LatinX Business

Most fintech companies chase the biggest accounts. Ricky Michel built UALETT by going the other way - serving the gig workers, freelancers, solopreneurs, and micro-entrepreneurs that traditional institutions rarely understand well enough to support. With more than 600,000 users, his model is proof that the most overlooked customers can become the strongest business.

Ricky breaks down how he went from working in lending and microbusiness support to creating a financial product designed around the reality of unstable income, seasonal cash flow, and nonstop hustle.

#Fintech #GigWorkers #TechBusiness #FinancialInclusion #LatinoLeadership

Ricky's Info:

Email: [email protected]

Website: https://ualett.com/

LinkedIn: https://www.linkedin.com/in/ricky-michel-presbot-14964472/

Randy's Social Media

Instagram: @randygmz.mba

Facebook: Randy Gomez Mba EA

LinkedIn: Randy Gòmez, MBA, EA

Most Latinx entrepreneurs overlook crucial tax deadlines that could cost them thousands—and in this episode, you’ll learn exactly what to do before September 15 to avoid penalties and maximize your tax savings.

As tax season heats up, missing or mismanaging key dates can set your business back months or even years. Randy Gomez, an expert with an MBA, IRS, and an enrolled agent license, breaks down the essential tax deadlines—quarter three estimates, LLCs, S Corps, and personal returns—so you can stay compliant, pay less in penalties, and keep your business running smoothly.

#TaxDeadline #TaxExtension #QuarterlyTaxes #TaxPayment #AvoidPennalties

Randy's Social Media

Instagram: @randygmz.mba

Facebook: Randy Gomez Mba EA

LinkedIn: Randy Gòmez, MBA, EA

Most accounting and tax firms are sitting on the edge of a revolution—are you prepared to lead or get left behind? Peter McCarroll, a seasoned CPA and AI pioneer in the practice, reveals how embracing AI now can transform your firm from just another bookkeeping operation into a high-value advisory powerhouse.

In this eye-opening episode, Peter shares his personal aha moment with AI, fresh from a pivotal conference, where he realized technology's rapid progress demands urgent action. He vividly describes the vision of AI replacing hours of manual work—saving time, reducing errors, and elevating the human touch in client service. You'll discover practical examples of AI streamlining mundane tasks like transaction reconciliation, payroll processing, and report generation—cutting effort from hours to minutes.

#AccountingAI #FutureOfFinance #TechTransformation #AccountingInnovation #LeadershipInAI

Peter's Info:

Email: [email protected]

Website:theaiaccountant.ai

LinkedIn: linkedin.com/in/petermccarroll

Randy's Social Media

Instagram: @randygmz.mba

Facebook: Randy Gomez Mba EA

LinkedIn: Randy Gòmez, MBA, EA

Unlock the tax secrets that Latinx entrepreneurs and freelancers rarely hear — and how to save thousands before year’s end. This isn’t generic advice; it’s expert insights you can act on today to optimize your income, avoid costly mistakes, and keep more money in your pocket. 

Timing is everything and August is your prime moment to review your finances. Check your pay stubs, talk to your kids about their summer gigs, and ensure your tips and overtime are accurately reported. This episode arms you with the tools and knowledge to take control of your taxes now, so you can finish the year strong and stress-free.  

#SaveOnTaxes #TaxStrategy #SmartTaxMoves #IncomeOptimization #TaxEfficiency

Randy's Social Media

Instagram: @randygmz.mba

Facebook: Randy Gomez Mba EA

LinkedIn: Randy Gòmez, MBA, EA

Unlock the secrets to expanding your business internationally without the overwhelm or wasted effort. Christina Spaulding, a multilingual marketing expert, reveals how small businesses can leverage language, culture, and smart SEO strategies to tap into global markets with confidence. If you’re ready to grow beyond borders but unsure where to start, this episode is your must-listen guide. 

Christina shares her inspiring journey from early language learning in childhood to building a multilingual marketing powerhouse. She explains why understanding local culture and your ideal client profile is the foundation of successful international SEO. Discover how targeted digital efforts, like creating a simple Spanish landing page or optimizing local business listings, can generate real growth without breaking the bank. 

#ExpandYourReach #SEO #MultilingualMarketing #GlobalGrowth #BusinessExpansion

Christina's Info:

Email: [email protected]

Website: https://manzanitamktg.com/

LinkedIn: manzanita-marketing

Facebook & Instagram: manzanitamktg

Randy's Social Media

Instagram: @randygmz.mba

Facebook: Randy Gomez Mba EA

LinkedIn: Randy Gòmez, MBA, EA

Unlock the secret to mastering your side hustle finances before year-end—even if you're new to business or overwhelmed by taxes. Randy Gomez, an MBA and IRS-enrolled agent, reveals the precise mid-year check-in that can save you money, boost your profitability, and keep the IRS off your back. 

You'll learn concrete tactics, like calculating mileage deductions and understanding the importance of proper backup documentation for audits. Plus, get a clear overview of important IRS deadlines and how to mitigate your tax burden before the year's end. 

#SideHustle #IRSCompliance #EntrepreneurLife #FinancialFreedom #MidYearTaxes

Randy's Social Media

Instagram: @randygmz.mba

Facebook: Randy Gomez Mba EA

LinkedIn: Randy Gòmez, MBA, EA

Unlock the secret to elevating Latinx leadership in today’s competitive world. Michelle Seijas, a trailblazing Latina leader, shares transformative insights on overcoming systemic barriers and advocating for oneself. Discover how cultural strengths like community orientation and resilience can be powerful leadership tools. Learn why self-awareness and stress management are essential for leadership clarity. This episode is your blueprint for change, empowering you to harness cultural power and build a life driven by purpose. 

#LatinXLeadership #Empowerment #CulturalStrength #Self Advocacy #LeadershipGrowth

Michelle's Social Media:

LinkedIn: ⁠https://www.linkedin.com/in/michelle-seijas-ed-d/⁠

Instagram: @thrivingchingona

Email: [email protected]

Website:  https://www.michelleseijas.com/

Randy's Social Media

Instagram: @randygmz.mba

Facebook: Randy Gomez Mba EA

LinkedIn: Randy Gòmez, MBA, EA

In this episode, Randy Gomez, an MBA and IRS enrolled agent, breaks down the most powerful tax deductions and credits available now, helping you maximize your profits and reduce your liabilities. From the recent extension of business provisions through 2028 to specific tactics like the updated Section 179 limit and 100% bonus depreciation, Randy reveals how you can leverage these tools to grow smarter and keep more of your hard-earned money. 

#TaxSavings #SmallBusinessTips #EntrepreneurAdvice #BusinessGrowth #TaxStrategies

Randy's Social Media

Instagram: @randygmz.mba

Facebook: Randy Gomez Mba EA

LinkedIn: Randy Gòmez, MBA, EA

If you're in an unmarried partnership, you know how challenging it can be to protect your assets and ensure your loved one's future — especially when laws are constantly shifting. In this eye-opening episode, financial planning professional Patrick Armano-Amato reveals critical strategies for safeguarding your wealth, regardless of your legal marital status. Discover how to avoid the pitfalls of next of kin laws, navigate complex legal documents, and build a resilient financial plan that adapts to changing legislation.

Patrick shares essential insights on how often to review your estate plans and why this matters for your peace of mind. We break down the specific protections that LGBTQ+ individuals need to consider, from safeguarding social security benefits to navigating state laws that still vary widely across the country. 

#LGBTQFinance #WealthPlanning #WealthProtection #PrideMonth #InclusiveFinance

Patrick's Info:

Email: [email protected] 

Website: https://advisor.ml.com/sites/ca/century-city-ca/patrick.armano-amato

Linked In: https://www.linkedin.com/in/patrick-armano-amato/

Randy's Social Media

Instagram: @randygmz.mba

Facebook: Randy Gomez Mba EA

LinkedIn: Randy Gòmez, MBA, EA

Discover the key tax changes coming in 2026 that could save you thousands! Join Randy Gomez, a tax expert, as he breaks down the new higher standard deduction and other crucial updates. Learn how to optimize your filings, leverage the increased child tax credit, and avoid costly withholding mistakes. Perfect for small business owners and gig workers, this episode offers straightforward advice to keep your finances on track and maximize your savings.

#TaxTips #2026TaxChanges #FinancialPlanning #TaxSavings #IRSAdvice

Randy's Social Media

Instagram: @randygmz.mba

Facebook: Randy Gomez Mba EA

LinkedIn: Randy Gòmez, MBA, EA