For an outstanding majority of Americans, saving towards retirement is a false hope, and there is a great deal of evidence to support that. Steve Davis shares an article from CNBC, via MakeIt.com, about this uphill battle that many U.S. citizens don't have the income to win. Hence, people don't have a saving problem, they have an income problem. Accompanying this discussion, Steve has advice for beginner investors, he shares some eviction notice tips, and he helps a caller with the hard money loan. Click To Listen Now