Everything is fine & dandy...until it's not! :o ...it seems like every so often we get hit with an unexpected expense. Something happens that throws off our budget or has us spending more than we anticipated, but what if I told you there was a way to prepare for this? In this episode, we cover how to prepare for unexpected expenses, how to use sinking funds & why creating positive money moments is so important. 

And of course, if you're interested in 1:1 money & investing coaching, click here to learn more.

This week I’m traveling to Austin, TX and I’m showing you how I budget and think through a vacation. Vacations/trips can be a time where we’ll self sabotage & think “ahh, screw it” and then overspend. Listen as I break down what I think about and how to make sure I enjoy my trip while also sticking to my budget.   

If you’re ready to dive deeper into your finances, apply to 1:1 money & investing coaching here.

It seems like you hear about Roth IRAs all the time, but what are they and how do they work? In this episode, I explain what is a Roth IRA, how it works, and how you can use it to start investing. I show you why this account is so popular and by the end you'll understand why everyone raves about a Roth IRA. I'll also show you how to start looking into investments once you have contributed money into your Roth IRA.

If you're interested in my 1:1 money & investing coaching, apply here.

I started budgeting as soon as I graduated college - out of necessity. I didn't know much about personal finance at the time so I created a money system that made the most sense to me. That was how the BGW Money Plan was born. The BGW Money Plan breaks down budgeting into really simple categories that are easy to understand. In this episode, I explain the BGW Money Plan and show you how it can help you regardless of how much money you are making.   

If you want to dive deep into your money & investing apply to my 1:1 program: https://calendly.com/buildinggenwealth/coaching

Mutual funds are the best investment asset you don't know about yet. In this episode, I explain what a mutual fund is and how it works. I help you see why mutual funds are a great way to start investing and some of the advantages that come with investing in a mutual fund. We also cover the types of mutual funds there are and how to read what is inside a particular mutual fund. You will leave this episode with more knowledge about mutual funds than where you started.

If you want to dive deep into your money & investing apply to my 1:1 program: https://calendly.com/buildinggenwealth/coaching

For many, taking out student loans in undergrad was a very confusing process. No one explained it to us and we went in taking out loans because it was normal. But what if you plan on returning to grad school? How can you take out loans in a much more empowered way? In this episode, we interview Liza. Liza is a money coach who is currently in law school. We talk about how she took out student loans this time around, her thoughts on her loans and her financial plan while in school and post grad. 

If you're ready to start working on your finances, apply to 1:1 money & investing coaching here. 

Have you ever thought, "I feel so far behind..." when it comes to your finances? Don't worry if you have. I have heard so many people share this when talking about money. In today's episode we talk about why we tend to feel this way with money and how to see our money journey with a new perspective.

If you're ready to dive into your money & get ahead with your finances, click here to book a call to learn more about my 1:1 money & investing program.

Do you run your buying decisions through the question "is this necessary"? This might not be the most helpful question, because the answer is usually "no. It's not necessary." And is that actually helpful? 

In this episode we talk about different questions you can ask yourself when making a buying decision and how to navigate the process when you are unsure. Buying things only when they’re “necessary” was the way I started my money journey and a lot of times it came from a place of fear & scarcity. I want you to see money as abundant & help equip you to feel empowered when making money decisions.   

Interested in 1:1 money & investing coaching, apply here.

A lot of people have a 401(k), but not many really understand what's in it! In today's episode, we talk about about 401(k)s. It's great that you're investing through a 401(k) account, but understanding it will take you to the next step & give you the ability to optimize. I help you understand 401(k)s in general and encourage you to talk to your HR to start learning the specifics of *your* 401(k).   

If you're ready to dive into your money & get ahead with your finances, click here to book a call to learn more about my 1:1 money & investing program.

What is the difference between your emergency fund & your living expenses? And how are they the same? In this episode we cover the differences and similarities between your E-fund and your monthly living expenses. I will help you determine how much to save for your E-fund and what questions are good to ask yourself as you're figuring out that number. If you're ready to dive into your money & get ahead with your finances, click here to book a call and learn more about my 1:1 money & investing program.