If you’ve ever wondered what the difference is between a Roth IRA and a brokerage account (and which one to start with) this episode breaks it down in a simple way.

Andrea shares her personal investing journey as a former saver who opened a Roth IRA first… then realized she needed more than just retirement investing to build wealth.

You’ll learn:

✅ What a Roth IRA actually is (and why it’s often your first step)

✅ Why a brokerage account is key if you want your money to grow before retirement

✅ How Andrea grew her brokerage account to $32k, with over $10k in passive gains

✅ When to use a high yield savings account vs when to invest

Whether you’re an investing beginner or finally ready to stop leaving your money sitting in savings, this episode helps you learn how to start making your money work.

👉🏽 Want help learning how to invest?

Book a call to join 1:1 money coaching here

As a first gen professional, it’s not just your future you’re planning for, it’s your parents’ too.

If you’ve ever felt the pressure of being “your parents retirement plan,” this episode is for you.

In this episode, we cover:

✅ How to get clear on what support actually looks like (so you can plan for it strategically)

✅ The #1 thing to do before you start creating a plan for them

✅ How to use investing to help you ease the responsibility and pressure of having it all fall on you

✅ The importance of problem solving with siblings to share the financial load

If you know you want your money to work for you so that you have more when it's time to support your parents, book a call to join my 3 month 1:1 money coaching program.

Learn more about 1:1 money coaching here

If you’re a first gen homebuyer starting your journey, this episode breaks down exactly what a mortgage is—and how to choose the best one for your financial situation.

You’ll learn:

• What a mortgage really includes (spoiler: it’s more than just the loan)
• The 3 most common types of mortgages: Conventional, FHA, and VA/USDA loans
• The difference between PMI and MIP—and why it matters
• How to compare banks, online lenders, and brokers (without getting overwhelmed)

Whether you’re early in your credit journey or ready to buy in the next year, this episode will help you feel confident navigating one of the biggest financial decisions of your life.

1:1 Money Coaching:

1:1 is a money & investing coaching program for first gen WOC who want to financially prepare to buy their first or next home. Inside 1:1, we'll map out the best strategy to set a house budget, save for a downpayment by investing and set you up to have the best credit to get the most competitive mortgage.

⁠⁠Book a free call her to learn more about 1:1 money coaching.

 Choosing the right real estate agent can make the process smoother, less stressful, and more financially aligned with your goals—especially as a first-gen. You deserve someone who will advocate for you, not just close a deal.

In this episode of the First Gen Home Buyer Series, we break down:

• The difference between a buyer’s agent and seller’s agent
• How realtors actually get paid (and why it matters for you)
• Why loyalty to one agent matters—and when it’s okay to walk away
• 5 must-ask interview questions before committing to a realtor
• How to spot a good agent who will protect your peace and your money

1:1 Money Coaching:

1:1 is a money & investing coaching program for first gen WOC who want to financially prepare to buy their first or next home. Inside 1:1, we'll map out the best strategy to set a house budget, save for a downpayment by investing and set you up to have the best credit to get the most competitive mortgage.

⁠⁠Book a free call her to learn more about 1:1 money coaching.

Want the best possible interest rate when you buy your first home? It starts with your credit score. In this episode of the First Gen Home Buyer Series, I break down exactly how your credit impacts your mortgage and the simple steps you can take now to improve it.

You’ll learn:

• What credit score you actually need to qualify for a mortgage
• The difference between FHA and conventional loan requirements
• How to boost your score with better credit utilization
• When to request a credit limit increase (and when not to)
• What not to do right before applying for a mortgage

Whether you’re 6 months or 2 years out from buying, this episode will help you set yourself up to save thousands in interest.

1:1 Money Coaching:

1:1 is a money & investing coaching program for first gen WOC who want to financially prepare to buy their first or next home. Inside 1:1, we'll map out the best strategy to set a house budget, save for a downpayment by investing and set you up to have the best credit to get the most competitive mortgage.

⁠⁠Book a free call her to learn more about 1:1 money coaching.

You don’t need to save every dollar in cash to buy a home.

In this episode, I’ll show you how to build your down payment with a blend of saving and investing so you can reach your goal faster without risking your money or pausing your wealth building.

We’ll cover:

• How much you really need for a down payment (hint: not always 20%)

• The difference between short-term saving vs. mid-term investing

• How to split your savings between a HYSA and low-risk investments

If you want to buy a home and want to grow your downpayment strategically by investing, this episode is for you!

1:1 Money Coaching:

1:1 is a money & investing coaching program for first gen WOC who want to financially prepare to buy their first or next home. Inside 1:1, we'll map out the best strategy to set a house budget, save for a downpayment by investing and set you up to have the best credit to get the most competitive mortgage.

⁠Book a free call her to learn more about 1:1 money coaching.

Before you start searching for a house, there’s one question you need to answer: how much house can I actually afford while continuing to build wealth?
In this episode, I’ll walk you through 3 key steps to determine your home budget based on your lifestyle, not just what the bank says you qualify for.

Because the goal isn't just to buy a house. It’s to afford it comfortably and still build wealth.

You’ll learn:

• How to calculate a house payment that fits your real cost of living

• What monthly costs are included beyond just your mortgage

• How to reverse engineer your ideal house price using a mortgage calculator

Buying a house shouldn't ever derail your financial goals. Learn how to stay in control of your money and avoid being house poor.

1:1 Money Coaching:

1:1 is a money & investing coaching program for first gen WOC who want to financially prepare to buy their first or next home. Inside 1:1, we'll map out the best strategy to set a house budget, save for a downpayment by investing and set you up to have the best credit to get the most competitive mortgage.

⁠Book a free call her to learn more about 1:1 money coaching.

Thinking about buying a home can often feel like the “next step”...

In this episode, I break down how to know if you’re really ready to own, and why renting isn’t throwing money away.

I share the real numbers from my own home purchase, including equity gains vs. hidden costs like taxes, repairs, and maintenance.
You’ll learn:

• What it actually costs to own a home

• Why homeownership is not always the better investment

• How to reframe renting as a strategic financial move

• What to do if your true goal is financial freedom, not just owning property

  
  

If you're a first-gen Latina navigating pressure to buy, this episode is for you.

1:1 Money Coaching:

1:1 is a money & investing coaching program for first gen WOC who want to financially prepare to buy their first or next home. Inside 1:1, we'll map out the best strategy to set a house budget, save for a downpayment by investing and set you up to have the best credit to get the most competitive mortgage.

Book a free call her to learn more about 1:1 money coaching.

Thinking about buying your first home but feel overwhelmed by where to start?

This episode kicks off the First Gen Home Buyer series created specifically for first-gen women of color navigating the home buying process for the first time. I’ll share what makes this journey so different for first gen, what to expect in the upcoming episodes, and why buying a home isn’t just a financial decision, it’s an emotional one too.

Get ready to learn how to:

• Know if you’re really ready to buy

• Build a house budget that still allows you to build wealth

• Save for a down payment (without pausing your investing goals)

  
  

1:1 Money Coaching:

1:1 is a money & investing coaching program for first gen WOC who want to financially prepare to buy their first or next home. Inside 1:1, we'll map out the best strategy to set a house budget, save for a downpayment by investing and set you up to have the best credit to get the most competitive mortgage.

⁠Book a free call her to learn more about 1:1 money coaching.

In this episode of Latina Investors, I’m breaking down why building wealth is an act of resistance—especially for first-gen Latinas navigating family responsibilities, cultural expectations, and systemic barriers. I share my personal story of waking up to the limits of the so-called “American Dream” and what it really takes to create financial freedom as a first-generation immigrant.

You'll hear:

• Why wealth is about more than luxury—it’s about freedom and choice

• How first gen dynamics make investing feel harder (and how to overcome that)

• The mindset shift that helped me stop only trading time for money

• How investing creates options, safety, and legacy

If you're ready to stop surviving and start thriving, this episode will speak directly to your experience.\

💻 Want to put your money to work?

Book a free call to learn more about my 1:1 money coaching for first-gen WOC.