Lawgitimate

Lawgitimate

By Lawgitimate - Rochelle PoultonBusiness
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Lawgitimate episodes

  • Episode 11: Health Insurance

    Lawgitimate

    Episode 11: Health Insurance!

    Hosts: Mike Poulton & Rochelle Poulton

    Guest: Kristine Kassel, Benefits by Design

    Sponsor: X Firm, PLLC

    This week we discussed Health Insurance as part of our insurance adulting series, we covered the ugly truth and options for the future.

    · Healthcare in general (yikes!)

    · Health Insurance – it’s complicated, ask for help

    · Medical Bills – they go to collections, they hurt your credit, and now the sue, and no they don’t settle for pennies on the dollar

    · Medical Malpractice – the do’s and don’ts, but always consult an attorney.

    Enjoy!

    58 min
  • Episode 10: Insurance

    Lawgitimate - Episode 10: Insurance 

    Hosts: Mike & Rochelle Poulton 

    Guest: Charlotte Burr, AZ Insurance team 

    We covered the sexy awesome world of Insurance 

    • Car Insurance: State Minimums, Gap Insurance & Car Accidents 
    • Homeowner & Renter Insurance: Everything you want to know + Jewelry & Guns 
    • Commercial Lines: Worker's Comp, General Liability - Tech Talks!, Defamation & Network Marketing 
    • Pet Insurance: take it or leave it


      • 1 hr
    • Episode 9: The Rackets

      Lawgitimate with Rochelle Poulton

      The Rackets: All the ways people are losing money to debt collectors.

      Guest: Mike Poulton

      • HOAs – the stats, the fees, and the craziness
      • Vehicle Repossessions – 10,000 reasons not to do it
      • Landlord Tenant Issues – Moving on out & Tempe Housing Agreements
      • Student Loans – how to get rid of them, especially Arizona Summit Law students
      • Cell Phone Contracts – beware of 95% termination fees
      • Phone Scams – utilities, taxes, and MCSO, beware the rise of the text message scam.
        • 58 min
      • Episode 8: Budgeting

        Lawgitimate

        Episode 8: Budgeting

        Host: Rochelle Poulton

        Guests: Angelo Rosetti, FPC Financial Coaching & Stacey Williams, AZCLG

        • The Fear of Budgeting – calm down, it’s just a money plan
        • Broke AF – where your money goes
        • Student Loan Debt – the big hang up
        • Savings – how do you get there?
        • High Car Payments – what are the options
        • Budgeting – create your list of expenses and income, it takes 90 minutes or less
        • Unexpectedly Retired – what are your options
        • Money Talk: Couples should talk about money
        • Pro Tips: Estate Planning, Life Insurance, & Umbrella Policies
          • 50 min
        • Episode 7: Zombie Debt

          Zombie Debt

          All the stuff that is still haunting you and why it matters in Mortgage Lending

          Host: Rochelle Poulton

          Guests:

          • Noel Moretti, Fidelity National Title
          • Jodi Ayala, Fidelity National Title
          • Don Hagan, RWM Home Loans

            • Default Judgments

            Tax Liens

            Zombie 2nd Mortgages

            Student Loans

            Mortgage Loan Transactions – the Players

            Ready to buy a home? Where to start!

            1 hr
          • Episode 6: Landlord Legal Issues!

            The do’s & don’t of owning Residential Real Estate

            Host: Rochelle Poulton

            Guests:

            • Irene Ploski, Independence Insurance
            • Nich Stratton, Bullseye Property
            • Andrew Hull, Hull, Hull, & Holliday

              • What to know BEFORE you start renting

              Top assumptions about Insurance, Evictions, and Property Rentals

              Story Time!

              What can you bill a tenant for?

              Pets & Tenants who need more time

              Damages, Repairs, Security Deposits and more!

              In the News! Short Term Rentals

              59 min
            • Lawgitimate Episode 5: Student Loans

              This week on Lawgitimate we covered Student Loans!

              Hosted by: Mike Poulton

              Guests: Diane Drain, Bankruptcy Attorney and founder of the Arizona Consumer Bankruptcy Counsel & Bobby Zavala, Director of Admissions at The University of Dubuque, Tempe

              Here’s what we covered!

              • Student Loan FAQs
              • Who needs a college degree?
              • The Cost of Education?
              • Overpromising and Underdelivering
              • Student Loan Repayment
              • Getting Rid of Student Loans
              • Chapter 7 Bankruptcy Explained
              • The Future of Student Loans

                • Thanks for listening!

                1 hr
              • Debt Collection

                We discuss the crazy world of Debt Collection - what it is, why it's needed, and of course the things Rochelle doesn't like about it. 

                • Debt Collection - What is it. 
                • What can Debt Collectors do to collect 
                • So many debt collectors - why? 
                • Let's talk Law! The FDCPA 
                • Common Debts 
                • Common Misconceptions: Assignments & Sales, Debt Buying, Settling, Debt Validation, Statute of Limitations, and more 
                • Notice Letters & Communication with Debt Collectors 
                • Debt Collection Law Suits 
                • Judgments & Post-Judgment Interest (Laches!) 
                • Debt Settlement Companies 
                • Bankruptcy 

                  • The end - we thought it was fun! 

                  1 hr
                • Episode 3: Credit Repair - Everything you want to know!

                  This is Episode 3 of our Credit Reporting Series and you learn all about Credit Repair!

                  Host: Rochelle Poulton, Attorney & Owner at AZCLG

                  Special Guests: Gary Nitzkin, President of Credit Repair Lawyers of America, and Derick Vogel, Founder & CEO of Credit Absolute.

                  Lawgitimate Episode 3: Credit Repair – Everything you want to know.

                  · Credit Repair’s Bad Rep – let’s change it! .

                  · Credit Repair Basics

                  · Most Common Credit Repair Problems

                  · Deleting Late Payments

                  · Deleting Collections, Charge Offs, Judgments, and Bad Debts

                  · What to do about minor errors

                  · Story Time!

                  · FCRA – the law

                  · Credit Repair News – Lexington Law’s Legal Troubles, Non-Profit Credit Counseling, Google advertising policies

                  57 min
                • Episode 2 - Identity Theft

                  This is Episode 2 of our Credit Reporting Series and you learn all about the interesting and terrifying world of Identity Theft.

                  Host: Rochelle Poulton, Attorney & Owner at AZCLG 

                  Special Guests: Kenyatta Turner (Rio Salado College), Dioly Alexandre (Blackshield Cyber, Inc), & Detective Eckert (Goodyear Police Department) 

                  Lawgitimate Episode 2: Identity Theft covered a lot of ground. 

                  • What is Identity Theft?
                  • Lingo - from Hackers to Crackers & Skimmers to Data Breache
                  • High risk Identity Theft targets
                  • The real cost of Identity Theft
                  • Story Time! Our most memorable Identity Theft Tale
                  • Hot Topics: Credit Freeze v. Credit Lock, Equifax Data Breach = #EquifaxSucks, IdentityTheft.Gov is not the best aka use IDShield by LegalShield, and Identity Theft Rings near you. 
                  • What you can do to protect yourself from the inevitable.
                    • 1 hr 1 min

                  About Lawgitimate

                  From the publisher's feed

                  Lawgitimate and its awesome guests highlight everyday financial topics including credit scores, debt management, small business, and real estate. Lawgitimate’s goal is to raise awareness and provide…