Lawgitimate

By Lawgitimate - Rochelle Poulton

Lawgitimate and its awesome guests highlight everyday financial topics including credit scores, debt management, small business, and real estate. Lawgitimate’s goal is to raise awareness and provide t... more

· Business

5

33 ratings

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FAQs about Lawgitimate:

How many episodes does Lawgitimate have?

The podcast currently has 41 episodes available.

Lawgitimate episodes:

March 10, 2020 Episode 11: Health Insurance
Lawgitimate
Episode 11: Health Insurance!
Hosts: Mike Poulton & Rochelle Poulton
Guest: Kristine Kassel, Benefits by Design
Sponsor: X Firm, PLLC
This week we discussed Health Insurance as part of our insurance adulting series, we covered the ugly truth and options for the future.
· Healthcare in general (yikes!)
· Health Insurance – it’s complicated, ask for help
· Medical Bills – they go to collections, they hurt your credit, and now the sue, and no they don’t settle for pennies on the dollar
· Medical Malpractice – the do’s and don’ts, but always consult an attorney.
Enjoy!
...more
58min
February 27, 2020Episode 10: Insurance
Lawgitimate - Episode 10: Insurance
Hosts: Mike & Rochelle Poulton
Guest: Charlotte Burr, AZ Insurance team
We covered the sexy awesome world of Insurance
Car Insurance: State Minimums, Gap Insurance & Car Accidents

Homeowner & Renter Insurance: Everything you want to know + Jewelry & Guns

Commercial Lines: Worker's Comp, General Liability - Tech Talks!, Defamation & Network Marketing

Pet Insurance: take it or leave it
...more
1h
February 11, 2020Episode 9: The Rackets
Lawgitimate with Rochelle Poulton
The Rackets: All the ways people are losing money to debt collectors.
Guest: Mike Poulton
HOAs – the stats, the fees, and the craziness

Vehicle Repossessions – 10,000 reasons not to do it

Landlord Tenant Issues – Moving on out & Tempe Housing Agreements

Student Loans – how to get rid of them, especially Arizona Summit Law students

Cell Phone Contracts – beware of 95% termination fees

Phone Scams – utilities, taxes, and MCSO, beware the rise of the text message scam.
...more
58min
February 05, 2020Episode 8: Budgeting
Lawgitimate
Episode 8: Budgeting
Host: Rochelle Poulton
Guests: Angelo Rosetti, FPC Financial Coaching & Stacey Williams, AZCLG
The Fear of Budgeting – calm down, it’s just a money plan

Broke AF – where your money goes

Student Loan Debt – the big hang up

Savings – how do you get there?

High Car Payments – what are the options

Budgeting – create your list of expenses and income, it takes 90 minutes or less

Unexpectedly Retired – what are your options

Money Talk: Couples should talk about money

Pro Tips: Estate Planning, Life Insurance, & Umbrella Policies
...more
50min
January 06, 2020Episode 7: Zombie Debt
Zombie Debt
All the stuff that is still haunting you and why it matters in Mortgage Lending
Host: Rochelle Poulton
Guests:
Noel Moretti, Fidelity National Title

Jodi Ayala, Fidelity National Title

Don Hagan, RWM Home Loans
Default Judgments
Tax Liens
Zombie 2nd Mortgages
Student Loans
Mortgage Loan Transactions – the Players
Ready to buy a home? Where to start!
...more
1h
January 06, 2020Episode 6: Landlord Legal Issues!
The do’s & don’t of owning Residential Real Estate
Host: Rochelle Poulton
Guests:
Irene Ploski, Independence Insurance

Nich Stratton, Bullseye Property

Andrew Hull, Hull, Hull, & Holliday
What to know BEFORE you start renting
Top assumptions about Insurance, Evictions, and Property Rentals
Story Time!
What can you bill a tenant for?
Pets & Tenants who need more time
Damages, Repairs, Security Deposits and more!
In the News! Short Term Rentals
...more
59min
December 10, 2019Lawgitimate Episode 5: Student Loans
This week on Lawgitimate we covered Student Loans!
Hosted by: Mike Poulton
Guests: Diane Drain, Bankruptcy Attorney and founder of the Arizona Consumer Bankruptcy Counsel & Bobby Zavala, Director of Admissions at The University of Dubuque, Tempe
Here’s what we covered!
Student Loan FAQs

Who needs a college degree?

The Cost of Education?

Overpromising and Underdelivering

Student Loan Repayment

Getting Rid of Student Loans

Chapter 7 Bankruptcy Explained

The Future of Student Loans
Thanks for listening!
...more
1h
November 27, 2019Debt Collection
We discuss the crazy world of Debt Collection - what it is, why it's needed, and of course the things Rochelle doesn't like about it.
Debt Collection - What is it.

What can Debt Collectors do to collect

So many debt collectors - why?

Let's talk Law! The FDCPA

Common Debts

Common Misconceptions: Assignments & Sales, Debt Buying, Settling, Debt Validation, Statute of Limitations, and more

Notice Letters & Communication with Debt Collectors

Debt Collection Law Suits

Judgments & Post-Judgment Interest (Laches!)

Debt Settlement Companies

Bankruptcy
The end - we thought it was fun!
...more
1h
November 15, 2019 Episode 3: Credit Repair - Everything you want to know!
This is Episode 3 of our Credit Reporting Series and you learn all about Credit Repair!
Host: Rochelle Poulton, Attorney & Owner at AZCLG
Special Guests: Gary Nitzkin, President of Credit Repair Lawyers of America, and Derick Vogel, Founder & CEO of Credit Absolute.
Lawgitimate Episode 3: Credit Repair – Everything you want to know.
· Credit Repair’s Bad Rep – let’s change it! .
· Credit Repair Basics
· Most Common Credit Repair Problems
· Deleting Late Payments
· Deleting Collections, Charge Offs, Judgments, and Bad Debts
· What to do about minor errors
· Story Time!
· FCRA – the law
· Credit Repair News – Lexington Law’s Legal Troubles, Non-Profit Credit Counseling, Google advertising policies
...more
57min
October 22, 2019Episode 2 - Identity Theft
This is Episode 2 of our Credit Reporting Series and you learn all about the interesting and terrifying world of Identity Theft.
Host: Rochelle Poulton, Attorney & Owner at AZCLG
Special Guests: Kenyatta Turner (Rio Salado College), Dioly Alexandre (Blackshield Cyber, Inc), & Detective Eckert (Goodyear Police Department)
Lawgitimate Episode 2: Identity Theft covered a lot of ground.
What is Identity Theft?

Lingo - from Hackers to Crackers & Skimmers to Data Breache

High risk Identity Theft targets

The real cost of Identity Theft

Story Time! Our most memorable Identity Theft Tale

Hot Topics: Credit Freeze v. Credit Lock, Equifax Data Breach = #EquifaxSucks, IdentityTheft.Gov is not the best aka use IDShield by LegalShield, and Identity Theft Rings near you.

What you can do to protect yourself from the inevitable.
...more
1h 1min

FAQs about Lawgitimate:

How many episodes does Lawgitimate have?

The podcast currently has 41 episodes available.