Based on the provided sources, here is a comparison of the Lake of the Pines Association's annual and monthly HOA costs for 2023, 2024, and 2025:

The Lake of the Pines Association is a nonprofit mutual benefit corporation responsible for the maintenance and administration of common areas and upholding the governing CC&Rs1.... The annual budget and assessment are approved by the Board of Directors4....

Below is a chart comparing the annual and monthly assessment amounts per lot for the years 2023, 2024, and 2025 as approved by the Board of Directors:

Year | Approval Date | Annual Assessment (per lot) | Monthly Assessment (per lot)
2023 | October 19, 20224 | $3,336.004 | $278.004...
2024 | November 1, 20235 | $3,504.005 | $292.008
2025 | October 16, 20246 | $4,287.126 | $357.269

For each year, payments could be made annually, semi-annually, or monthly4.... The first payment for the year is due on January 1st4.... Assessments are considered delinquent if not received by the Association within 15 days after the due date4....

For specific questions regarding accounting and assessments, members can contact the Accounting Department8....

The assessments cover the costs for maintaining and improving the community's assets and services16.... For example, in 2024, proposed spending per household included amounts for the Lake from the Public Works Budget ($12.38/month), Pro Shop and Golf Course Maintenance Net Cost ($5.03/month), Administrative costs ($10.52/month), and Food and Beverage ($9.13/month)19.... The 2025 budget included modest fee adjustments in areas like boat decals, facility rentals, and amenity fees, in line with inflation and operational costs17. It also focused on improvements such as enhancing public safety, preserving roads and the lake, and maintaining common areas like the clubhouse, marina, and golf course17....

Based on the sources provided, which compare the 2024 and 2025 Schedule of Fines:

Examining the changes between the 2024 and 2025 fine schedules reveals a range of adjustments, including increases, decreases, and instances where fines remained the same.

The smallest percentage increase in a specific fine category was 0%1.... Several violations had no change in their fine amounts between 2024 and 2025:

• Watercraft on Trailers Entering Through Member Lane - 1st Offense: Remained at $301....

• Watercraft on Trailers Entering Through Member Lane - 2nd Offence: Remained at $3151....

• Feeding of Waterfowl or Deer - 1st Citation: Remained at $2502....

• Feeding of Waterfowl or Deer - 2nd Citation: Remained at $5002....

• Allowing conditions to exist... which promote an increase in... resident Canada Geese - 1st Citation: Remained at $5003....

• Violation of Park and Beach Rules, Swimming Pool Rules and Tennis Courts Rules (General Amenity Violations) : Remained at $30 per occurrence4....

• For "Any violation not addressed in this Schedule of Fines," the minimum fine amount remained at $559....

Among the fines that did increase, some of the smallest percentage increases were around 4.76% to 5% for various specific violations, such as:

• Speeding 33 mph, 1st offense: $105 to $110 (+4.76%)11....

• Boating - Launched Watercraft without current Decal and State Registration (Member-Owned, Registered on time, decal not applied): $105 to $110 (+4.76%)13....

• Golf Course - Driving unregistered golf cart (Golfers/Non-Golfers): $105 to $110 (+4.76%)15....

• Golf Course - Driving "Road Use Only" registered golf carts (Golfers/Non-Golfers): $105 to $110 (+4.76%)16....

• Unauthorized Tree Removal (>3", per inch): $105 to $110 (+4.76%)20....

• Weed Abatement Violations (per hour): $105 to $110 (+4.76%)20....

• Malicious Mischief (No Damage to Property): $105 to $110 (+4.76%)3....

• Violation of Parcel E Rules / Misuse of Parcel E: $105 to $110 (+4.76%)4....

• Code of Conduct - Noxious Activities (minimum fine): $105 to $110 (+4.76%)9....

• Passing School Bus with Flashing Red Lights: $500 to $525 (+5%)22....

• Speeding 26-30 mph, 2nd & 3rd Offense: $80 to $84 (+5%)11....

• Speeding 26-30 mph, 4th Offense or More: $160 to $168 (+5%)11....

• Speeding 32 mph, 1st offense: $80 to $84 (+5%)11....

• Speeding 38 mph, 1st offense: $240 to $252 (+5%)11....

• Boating - Launched Watercraft without current Decal and State Registration (Member-Owned, Boat in quarantine): $525 to $551 (+5%)13....

• Unsafe Operation (Vehicular): $80 to $84 (+5%)22....

• Operation of golf cart on LOP roads without displaying current golf decal or road registration: $80 to $84 (+5%)27....

• Repairable Damage (Vandalism base fine): $525 to $551 (+5%)3....

• Contractor and Realtor Passes (1st occurrence): $80 to $84 (+5%)4....

The largest percentage increase in a specific fine category was for Failure to Stop at Stop Sign, which increased from $105.00 in 202422 to $150.00 in 202523. This represents an increase of approximately 42.86%.

Other significant increases include:

• Speeding 26-30 mph, 1st offense: $30 to $42 (+40%)11....

• Construction or expansion without Environmental Control approval (minimum/base fine): $420 to $580 (+38.1%)20....

• Speeding 34 mph, 2nd & 3rd offense: $185 to $234 (+26.49%)11....

• Speeding 36 mph, 2nd & 3rd offense: $240 to $301 (+25.42%)11....

• Speeding 38 mph, 2nd & 3rd offense: $290 to $365 (+25.86%)11....

• Speeding 39 mph, 2nd & 3rd