Welcome to a new weekly series we are launching on the Latin Wealth platform, Wealth Wednesday! On Wealth Wednesday, we will be discussing trending news, Latino culture and topics surrounding business, host by @chrisbelloso and @ricoramirez86.

On today's episode we discussed:

How to channel your fears to win

How to overcome it

Own it and embrace it

Channeling fear

I see fear as an opportunity to grow and get better

It’s going to be extremely uncomfortable

Life gonna test you and your dreamsAnd if your dreams ain’t battled test, why would God bless you with it. Why would it be given to you?

The new Threads app: Twitter’s new competition

Threads!

New app created by Mark Zuckerberg

And extension of IG

Discussing our thoughts on the app,

competition vs twitter, some statistics,

how we plan on using the app

Follow us on IG: @latinwealth

Email for questions or inquiries: [email protected]

Welcome to a new weekly series we are launching on the Latin Wealth platform, Wealth Wednesday! On Wealth Wednesday, we will be discussing trending news, Latino culture and topics surrounding business, host by @chrisbelloso and @ricoramirez86.

On today's episode we discussed:

No SSN, no problem, says Maza, a fintech startup aimed at undocumented immigrants

While there are a multitude of fintech companies offering digital banking services to a variety of demographics,there has been one segment of the population that historically has been underserved even more than others: the undocumented immigrant.

Because undocumented immigrants don’t have Social Security numbers, it can be very difficult to access traditional banking services.A startup called Maza has set out to help solve that problem.

Biden's Backup Plan Could Bring Student Debt Relief to Millions

President Joe Biden's new student loan forgiveness backup plan, called Saving on a Valuable Education (SAVE),

hopes to find a different way to bring debt relief to millions of borrowers following the Supreme Court's ruling

Other points

ALL borrowers can apply IF you have an undergraduate loan

limit monthly payment to 5% discretionary income (was 10%)

To require for $0 montly payments if you make less than $32,805 a year ($15/hr)

loan forgiven after 10 years of payments (was 20 years) if original balance was less than $12,000

Follow us on IG: @latinwealth

Email for questions or inquiries: [email protected]

Welcome to Patty Delgado to the Latin Wealth podcast! Patty Delgado is the of Hija De Tu Madre, LA based Latina lifestyle brand that focuses on designing apparel and accessories for Latinas! Love their description about the brand “Our fashion serves as reminders of where we come from and who we are".

On this episode we spoke with Patty Delgado about her journey from quitting her job to launching her brand and pursuing her dreams! One of the things I admire most about Patty's journey was her will to be consistent and sticking to her dreams. We also spoke about mental health, overcoming failures and dealing with burnouts as a business owner.

Guest information

-Instagram

-Website

Follow us on IG: @latinwealth

Email for questions or inquiries: [email protected]

Welcome to a new weekly series we are launching on the Latin Wealth platform, Wealth Wednesday! On Wealth Wednesday, we will be discussing trending news, Latino culture and topics surrounding business, host by @chrisbelloso and @ricoramirez86.

On today's episode we have a guest!

Our guest today:

A Tech Leader, Entrepreneur and business advisor

Worked with huge tech companies like Google, Apple and Beats

As an entrepreneur, Carlos owns a real estate company and is also the co-founder of The Closer’s App

Welcome Carlos Figarella

AWS launches $100M program to fund generative AI initiatives

Amazon, keen to avoid being left behind in the hyper-competitive AI race,

is launching a new program to bolster customers and partners focused on AI

Called the AWS Generative AI Innovation Center

the program will put $100 million toward connecting AWS-affiliated data scientists, strategists, engineers and solutions architects with customers and partners to accelerate innovation and success with AI

AWS - Amazon Web Services

Follow us on IG: @latinwealth

Guest IG: @carlitos_vvayy

Email for questions or inquiries: [email protected]

Welcome to a new weekly series we are launching on the Latin Wealth platform, Wealth Wednesday! On Wealth Wednesday, we will be discussing trending news, Latino culture and topics surrounding business, host by @chrisbelloso and @ricoramirez86.

On today's episode we discussed:

Lenders turn to nontraditional credit scores to find more borrowers

More US lenders have adopted or are looking to adopt credit scores that use non-mainstream scoring data to help more borrowers qualify for credit.

What could happen if lenders lean into these alternative scoring options?

borrowers previously overlooked by more traditional credit scores may have an easier time qualifying for personal loans, credit cards, or a mortgage

Creating more inclusion in the black and brown communities

Article 

The mindset needed to invest, become wealthy, be a entrepreneur

You have to believe you deserve it

You have to believe wealth is possible for you

 

Follow us on IG: @latinwealth

Email for questions or inquiries: [email protected]

Welcome to a new weekly series we are launching on the Latin Wealth platform, Wealth Wednesday! On Wealth Wednesday, we will be discussing trending news, Latino culture and topics surrounding business, host by @chrisbelloso and @ricoramirez86.

On today's episode we discussed:

Lionel Messi, Soccer’s Most Coveted Free Agent, Picks Miami: How will this move affect Miami's economy?

Messi is a soccer player from Argentina and at this stage of his career, he is widely considered the best soccer player of all time.

Just recently won his first World Cup and that pretty much solidified him as the best ever

Messi had offers to return to former club Barcelona and could have moved to Saudi Arabian club Al Hilal, but he ultimately decided to join Inter Miami -- the MLS team co-owned by David Beckham.

Tuned down Barcelona because in order to get Messi, they would have had to cut some players and cut salariesHe didn’t want to part of that

Also turned down $1billion from the Saudi Arabian club

Robinhood To Delist Crypto tokens Cardano, Polygon, and Solana

Robinhood (HOOD) has decided to delist certain crypto assets from its trading platform after the Securities and Exchange Commission deemed them unregistered securities.

Cardano (ADA), Polygon (MATIC), and Solana (SOL) will be delisted after being  named in SEC lawsuits filed this week against crypto exchanges Binance and Coinbase (COIN).

The lawsuits are part of a broader SEC effort to regulate cryptocurrency.

Follow us on IG: @latinwealth

Email for questions or inquiries: [email protected]

When it comes to investing in stocks, crypto, tech, Armando Pantoja (@tallguytycoon) is someone who has been an educator in this space for a while now! And now, he’s sharing more of his knowledge about AI, selling his business and the future of investing.

On this episode Armando Pantoja (@tallguytycoon) is back on the podcast talking to us about the process of selling a business, how AI (artificial intelligence) will affect our future and some very practical business advice for entrepreneurs at different stages of their journey!

Guest information

-Instagram

-Website

Follow us on IG: @latinwealth

Email for questions or inquiries: [email protected]

Welcome to a new weekly series we are launching on the Latin Wealth platform, Wealth Wednesday! On Wealth Wednesday, we will be discussing trending news, Latino culture and topics surrounding business, host by @chrisbelloso and @ricoramirez86.

On today's episode we discussed:

The housing market has never been this unaffordable for new buyers

in a article by market insider states

The group's Purchase Applications Payment Index hit a record high, indicating declining affordability.A higher reading indicates declining borrower affordability conditionsDue to either increasing loan amounts, rising mortgage rates, or a decrease in earnings.

Other points

The national median mortgage payment was $2,112 in April

Out of the 25 largest cities, only St. Louis, Detroit, Chicago, and Baltimore qualify as "affordable”

Idaho (255.6), Nevada (246.3), Arizona (226.1), Florida (216.6), and California (213.9)Seen the highest readings

As the Federal Reserve began raising interest rates in 2022,mortgage rates on 30-year fixed loans more than doubled from 3% to above 7%.

Two Mexican Entrepreneurs Just Created Leather Out Of Cactus Leaves

Two entrepreneurs from Mexico have created vegan leather out of cactus leaves.The cruelty-free leather is called Desserto.

Adrián López Velarde and Marte Cázarez are said to be the first to create organic leather out of only nopal (prickly-pear) cactus.

The vegan leather is partially biodegradable.It’s flexible, breathable, and lasts for at least 10 years.

The material feels like animal-based leather.

Companies can use it in furniture, cars, leather accessories, and clothing.

How to network

3 places to networkIn person events, networking events

Social media: The vast majority relationships I have built have been on social mediaSpecifically on Instagram and LinkedIn

Be outside!At the gym, in public, at the bar, golfing

Follow us on IG: @latinwealth

Email for questions or inquiries: [email protected]

Welcome to a new weekly series we are launching on the Latin Wealth platform, Wealth Wednesday! On Wealth Wednesday, we will be discussing trending news, Latino culture and topics surrounding business, host by @chrisbelloso and @ricoramirez86.

On today's episode we discussed:

McCarthy: Student loan payment pause ‘gone’ under debt ceiling deal

Speaker of the house Kevin McCarthy announced:The student loan payment will end 60 days after the debt ceiling is signed

Before it was 60 days after the Supreme Court ruling

Not a huge difference still need to prepare for student loans to come back in sept or Aug.

What can you do?What is your monthly payment

What is the interest rate on your loan

How can you pay off your loan early or lower the monthly interest rate?

Who owns your loan?

Article

 

Workers' mental health takes a dive says Yahoo finance

Polled over 1,100 workers.Around 34% of workers reported their mental health levels were lower than six months ago

Yet, it also showed that employees are working harder than ever

The problem: workers feel overwhelmed and unable to take a break

Y’all gotta take care of yourself firstThe majority of these companies can and will easily replace you with someone else

You gotta take care of you before you take care of othersWhen you on the plane and they do they announcements

I’ve been in role where my mental health was impacted

Article 

Follow us on IG: @latinwealth

Email for questions or inquiries: [email protected]

Linda García (@luzwarrior) is the founder of In Luz We Trust. A platform helping you heal money wounds and toxic money mentalities, and empowering you to step into the wealth you deserve. Linda García is also the author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market!

On this episode Linda García and I had a conversation about her incredible journey to financial freedom and becoming a Wealth Warrior! We spoke about everything from Linda's motivation to write a book, misconceptions about money, the mentality needed to become financially free and a lot more!!! 

If you enjoyed this phenomenal episode with Linda García, please share this episode with a friend or family.

Guest information

-Instagram

-Website

Follow us on IG: @latinwealth

Email for questions or inquiries: [email protected]