Discover how Axio's tailored collaboration can elevate your financial future 👉 https://www.axiowm.com/what-we-do

What if building serious wealth isn’t about chasing returns or picking the next hot stock… but about coordination? Rob walks through the exact framework affluent families use to build, protect, and sustain wealth across generations. The surprising part? You don’t need $25 million to apply it. If you’ve ever wondered what separates high-net-worth families from everyone else, this episode connects the dots.

Here’s what we discuss in this episode:

🧾 Tax Coordination: Year-round strategy, proactive communication

🏛 Legacy Design: Succession planning, digital assets, generational alignment

🛡 Risk Protection: Insurance strategy, business safeguards, cybersecurity

🎁 Structured Giving: Strategic philanthropy, tax-aware generosity

❤️ Lifestyle Alignment: Health planning, quality of life focus

Our website: https://www.axiowm.com/
Phone: 801-717-9237
Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book
Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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Discover how Axio's tailored collaboration can elevate your financial future 👉 https://www.axiowm.com/what-we-do

Some retirement myths sound reasonable, but that’s what makes them dangerous. Rob breaks down some of the most common myths that can quietly derail even the best retirement plans. You’ll hear why a customized, thoughtful approach matters far more than generic, “rule of thumb” advice. Tune in to find out which of these myths you might be unknowingly relying on, and what to consider instead.

Here’s what we discuss in this episode:

📚 Heavy Plans: Why bigger binders don’t mean better planning

📜 Estate Simplicity: Is a will alone enough?  

💔 Spousal Income: The real financial impact after a spouse passes

📉 Stocks-to-Bond: Why age alone shouldn’t drive investment shifts

⏸️ Spending Freeze: Why “just spending less” rarely works in downturns

Our website: https://www.axiowm.com/
Phone: 801-717-9237
Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book
Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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Discover how Axio's tailored collaboration can elevate your financial future 👉 https://www.axiowm.com/what-we-do

Financial advice often gets reduced to performance, products, and transactions. But when life gets complicated (market downturns, health challenges, family stress) those things alone aren’t enough. Today, Rob talks about the difference between transactional advisory relationships and those built on genuine care, advocacy, and trust.  

Here’s what we discuss in this episode:

🤝 Relationship-Based Advice: Why advisory work must go deeper

⚠️ Transactional Pitfalls: Where surface-level advice breaks down

❤️ Compassion in Planning: Preparing for life’s hardest moments

🛡️ Trust and Advocacy: Standing on the client’s side

🔍 Discovery Through Care: Understanding lives, not just numbers

Our website: https://www.axiowm.com/
Phone: 801-717-9237
Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book
Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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Discover how Axio's tailored collaboration can elevate your financial future 👉 https://www.axiowm.com/what-we-do

Have you ever worked hard at something only to realize you were just a few feet away from getting it right? On a family trip to New Zealand, Rob experienced that exact lesson, while digging hot tubs in the sand at Hot Water Beach. He quickly realized how closely it mirrors the way many people approach their finances. Discover why having the right tools and instruction isn’t just helpful, it’s critical for building your ideal financial future.

Here’s what we discuss in this episode:

🧭 Experience Matters: Why knowing where to dig changes everything

👥 Crowd Mentality: Why copying others rarely leads to the same results

🛠️ Small Adjustments: Minor shifts that create long-term impact

📈 Personal Strategy: Why your plan shouldn’t look like anyone else’s

🎯 Clear Direction: How alignment beats guesswork every time

Our website: https://www.axiowm.com/
Phone: 801-717-9237
Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book
Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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As we head into 2026, headlines are pulling investors in every direction, from fear to blind optimism. Rob steps back from the noise to look at what a balanced economic outlook really suggests. The focus isn’t on predicting the future, but on preparing for a range of outcomes with discipline and flexibility. Because in a changing economy, thoughtful planning matters more than bold forecasts.

Here’s what we discuss in this episode:

🧭 Key Themes – Growth slowing without collapsing

⚖️ Valuations – Why parts of the market look stretched

🧳 Diversification – Managing concentration risk and volatility

🚀 Proactive Strategy – Staying nimble instead of reactive

First Trust 2026 Economic Outlook: https://www.ftportfolios.com/Commentary/EconomicResearch/2026/1/5/2026-forecast-still-wary 

Our website: https://www.axiowm.com/
Phone: 801-717-9237
Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book
Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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Discover how Axio's tailored collaboration can elevate your financial future 👉 https://www.axiowm.com/what-we-do

2025 brought plenty of headlines, but which developments actually mattered for your financial future? Rob looks past the noise to focus on the key factors that affected retirees and pre-retirees, explaining not just what happened, but how thoughtful planning helped keep things on track. Instead of reacting to every new concern, this episode offers a practical perspective to help you move forward with confidence into 2026.

Here’s what we discuss in this episode:

📈 Inflation Reality Check - Why retirees feel it first and planning matters more than predictions

💰 High-Yield Savings Accounts - When safety helps… and when it quietly hurts growth

🧾 Tax Law Changes - What the “One Big Beautiful Bill” unlocked for multi-year planning

🚨 Emergency Preparedness - Lessons from the longest government shutdown in history

🧭 Looking Ahead to 2026 - Why flexibility beats forecasting every time

Our website: https://www.axiowm.com/
Phone: 801-717-9237
Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book
Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

Facebook: https://www.facebook.com/AxioWM
LinkedIn: https://www.linkedin.com/company/axio-wealth-management-llc/
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Discover how Axio's tailored collaboration can elevate your financial future 👉 https://www.axiowm.com/what-we-do

Turning 62 comes with one of the most important financial decisions you’ll ever make: should you take Social Security now or wait? Rob explains why this choice is about more than just the numbers and how emotions and headlines often push people toward filing early. Instead of reacting to fear, this episode walks through the key factors you should consider before making a decision that lasts for decades.

Here’s what we discuss in this episode:

🧾 Filing Decision: Choosing when to claim Social Security

❤️‍🩹 Emotion vs Math: Why feelings often drive early filing

🧮 Methodical Approach: Evaluating the long-term impact

📈 Strategic Investing: Using early benefits intentionally

❓ Key Questions: What to ask before claiming at 62

Our website: https://www.axiowm.com/
Phone: 801-717-9237
Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book
Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

Facebook: https://www.facebook.com/AxioWM
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Discover how Axio's tailored collaboration can elevate your financial future 👉 https://www.axiowm.com/what-we-do

Some of the hardest retirement decisions aren’t about money, they’re about family. In this episode, Rob tackles a question many grandparents are quietly wrestling with: should you retire early to help care for your grandkids? The conversation explores how emotions, finances, and long-term independence intersect. He also shares the #1 question you need to be asking yourself before you make any decisions. 

Here’s what we discuss in this episode:

❤️ Emotions vs. Planning: When the heart and logic collide

🧾 Social Security: Permanent impact of early claims

🏥 Healthcare Considerations: Will you lose benefits based on your decision? 

🧭 Finding a Middle Ground: Looking for flexible, win-win options

Our website: https://www.axiowm.com/
Phone: 801-717-9237
Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book
Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

Facebook: https://www.facebook.com/AxioWM
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Discover how Axio's tailored collaboration can elevate your financial future 👉 https://www.axiowm.com/what-we-do

Many families want their wealth to do more than just transfer dollars, they want it to reflect their values. In this episode, Rob explores how generosity and legacy planning don’t have to compete with each other. You’ll hear how charitable lead trusts can support meaningful causes today while still providing for future generations. Tune in to discover how thoughtful planning can turn giving into lasting impact. 

Here’s what we discuss in this episode:

💡 Impact & Legacy: Aligning wealth with the causes that matter most to your family

💰 Charitable Lead Trusts: Unlocking strategies to support charities and heirs at the same time

🔄 Customizable Planning: Flexible trust terms fit your timeline and unique goals

👥 Professional Teamwork: Collaborating with advisors, attorneys, and tax pros for optimal results

🚧 Potential Pitfalls: Irrevocability, investment risk, and interest rate sensitivity

Our website: https://www.axiowm.com/
Phone: 801-717-9237
Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book
Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

Facebook: https://www.facebook.com/AxioWM
LinkedIn: https://www.linkedin.com/company/axio-wealth-management-llc/
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Discover how Axio's tailored collaboration can elevate your financial future 👉 https://www.axiowm.com/what-we-do

Markets may look strong, but uncertainty often builds quietly beneath the surface. In this episode, Rob talks through how to prepare for a potential recession without panic or drastic moves. He focuses on practical steps, so you’re not caught off guard. The goal isn’t to predict the next downturn, but to build confidence no matter what the economy does next. 

Here’s what we discuss in this episode:

📈 Market Signals: optimism mixed with growing uncertainty

🛠️ Recession Prep: proactive planning before trouble hits

💵 Cash Position: building shock absorbers for surprises

🧾 Debt & Protection: managing liabilities and hidden risks

🧠 Investor Mindset: avoiding emotional, reactive decisions

Our website: https://www.axiowm.com/
Phone: 801-717-9237
Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book
Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

Facebook: https://www.facebook.com/AxioWM
LinkedIn: https://www.linkedin.com/company/axio-wealth-management-llc/
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