Legal Live with Farah & Farah

What should you do after a Florida car accident, and how can insurance deadlines, property coverage, and proper documentation affect your claim?

In this episode of Legal Live, Justin is joined by Personal Injury Attorneys, David Thompson and Scott Burleigh, to discuss Florida personal injury claims, insurance coverage, premises liability, and the litigation process.

They Discuss:

• Florida’s 14-day PIP deadline after a car accident and how delayed medical treatment can affect insurance benefits
• What to do immediately after a car accident, including calling police, documenting the crash scene, and seeking prompt medical evaluation
• How personal injury cases move from pre-litigation into formal litigation, including discovery, depositions, motions, and trial preparation
• Florida premises liability for homeowners when caregivers, workers, or other invited guests are injured on residential property
• How the death of an injured person can affect an existing personal injury claim, damages, and the need to open a probate estate
• Florida medical malpractice and wrongful death laws and how surviving family relationships can affect available legal claims
• Hurricane preparation and homeowners insurance claims, including the importance of documenting property conditions before storm damage occurs
• Why standard homeowners insurance may not cover flood damage and the importance of separate flood insurance coverage

Plus, Callers Ask:

• Could a homeowner or their estate be liable if an in-home caregiver is injured in a slip-and-fall or other accident on the property?
• What options may be available when someone injured in a car accident dies before pursuing a claim against the at-fault driver?
• Where can someone seek affordable legal assistance when handling a probate estate and questions about the validity of a will?

If you've been injured in Florida, Georgia, or South Carolina and are seeking legal representation, call Farah & Farah at (866) 599-0806 or visit farahandfarah.com. There is never a fee for your personal injury consultation.

What can families do when a loved one is injured in a nursing home and what rights do you have when something goes wrong on a cruise ship? 

In this episode of Legal Live, Scott is joined by Florida personal injury attorneys Eddie and Chuck Farah to discuss nursing home negligence, maritime law limitations, auto insurance subrogation, and the ongoing insurance crisis facing California wildfire victims.

They discuss:

• Nursing home fall liability and how to establish foreseeability. This includes how to pull staffing records, identify patterns of prior falls, and build a case when a facility argues that falls are unavoidable due to a resident's age or dementia
• Pressure sores in nursing homes, why they are largely preventable with proper repositioning every two hours, and how understaffing and profit-driven management create the conditions for neglect
• Maritime law and why injuries on cruise ships, including shore excursions, are governed by entirely different rules than land-based accidents, including a one-year statute of limitations, a six-month written notice requirement, mandatory venue in Miami for Carnival and similar lines, and restrictions on pain and suffering damages
• California wildfire insurance litigation and how government entities are suing insurance companies for failing to pay living expenses, making misrepresentations to discourage claims, and delaying payments to policyholders after homes were destroyed
• How insurance subrogation works in auto accident claims like when to go through your own carrier versus pursuing the at-fault driver directly, and how your insurer can recover your deductible through subrogation against the other party's insurance

Plus, callers ask real-world legal questions about:

• A commercial vehicle that backed into a listener's son's car in a turn lane; including how black box data and commercial truck camera footage can establish fault, and why going through your own insurer and allowing subrogation is often the most practical path when injuries are limited
• A rural AT&T landline customer facing disconnection as part of a national copper-to-fiber infrastructure transition, with no viable cell signal inside her mobile home and a follow-up caller who offered Magic Jack as a potential low-cost internet-based landline alternative

If you've been injured in Florida, Georgia, or South Carolina and are seeking legal representation, call Farah & Farah at (866) 599-0806 or visit farahandfarah.com. There is never a fee for your personal injury consultation.

Can a drug company be held liable when a medication prescribed for one condition causes cancer and what rights do patients have when defective medical devices lead to multiple surgeries? 

In this episode of Legal Live, Eddie and Chuck Farah discuss pharmaceutical off-label marketing, defective medical devices, medical malpractice barriers, and Florida's controversial "free kill" law.

They discuss:

• How drug companies market antipsychotic medications like Zyprexa and Risperdal for off-label uses such as ADD, dementia, and mood stabilization in nursing homes — despite FDA approval only for schizophrenia — and the resulting mass litigation over breast cancer diagnoses in both men and women
• How pharmaceutical companies factor government fines into their business model when promoting off-label drug use, and why multi-district litigation is used instead of class actions when individual injuries differ
• Defective hernia mesh manufactured by Symbotex, which used a collagen barrier intended to prevent organ adhesion during the 30-day healing process and why patients are experiencing bowel obstructions, organ adhesion, mesh migration, and multiple corrective surgeries as a result
• The difference between class action lawsuits and multi-district litigation, and why personal injury claims from defective drugs and devices typically cannot qualify as class actions
• Florida's medical malpractice pre-suit requirements — why malpractice cases require expert affidavits, specialized attorneys, and significant upfront costs before a lawsuit can even be filed
• Florida's "free kill" law and how it limits wrongful death claims in medical malpractice cases when adult survivors are over 25 years old and why both chambers of the legislature passed a fix that the governor declined to sign
• Publix's decision to ban open carry firearms in all stores following an accidental discharge at a Miramar location, and why private businesses have the legal right to restrict open carry on their property

Plus, callers ask real-world legal questions about:

• A knee surgery patient whose greater saphenous vein was damaged during a procedure, leaving them with permanent circulatory issues and the potential need for vein bypass surgery and what legal recourse exists when malpractice causes ongoing but potentially correctable harm
• A JEA rate increase and whether customers have grounds for a class action when a utility's budget shortfall is passed on to ratepayers

If you've been injured in Florida, Georgia, or South Carolina and are seeking legal representation, call Farah & Farah at (866) 599-0806 or visit farahandfarah.com. There is never a fee for your personal injury consultation.

What happens to DUI cases when breathalyzer results are thrown out and what should Florida drivers know about uninsured motorist coverage before they need it? 

In this episode of Legal Live, Scott is joined by Jacksonville medical malpractice attorney Kevin Moore and Jacksonville slip & fall attorney Ross Evans to discuss a major local DUI evidence ruling, uninsured and underinsured motorist coverage, Florida's no-fault insurance laws, and the growing role of artificial intelligence in legal practice.

They discuss:

• A Jacksonville ruling in which approximately 950 DUI cases were called into question after JSO and FDLE made unauthorized repairs to Intoxilyzer 8000 breathalyzer machines, raising chain of custody and evidence accuracy concerns
• Florida's implied consent law, the consequences of refusing a breathalyzer, and what evidence remains available to prosecutors when breathalyzer results are excluded
• Flock license plate reader cameras, the public backlash over privacy concerns and misuse by law enforcement, and the Florida governor's order to take them down
• Why uninsured motorist coverage is critical in Florida — a state that does not require drivers to carry mandatory bodily injury liability insurance — and how UM coverage protects you and your family members when the at-fault driver has no coverage
• Florida's no-fault PIP (Personal Injury Protection) system — how the mandatory $10,000 coverage works, when it can be triggered, how it applies to resident relatives, and how medical bills are handled after PIP is exhausted
• Property damage liability versus personal injury protection in Florida — why fault determination works differently for each, and how insurance companies can assign different liability percentages for property damage and bodily injury in the same accident
• Diminished vehicle value claims and why insurance companies routinely dispute them even when post-accident CarFax records reduce a repaired vehicle's trade-in value
• How courts and the Florida Supreme Court are responding to AI-generated legal documents — including new rules requiring attorneys to verify every source they file and the ability of judges to sanction attorneys who submit AI-hallucinated case law or fabricated facts
• How large language models work, why they hallucinate, and how attorneys can use AI tools responsibly — including prompting techniques that scope the model to verified source material and replicate an attorney's individual writing style

Plus, callers ask real-world legal questions about:

• A stolen vehicle that struck a listener's mother on Beach Boulevard, sending her to the hospital — including liability options when the at-fault driver has no assets, the role of uninsured motorist coverage, and potential restitution through the criminal sentencing process
• A follow-up caller clarifying how Florida's no-fault PIP coverage and collision insurance apply in a stolen vehicle accident scenario, and how subrogation works when a health insurer pays accident-related medical bills

If you've been injured in Florida, Georgia, or South Carolina and are seeking legal representation, call Farah & Farah at (866) 599-0806 or visit farahandfarah.com. There is never a fee for your personal injury consultation.

What happens when an employer doesn't carry workers' compensation insurance and how are your benefits calculated if you're injured on the job? 

In this episode of Legal Live, Scott is joined by Florida personal injury attorney Eddie Farah and Melbourne workers' compensation attorney Jason Robbins to discuss employer obligations, injured worker rights, and what you need to know about navigating a workers' comp claim in Florida.

They discuss:

• Why employers should always report workplace injuries to their insurance carrier and why hiding accidents often costs more in the long run than a potential premium increase
• Workers' compensation coverage requirements for Florida employers, including the four-employee threshold, independent contractor misclassification, and what happens when an employer has no coverage and an employee is injured on the job
• Concurrent employment and how lost wages are calculated when an injured worker holds multiple jobs at the time of their accident — including situations involving two or three employers
• Injuries sustained during authorized medical treatment or transit, including physical therapy accidents and transportation to medical appointments, and how those may be included in an existing workers' comp claim
• The 30-day notice requirement for reporting a workplace injury, retaliation protections for workers who file claims, and what constitutes retaliatory discharge under Florida law
• How workers' compensation wage benefits are calculated including the two-thirds gross wage formula, the impact of health insurance contributions, and the maximum compensation rate
• How workers' comp settlements are valued, including projections for future medical care and lost wages, and why injured workers often underestimate the long-term value of their claim
• Using the Affordable Care Act's no pre-existing condition clause to continue medical treatment after settling a workers' comp claim and the ability to choose your own doctor post-settlement

Plus, callers ask real-world legal questions about:

• Small claims court, oral vs. written contracts, and how to pursue an unpaid referral fee against a business — including how to identify a registered agent and file through the Duval County courthouse or online via Sunbiz

If you've been injured in Florida, Georgia, or South Carolina and are seeking legal representation, call Farah & Farah at (866) 599-0806 or visit farahandfarah.com. There is never a fee for your personal injury consultation.

When does helping someone in an emergency expose you to legal liability and what happens when surveillance footage contradicts what an injury victim claims they can't do? 

In this episode of Legal Live, Justin is joined by Florida medical malpractice attorney Kevin Moore and Jacksonville slip & fall attorney Ross Evans to discuss Good Samaritan protections, fraud on the court, post-accident surveillance, and privacy rights in public spaces.

They discuss:

• Florida's Good Samaritan law and the legal protections available to bystanders who provide emergency assistance including how the reasonably prudent person standard determines liability and when stepping in to help creates an ongoing obligation
• The standard of care in emergency room settings versus scheduled medical procedures, and why reckless disregard — not simple negligence — must be proven when care is provided in a true emergency
• Fraud on the court in personal injury cases including a recent Florida Supreme Court case involving a Publix slip and fall where post-accident surveillance contradicted a plaintiff's deposition testimony, leading to case dismissal
• How defense insurance companies use private investigators and post-accident surveillance to challenge injury claims, when surveillance is most likely to occur, and why deposition answers should never be absolute
• Privacy rights and reasonable expectation of privacy in public spaces, including how surveillance footage and license plate reader cameras intersect with premises liability cases
• AI-assisted facial recognition, wrongful arrest, and the legal implications of misidentification in criminal cases

Plus, callers ask real-world legal questions about:

• A contract for deed dispute involving late payment fees, property use by non-contract parties, and whether title reverts to the seller upon the buyer's death before the contract is paid in full

If you've been injured in Florida, Georgia, or South Carolina and are seeking legal representation, call Farah & Farah at (866) 599-0806 or visit farahandfarah.com. There is never a fee for your personal injury consultation.

Can an insurance company void your policy over an unrelated application error and what happens when a dog owner knows their pet is dangerous but fails to act? 

In this episode of Legal Live, Florida personal injury attorneys Eddie Farah and Chuck Farah discuss insurance policy pitfalls, dog bite claims, and why accepting a quick settlement check may cost you more than you think.

They discuss:

• How insurance companies use reservation of rights and application errors to void policies - including a real case where an unrelated application answer led to a denied claim when it had nothing to do with the actual accident.
• Dog bites and dog attacks, how homeowners insurance typically covers these claims, and why victims are increasingly pursuing punitive damages when dog owners knew their pet was aggressive and failed to take action - damages that homeowners insurance typically does not cover
• A construction accident case in South Florida where the insurance company issued a lowball settlement check and falsely claimed the worker was fired before the accident occurred and how an attorney was able to prove otherwise and recover more for the victim
• A Florida court ruling involving a fertilizer company polluting Tampa Bay waters and why fishermen who lost income were unable to recover damages due to the absence of a legal duty of care

If you've been injured in Florida, Georgia, or South Carolina and are seeking legal representation, call Farah & Farah at (866) 599-0806 or visit farahandfarah.com. There is never a fee for your personal injury consultation.

In this special edition of Legal Live, Chuck Farah broadcasts live from the Farah & Farah Performance Studio in Jacksonville to dedicate the entire hour to the Child Cancer Fund Care-A-Thon and the families it serves.

Chuck sits down with children and family members who have been impacted by cancer and have benefited from the support of the Child Cancer Fund. Farah & Farah matched donations up to $3,500 during the broadcast, and Chuck made an additional personal donation of $15,000 to the Child Cancer Fund.

If you've been injured in Florida, Georgia, or South Carolina and are seeking legal representation, call Farah & Farah at (866) 599-0806 or visit farahandfarah.com. There is never a fee for your personal injury consultation.

How do you know if you have a medical malpractice claim and can a hospital or public school be shielded from liability when someone is injured? 

In this episode of Legal Live, Jacksonville medical malpractice attorney, Kevin Moore, discusses sovereign immunity, informed consent, and what patients and families need to know about their legal rights.

Kevin discusses:

• School-related injuries and how sovereign immunity protects public schools, law enforcement, and certain hospitals from lawsuits - and what that means for injured students and their families
• Informed consent in medical procedures — what it means when a doctor fails to properly inform a patient about the risks of a voluntary surgery, and why signing a consent form doesn't necessarily prevent you from filing a claim if a provider deviated from the standard of care
• How to identify a potential medical malpractice claim and the key factors that determine whether a case may be viable
• Who can bring a wrongful death claim when a patient dies as a result of medical negligence
• Nursing home claims and the legal rights of residents when a facility violates their care standards

If you've been injured in Florida, Georgia, or South Carolina and are seeking legal representation, call Farah & Farah at (866) 599-0806 or visit farahandfarah.com. There is never a fee for your personal injury consultation.

When can a property owner be held responsible for injuries to trespassers, and can someone eventually claim ownership of property they've been using?

On this episode of Legal Live, Justin is joined by Florida personal injury attorneys Eddie and Chuck Farah to discuss property owner liability, trespassing, attractive nuisances, and property rights in Florida.

 They discuss:

• Florida's attractive nuisance doctrine and when property owners may be responsible for injuries to trespassing children, including hazards such as swimming pools and other conditions that may attract children onto a property.
• Property owner responsibilities involving retention ponds, trees, swings, and other conditions on private property, as well as liability when allowing people to use property for recreational purposes without charging a fee.
• Adverse possession and when someone who continuously occupies or uses another person's property may attempt to claim ownership.

 Plus, callers ask real-world legal questions about:

• A utility company's attempt to estimate and charge for previous water usage after discovering a faulty meter sensor.
• Whether a homeowner without homeowners insurance can be held responsible if someone is injured on their property or nearby sidewalk.
• Squatters, adverse possession, and whether someone can claim ownership of only the portion of property they occupy.
• Evicting someone who was originally allowed to live in a home, when the situation becomes a civil matter rather than criminal trespassing, and when a court order may be necessary before law enforcement can intervene.

If you've been injured in Florida, Georgia, or South Carolina and are seeking legal representation, call Farah & Farah at (866) 599-0806 or visit farahandfarah.com. There is never a fee for your personal injury consultation.