"For we must all be manifested before the judgment seat of Christ, that each one may receive the things done through the body according to what he has practiced, whether good or bad." (2 Corinthians 5:10) There are three stories or parables that we will see. The householder and servants, the virgins and the bridegroom, and the servants given talents. All of these relate to believers. There is no question there. All of them are encouraging us with keywords to be watchful, ready, faithful, prudent, and wise, servants or virgins. All of these servants and virgins, and again I say, all of them, have a relationship to the primary character, Jesus, who is called their Lord, their master and their groom. All of those who are watchful, ready, faithful, prudent, and wise are rewarded appropriately. Then we see those who are not watchful, ready, etc. will be rewarded negatively. Common teaching associates these as unbelievers. I find my past teaching on this to be arrogant. I asked two questions: 1. Are all Christians before they die or before the Lord comes, watchful, ready faithful, prudent, wise servants? the answer appropriately is “ NO.”. 2) Then I ask what happens to those Christians who are not watching,ready, faithful, prudent, and wise? We must all stand before the judgment seat of Christ and give account to that which we have done in this lifetime. We can associate being watchful and ready to the gold, silver and precious stones. This merits reward for believers. What about those who have Wood hay, and stubble at the judgment of believers ? They will be saved yet, so as by fire, their works are the consequence of not being watchful, ready, faithful, prudent, wise, servants, or virgins. I think we must agree on this matter, yet when we go back to the parables, we don’t like the negative consequences so we attach them to unbelievers. Saints, these stories are not about being saved, or not saved, or getting into heaven, but they are matters pertaining to enjoyment of the kingdom of heaven at its manifestation. This is the millennium. The words are very harsh. They indicate not being approved, they indicate separation , darkness, weeping and gnashing of teeth, etc. There is an expectation in preparation for the kingdom of heaven. If we are not ready and watchful, I do not know the details, but we will not enjoy fully reigning, ruling and working in that millennial day. But assuredly the Lord will bring everyone of us into a loving relationship with him during that thousand years and present us as a mature completed bride in the new Jerusalem. These are harsh words to apply the negative consequences to believers, but I will tell you this, you may not like or agree with this understanding …that is fine, but your living ought to be such that it is true. "If anyone’s work is consumed, he will suffer loss, but he himself will be saved, yet so as through fire." (1 Corinthians 3:15)