Land Lady Listens

What if there were more ways to buy real estate than going through a traditional bank?

In this episode of The Landlady Listens, we're joined by Zach Beach, CEO of Smart Real Estate Coach, to explore the world of creative real estate financing and the opportunities many investors overlook.

With nearly 13 years of experience investing across Rhode Island, Massachusetts, and Connecticut, Zach shares how strategies like seller financing, subject-to deals, lease purchases, and rent-to-own agreements can help investors find opportunities even when traditional financing isn't the right fit.

We also discuss how sellers can benefit from alternative financing arrangements, how investors can create equity in properties they don't own, and how creative deal structures can open doors for buyers who need a different path to homeownership.

Whether you're a new investor exploring your first deal or a seasoned real estate professional looking for fresh strategies, this conversation will give you plenty to think about!

#TheLandladyListens #ZachBeach #SmartRealEstateCoach #CreativeFinancing #RealEstateInvesting #SellerFinancing #SubjectTo #RentToOwn #RealEstateEducation

Real estate investing isn’t just about finding deals, it’s about knowing how to finance them.

In this episode of The Landlady Listens, TJ Curran of Go Rascal joins us for a deep dive into today’s lending landscape, from traditional mortgages to non QM products, DSCR loans, and condo hotel financing. With over 20 years in the mortgage industry and now working as a broker with access to multiple lending channels, TJ breaks down how investors are getting deals done that most lenders won’t touch.

We also talk through condo hotels, Airbnb and short term rental financing, and how DSCR loans allow investors to qualify based on rental income instead of personal income. TJ shares insights on risk based lending, condo approval challenges, and why having access to multiple funding sources can completely change what’s possible in a deal.

If you’re a buyer, investor, or agent looking to better understand creative financing options, this episode is packed with value.

🎧 Listen now on YouTube

YouTube: https://youtu.be/mF1DehK9HSw

#TheLandladyListens #RealEstateInvesting #MortgageTips #DSCRLoans #NonQM #CreativeFinancing #TJCurran #GoRascal

Insurance is one of the most important parts of homeownership, yet it's often the least understood.

In this episode of The Landlady Listens, Nick Sebastian of Eagle Insurance joins us to break down the essentials every homeowner, buyer, and investor should know about protecting their biggest assets. From understanding coverage options to navigating common misconceptions, Nick shares practical insights that can help you make more informed decisions and avoid costly surprises.

Whether you're purchasing your first home, managing investment properties, or simply reviewing your current policy, this conversation offers valuable guidance on the role insurance plays in your long-term financial security.

🎧 Listen now on YouTube

YouTube: https://youtu.be/MHz5DV1g2nc

#TheLandladyListens #NickSebastian #EagleInsurance #HomeownersInsurance #RealEstateTips #PropertyProtection #Homeownership #InsuranceEducation

The Landlady Listens

In this episode of The Landlady Listens, host Meg Hayden sits down with second-generation mortgage broker Alex Wallace from Cornerstone Commercial Capital. Alex breaks down the nuances of commercial lending, pulling back the curtain on everything from Small Business Administration (SBA) loans to private lending solutions.

Whether you are a business owner looking to transition from a food truck to a brick-and-mortar space, or an investor looking into new construction and rehab projects, this episode offers a roadmap for your financial journey. Alex shares the "three keys" every strong borrower needs—experience, credit, and liquidity—and discusses how he balances modern digital files with a traditional pen-and-paper approach to deeply connect with his clients' files. Tune in to learn how to stop paying rent, leverage your commercial real estate, and nurture your business goals just like a summer garden.

• Host: Meg Hayden
• Guest: Alex Wallace

What happens when a domestic violence shelter decides to become a housing developer?

In this powerful episode of The Landlady Listens, Vanessa Volz, President and CEO of Sojourner House, shares how her organization evolved from crisis intervention into creating long-term housing solutions for survivors of domestic violence, sexual assault, and human trafficking.

Vanessa opens up about the realities survivors face when trying to leave abusive situations, why housing is one of the biggest barriers to safety, and how Sojourner House built a portfolio of over 40 apartments to help families rebuild their lives with stability and dignity.

This conversation goes beyond real estate. It’s about community, resilience, breaking cycles of violence, and creating spaces where healing can truly begin.

🎧 Listen now on Spotify

Youtube: https://youtu.be/vfuyJeL4eGg

#realestateinvesting #TheLandladyListens #VanessaVolz #SojournerHouse #AffordableHousing #DomesticViolenceAwareness #CommunityImpact #WomenInLeadership #RealEstateForGood

Your body has been trying to tell you something… the question is, are you listening?

In this new episode of The Landlady Listens, Meg sits down with Dr. Celeste Ruland to explore what it really means to understand, regulate, and heal your nervous system.

This conversation goes beyond surface-level wellness and gets into the real, practical ways we can move out of constant stress and back into a place of safety, clarity, and peace.

It’s a reminder that healing isn’t just about mindset—it’s about reconnecting with your body and learning how to support it.

If you’ve been feeling overwhelmed, anxious, or disconnected, this is one you’ll want to hear.

🎧 Listen now:

Spotify: [Insert Link]

Take a few minutes for yourself today and start tuning back in.

#TheLandladyListens #DrCelesteRuland #PodcastLaunch #NervousSystem #HealingJourney #MindBodyConnection #SomaticHealing #StressRelief #SelfAwareness #MentalWellness #HolisticHealth #PersonalGrowth

Most people think real estate investing requires massive capital… but what if you could start with as little as $10K?

In this episode of Land Lady Listens, Meg sits down with Anne Sabbagh, Glenn Andreoni, and Brianna Andreoni to break down one of the most overlooked wealth-building tools: self-directed IRAs.

They unpack how you can use your retirement account to invest in real estate, lend money, and create consistent returns—all while taking advantage of powerful tax strategies.

From simple entry points like contract assignments and tax liens to more advanced plays like private lending, this conversation gives a real look at what’s possible when you take control of your investments.

You’ll also hear:

- Why most people misunderstand IRAs (and how to use them differently)

- How to grow your retirement faster with tax-free or tax-deferred gains

- The risks to watch out for—and how to avoid costly mistakes

- Why having the right team matters more than ever

If you’ve ever felt like investing is out of reach, this episode might completely shift your perspective.

#LandLadyListens #RealEstateInvesting #WealthBuilding #SelfDirectedIRA #PassiveIncome #RealEstatePodcast #FinancialFreedom #InvestSmart

How do you go from a steady corporate job to managing 550 rental units and $90 million in assets in just a few short years?

In this episode of The Landlady Listens, Meg Hayden sits down with multi-unit investor Andrew Freed to discuss the transition from the "American Dream" cubicle to large-scale real estate success. Andrew breaks down the exact strategies he used to scale rapidly, including house hacking, the BRRRR method on a commercial scale, and the power of the 1031 exchange.

He shares technical deep dives into cost segregation studies, "phantom expenses," and how to utilize creative financing like promissory notes and seller carrybacks to keep your capital moving. Beyond the numbers, Andrew explains why "buying back your time" and hiring for your weaknesses is the only way to build a true real estate empire without burning out.

Whether you're looking to buy your first duplex or eyeing a 50-unit portfolio, this conversation provides the blueprint for shifting your mindset from a property manager to a business owner.

#TheLandladyListens #RealEstateInvesting #MultiFamily #FinancialFreedom #HouseHacking #1031Exchange #PassiveIncome #EntrepreneurMindset

What actually happens behind the scenes when you try to buy a home?

In this episode of The Landlady Listens, Diana Figueroa brings over two decades of lending experience to break down how the process really works—from what lenders are looking for to how different loan options, credit scores, and financial decisions can impact your approval.

She shares practical insight on grants and assistance programs, what first-time buyers often overlook, and why small financial moves during the process can make a big difference in whether a deal goes through or falls apart.

This conversation gives a clearer picture of what it takes to get from pre-approval to closing, especially for buyers who want to be fully prepared before making a move.

#TheLandladyListens #HomeBuyingProcess #FirstTimeHomeBuyer #RealEstateTips #FinancialLiteracy #MortgageTips

Appraisals can feel like a mystery until you understand how they really work.

In this episode of The Landlady Listens, we sit down with Jamie Moore of Jamie Moore Appraisal, a 35 year veteran in the Rhode Island real estate world.

Jamie pulls back the curtain on everything from square footage rules and new construction valuations to the three approaches to value and why showing up for your appraisal matters more than you think.

In this episode, we cover:

• Why exterior measurements differ from interior and how gross living area is truly defined

• The critical importance of zoning certificates and why you should never rely solely on tax records

• How ADUs impact value depending on town regulations and use restrictions

• What builders can do to maximize appraisal value, from finished basements to irrigation systems

• The three approaches to value: sales comparison, cost approach, and income approach

• Why meeting your appraiser in person can make or break a deal

• Managing expectations in a shifting market for both buyers and sellers

If you have ever wondered how appraisers arrive at their numbers or what you can do to prepare for a smooth transaction, this conversation is packed with insights you will not want to miss.

Guest Info – Jamie Moore

Phone: (401) 743-2963

Email: [email protected]

Hosted by Meg Hayden | Broker | Developer | Strategist

#TheLandladyListens #RealEstateAppraisal #JamieMooreAppraisal #RealEstateTips #RhodeIslandRealEstate #NewConstruction #InvestmentProperties #WomenInRealEstate #ManagingExpectations