Discover why waiting until December to make financial decisions can quietly sabotage your wealth and legacy. Rob shares five smart mid-year questions every successful family should ask about life changes, investment risk, taxes, and idle cash. You’ll also hear why true legacy planning is about much more than just growing your net worth. Tune in now and use this summer checkup to redirect your financial flight path before it’s too late. 

Here’s what we discuss in this episode:

🗓️ Mid-Year Review: Check your financial direction

✈️ Life Changes: Adjust the flight path

📊 Investment Risk: Revisit your comfort level

🧾 Tax Planning: Look before year-end

🏛️ Legacy Focus: Think beyond net worth

Our website: https://www.axiowm.com/
Phone: 801-717-9237
Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

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Let us speak at your next event: https://www.axiowm.com/speaking

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A brand-new savings option is making headlines: Trump Accounts. Eligible children could receive a $1,000 federal investment to jump-start their financial future, but does that make it the best place to save? For parents and grandparents, don’t focus on whether these are good. Instead, let’s determine whether they're the right tool for your family's goals. 

In this episode of Legacy Beyond Wealth, Rob breaks down how the new Trump Accounts compare to 529 plans, Roth IRAs for kids, and UTMA/UGMA custodial accounts. 

Here’s what we discuss in this episode:

💰 Trump Accounts – Understanding the new $1,000 government-funded investment account

🎓 529 Plans – Why they're still the gold standard for education savings

📈 Roth IRAs for Kids – The power of decades of tax-free compounding

🎁 Grandparent Strategies – Building wealth while teaching financial responsibility

🧩 Choosing the Right Mix – Matching the account to your family's goals

Learn more about the Trump Accounts now: https://www.trumpaccounts.gov/

Our website: https://www.axiowm.com/
Phone: 801-717-9237
Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book
Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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Discover how Axio's tailored collaboration can elevate your financial future 👉 https://www.axiowm.com/what-we-do

 A business sale can create an opportunity to make a lasting impact through charitable giving, but choosing the right approach requires more thought than many people realize. In this episode, Rob explores how generosity, values, and long-term family goals should shape charitable decisions after an exit. He also discusses why giving can be one of the most meaningful ways to define a legacy beyond wealth. 

Here’s what we discuss in this episode:

⚖️ Key Differences: DAFs versus private foundations

⏳ Smart Timing: Separate deductions from distributions

🧭 Right Fit: Choosing the best structure

👨‍👩‍👧 Family Legacy: Teaching values through giving

📅 Early Planning: Coordinate before the sale

🚫 Avoid Mistakes: Common charitable giving pitfalls

Our website: https://www.axiowm.com/
Phone: 801-717-9237
Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book
Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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Selling a business is often viewed as a financial milestone, but the real challenges begin after the deal closes. In this episode, Rob explores why a successful exit requires more than maximizing value and how business owners can prepare for the personal, emotional, and lifestyle transitions that follow. He shares insights on creating a meaningful next chapter and ensuring that wealth serves a purpose beyond the balance sheet.

Here’s what we discuss in this episode:

🧭 Deep Questions: Planning starts with intentionality

🚪 The Life After an Exit: Exits create unexpected challenges

⏸️ Slow Down: Avoid rushed post-sale decisions

👨‍👩‍👧 Family Impact: Wealth changes relationships

🤲 Stewardship: Directing wealth with purpose

🎯 Best Life: Aligning money with values

Our website: https://www.axiowm.com/
Phone: 801-717-9237
Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book
Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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Selling your business should be a time of celebration. After years—sometimes decades—of hard work, you've finally reached the finish line. But what many business owners don't realize is that closing the deal doesn't necessarily mean all of the risk is gone. Rob breaks down the hidden complexities that can impact your financial future long after the paperwork is signed. If you're preparing for an exit, or recently completed one, Rob explains what risks may remain and how to plan around them.

Here’s what we discuss in this episode:

📑 Deal Structures: Understanding what's really being sold

🎯 Earn-Out Risk: When future payouts depend on others

🔒 Escrow Holdbacks: Money that isn't yours yet

📈 Rollover Equity: The promise—and risk—of a second bite

🚩 Red Flags: Protecting yourself from costly mistakes

Our website: https://www.axiowm.com/
Phone: 801-717-9237
Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book
Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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Selling a business is often viewed as the finish line. The paperwork is signed, the wire hits the account, and years of hard work have finally paid off. But according to Rob, that's exactly when some of the biggest mistakes can occur. 

He explains why the first 90 days after a business sale are so important and why business owners should build a post-sale financial plan before making major commitments. If a business sale is in your future or recently happened, this conversation offers a practical roadmap for what comes next. 

Here’s what we discuss in this episode:

⚠️ Emotional Risks: Why the first 90 days matter

📊 Usable Wealth: Understanding what you actually have

🧾 Tax Strategy: Preparing before surprises arrive

🪣 Bucket Planning: Giving every dollar a purpose

🚫 Common Mistakes: Avoiding irreversible decisions

🤝 Dream Team: Coordinating advisors before and after sale

Our website: https://www.axiowm.com/
Phone: 801-717-9237
Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book
Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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What can someone who lived through the Great Depression, World War II, inflation, recessions, and nearly every major market cycle of the last century teach us about money and life? Rob reflects on conversations with his 101-year-old grandmother, Grace, and shares three lessons that shaped the way she viewed uncertainty, happiness, family, and long-term thinking. It’s a powerful reminder that some of the most valuable financial wisdom has very little to do with the stock market at all.

Here’s what we discuss in this episode: 

🌎 Uncertainty Is Normal: Every generation faces difficult seasons

😊 Simple Joys: Contentment creates financial peace

👨‍👩‍👧 Family Investment: Legacy is built through sacrifice

📚 Education Matters: Opportunity changes future generations

🛤️ Long-Term Thinking: Wealth grows through resilience

🙏 Gratitude Perspective: Happiness isn’t tied to status

Our website: https://www.axiowm.com/
Phone: 801-717-9237
Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book
Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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Most people think financial planning is about growing wealth. But when life takes an unexpected turn, the real question becomes much more personal: will the people you love be okay? Today, Rob discusses the often-overlooked side of planning and shares practical ways to protect the people who matter most while creating clarity during life’s hardest moments.

Here’s what we discuss in this episode:

❤️ Protection Is Personal: Financial planning is ultimately about taking care of people

📄 Beneficiary Mistakes: Simple, outdated forms can create major complications

🛡️ Estate Planning Starts Earlier: Powers of attorney and healthcare directives matter at every age

🤝 Guidance Matters: During emotional moments, people need trusted relationships, not just spreadsheets

Our website: https://www.axiowm.com/
Phone: 801-717-9237
Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book
Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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Rob unpacks why protecting your wealth now means far more than just watching your investments. He explores how scams, data leaks, and AI-driven fraud are quietly becoming some of the biggest threats to successful families. Discover practical ways to tighten up your digital life so your hard-earned wealth stays in the right hands.

Here’s what we discuss in this episode:

🔐 Wealth Protection Has Changed

🤖 AI Makes Scams Smarter

📱 Your Digital Footprint Matters

🛡️ Simple Habits Still Work

⚠️ AI Tools Carry Risks Too

Our website: https://www.axiowm.com/
Phone: 801-717-9237
Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book
Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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Discover how Axio's tailored collaboration can elevate your financial future 👉 https://www.axiowm.com/what-we-do

Rob explores a surprising reality: many financially successful people still quietly wonder if they’re truly okay. Despite strong incomes, growing portfolios, and years of hard work, uncertainty about the future can still linger beneath the surface. Rob discusses why financial confidence often has less to do with account balances and more to do with clarity, values, and having a plan that actually connects to real life. 

Here’s what we discuss in this episode:

📉 Success Doesn’t Remove Anxiety: Wealth alone rarely creates lasting confidence

🧭 Clarity Changes Everything: Understanding your plan reduces financial noise

💬 Good Planning Goes Deeper: The best advisors uncover concerns before giving advice

🎯 Security Is Personal: Financial confidence looks different for every family

🔄 Confidence Beats Prediction: Real planning helps people move forward despite uncertainty

Lingering inflation drives a crisis of investor confidence

https://www.im.natixis.com/en-us/insights/investor-sentiment/2025/individual-investor-survey/confidence

Our website: https://www.axiowm.com/
Phone: 801-717-9237
Schedule your no-cost discovery meeting: https://www.axiowm.com/what-we-do

Get your copy of Rob’s books: https://www.axiowm.com/book
Let us speak at your next event: https://www.axiowm.com/speaking

Check us out on YouTube: https://www.youtube.com/channel/UCtidWpldZGUBLmr24oWy87Q

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