make sure you are on the right plan.Look at quote differences and decide if you're willing to pay the difference for higher coverage.Your agent should be more like your partner.Every carrier is very different. 

"People who want to have better coverage have less claims because they're more cautious and therefore, are less risky and so their premiums are lower." — Lisa Keslar

Connect with Lisa Keslar:

Twitter:  @keslarinsurance 

Website:  http://www.keslarinsurance.com

Email:  [email protected]

LinkedIn: www.linkedin.com/in/lisakeslar

Click here to reach KT  

See KT's interview on C-Suite Network's Best Seller TV

Connect with KT Thomas: https://ktsmoneymatters.com/

Purchase KT's book- The Hardworking Woman's Guide to Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, KT and Tammy Symons discuss: ·         The drive to want to continue to climb in your career ·         Deciding what your life matters, and acting on it ·         Figuring out if you're on the right path of life, and if you're not how to get to the right place ·         Sharing information that you've learned outside of the workplace    Key Takeaways: ·         You have to have a good support team to truly succeed in life ·         It's important to work with someone who has a large amount of knowledge ·         Make a plan to accomplish your future life goals ·         Don't be afraid to share the things that you're accomplishing    "If you have questions about where you want to go or if you feel like the area you're in right now isn't where you want to be, that's not a bad thing and you shouldn’t be ashamed." — Tammy Symons   Connect with Tammy Symons, CFP:   Website: www.newdaysolutions.com Email: [email protected] Phone: 800-834-2101   Click here to reach KT     See KT's interview on C-Suite Network's Best Seller TV Connect with KT Thomas: https://ktsmoneymatters.com/ Purchase KT's book- The Hardworking Woman's Guide to Money  

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In this episode, KT and Tammy discuss: The money that goes into vacations and your vacation budget Only spending what you can afford on vacation Knowing what your purchase includes When to buy the cheapest airplane tickets   Key Takeaways: Find hotels that have kitchens so that you don't have to go out to dinner every meal of your vacation Decide what's worth it when buying items on vacation Vacation traveling websites don't have all the airlines on them, so do some of your own digging around Tuesday's have the best prices for buying airplane tickets and other traveling packages "You're taking a vacation to actually have a vacation. Get out of the house and do something!" — Tammy Connect with Tammy Symons, CFP: Website: www.newdaysolutions.com Email: [email protected] Phone: 800-834-2101Click here to reach KT    See KT's interview on C-Suite Network's Best Seller TV Connect with KT Thomas: https://ktsmoneymatters.com/ Purchase KT's book- The Hardworking Woman's Guide to Money 

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, KT and Jay Healy discuss:

What is more recommended, fixed or adjustable ratesWhat first time home buyers want to be thinking aboutNo Doc loan's and the impact of themFiguring out how much mortgage you can actually affordKey Takeaways:

You have to know what's going on with interest ratesSee how your home fits in with your future plansDon't look at homes that are over your budgetEverything is based off of debt to income ratios"Look at the numbers first. Then you can make the decision with your head, before you go make it with your heart." — Jay Healy

Connect with Jay Healy:

Twitter:  @BlueWaterMtg

Website:  https://bluewatermtg.com/

Email:  [email protected]

LinkedIn: https://www.linkedin.com/company/blue-water-mortgage-corporation/

Click here to reach KT  

See KT's interview on C-Suite Network's Best Seller TV

Connect with KT Thomas: https://ktsmoneymatters.com/

Purchase KT's book- The Hardworking Woman's Guide to Money 

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, KT and Julie Reisler discuss:

If you're not taking care of yourself on the inside, you can't be your best self on the outsideTaking the leap to start a new campaignHow being an entrepreneur shapes your financial decisionsself-actualizationKey Takeaways:

Listen to your gutDon't jump into something without being preparedYou put ceilings on yourselves, and it's unnecessaryYou have to learn to love yourself, instead of using shame"You've got to really spend some time and energy into yourself." — Julie Reisler

Go to http://juliereisler.com/journal/ for a free Get a PhD in YOU Companion Journal.

Get Julie's book Get a PhD in YOU on Amazon.com

Connect with Julie Reisler:

Twitter:  @juliereisler

Website: http://juliereisler.com 

Email:  [email protected]

Book: https://amzn.to/2LGOmq5

LinkedIn: https://www.linkedin.com/in/juliereisler/

Click here to reach KT  

See KT's interview on C-Suite Network's Best Seller TV

Connect with KT Thomas: https://ktsmoneymatters.com/

Purchase KT's book- The Hardworking Woman's Guide to Money 

Learn more about your ad choices. Visit megaphone.fm/adchoices