Chancellor John Healey has pledged more than one billion pounds in extra funding for social and affordable housing ahead of his first Budget on 28 October, taking the ten-year programme past 40 billion pounds, as NHBC registrations fell 13 percent in the third quarter to 26,231 homes against the 1.5 million homes target, while the Your First Home scheme offers a 2.5 percent deposit plus a 20 percent loan with income caps of 110,000 pounds outside London and 140,000 pounds in London and banks may face higher tax. Alex and Jordan break down the housing pledge, the housebuilding slowdown, and what to expect from the Budget.