Scams are on the rise — especially targeting retirees and pre-retirees. In 2024 alone, seniors lost more than $4.8 billion to fraud, and the numbers continue to grow. In this episode of the Legacy Life Podcast, we dig deep into the world of investment scams, uncovering the red flags and manipulative tactics scammers use to steal hard-earned savings.

From impostor calls claiming to be the IRS, to tech support schemes, romance scams, crypto fraud, and even AI-powered deepfakes — we break down how these scams work, why they’re effective, and most importantly, how to protect yourself.

The top scams targeting retirees today (and how to spot them)

Why seniors are the #1 target for fraudsters

The emotional triggers scammers exploit to pressure quick decisions

Practical steps to safeguard your money and your legacy

How involving family and slowing down can prevent devastating losses

At Legacy Life, we believe financial planning is about more than numbers — it’s about protecting the people you love and the future you’re building. Don’t let fear, urgency, or manipulation steal your peace of mind.

📅 Schedule a free consultation: https://calendly.com/ryan-1111legacy/30min 

Retirement isn’t just a financial transition — it’s one of the biggest identity shifts a person will ever face. Many people step away from decades of work only to find themselves asking, “Who am I without my job?”

In this episode of the Legacy Life Podcast, we dive into the often-overlooked emotional and spiritual side of retirement. Beyond income, taxes, and estate planning, there’s a deeper fear many retirees share: the fear of losing purpose, community, and meaning once the career chapter closes.

Why financial planning alone can’t prepare you for retirement

The hidden fears retirees face: loss of identity, loneliness, and uncertainty

Research showing how isolation impacts health and well-being

Real client stories of people preparing for retirement but afraid to “take the leap”

How faith, community, and purpose create a foundation for a meaningful next chapter

Why asking “What am I retiring to?” is just as important as asking “When can I retire?”

At Legacy Life, we believe retirement should be the next most meaningful chapter of your life — not the end credits.With faith, family, and intentional planning, you can build a life filled with impact, joy, and legacy.

📅 Schedule a free retirement consultation: https://calendly.com/ryan-1111legacy/30min 

Are you chasing the next big investment trend? From crypto hype and meme stocks to NFT frenzies, investors today face more “can’t-miss” opportunities than ever — and many are paying the price. In this episode of the Legacy Life Podcast, we break down how shiny object syndrome fuels impulsive investing, and why the fruit of patience often beats the thrill of speculation.

You’ll learn:

Whether you’re building retirement income or growing generational wealth, understanding how to spot — and avoid — shiny object traps is key to lasting success.

📅 Book a Free Income Planning Session: https://calendly.com/ryan-1111legacy/30min

📲 Follow us for daily faith + finance tips: https://www.instagram.com/legacylifepodcast/

#ShinyObjectSyndrome #InvestorBehavior #FaithAndFinance #LegacyLifePodcast #LongTermInvesting #RetirementPlanning #GenerationalWealth #PassiveIncome #DividendInvesting #AvoidFOMO

When emotions rise, investment intelligence drops — and for many, that’s the biggest threat to building lasting wealth. In this episode of the Legacy Life Podcast, we explore how fear, greed, and social media hype can push investors into costly mistakes — and how you can protect yourself.

We’ll unpack:

• Why emotional investing leads to underperforming portfolios (Dalbar study insights)

• The dangers of reacting to market swings and “highlight reel” investing • How to slow down, think clearly, and stick to a proven strategy • Real client stories showing why panic selling often backfires

• The power of “boring” portfolios and long-term planning Whether you’re investing for retirement or building generational wealth, these strategies will help you stay calm, think clearly, and keep your portfolio on track — even in turbulent times.

📅 Book a Free Income Planning session: https://calendly.com/ryan-1111legacy/30min

📲 Follow us for daily tips: https://www.instagram.com/legacylifepodcast/

#InvestorBehavior #InvestorEmotions #MarketVolatility #FinancialWisdom #FaithAndFinance #LegacyLifePodcast #LongTermInvesting #RetirementPlanning #GenerationalWealth #PassiveIncome

In this episode of the Legacy Life Podcast, we break down the financial foundation of dividend investing—free cash flow. Whether you’re looking to retire on income or teach your kids how to spot strong companies, this conversation is packed with practical wisdom, relatable stories, and real-world examples.

If you’ve ever been tempted by a high dividend yield or felt unsure about how to evaluate a stock, this episode will give you the clarity and confidence to build income that lasts.

Schedule a free income review session - https://calendly.com/ryan-1111legacy/30min

Do you really know what happens to your estate when you pass away?

From revocable living trusts to pour-over wills, powers of attorney to digital assets, this episode covers everything you need to start (or revisit) your estate plan with confidence.

Schedule a free estate planning consultation - https://calendly.com/ryan-1111legacy/legacy-and-estate-planning

You did the paperwork—but did you plan for the people?

From a child's unexpected divorce… to addiction and prodigal children… to remarriage that rewrites everything—you’ll hear real stories and timeless wisdom for planning your legacy in a way that protects the people you love most.

Schedule a free estate review consultation - https://calendly.com/ryan-1111legacy/legacy-and-estate-planning

Who will care for you if you can’t care for yourself? And how will it be paid for?

With personal stories, real-life statistics, and compassionate insights, they unpack the emotional, financial, and relational consequences of not having a plan. From caregiver burnout to Medicaid traps, this episode is a must-listen for anyone who wants to protect their loved ones and preserve their dignity in the years ahead.

Tap the link to book a free consultation - https://calendly.com/ryan-1111legacy/30min

What if your retirement strategy is being “peeled” from the wrong end?

Using the now-infamous banana analogy, they unpack why traditional growth-first retirement planning causes confusion and fear, and how a system called Simplicitree helps you plan from a place of clarity, confidence, and actual income.

🔗 Tap the link to schedule your free Simplicitree income consultation - https://calendly.com/ryan-1111legacy/30min

💵 You don’t retire on how much you’ve saved—you retire on what your savings can pay you.

They walk through why income-based planning offers clarity, peace, and security, while traditional growth-focused strategies often leave people anxious and uncertain.

🔗 Tap the link to schedule a free income strategy session - https://calendly.com/ryan-1111legacy/30min