Lending Edge

Lending Edge

By Class ValuationBusinessTechnology
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Lending Edge episodes

  • BONUS EPISODE | Market Insights: Hope, Challenges, and the Path Forward
    Featuring guest: Shawn Telford, chief appraiser and valuation officer at CoreLogic
    In a live discussion at the Mortgage Bankers Association (MBA) Annual conference in Denver, Mr. Telford and Mr. Rose talk about the state of the market post-COVID, the hopeful yet cautious outlook on market forecasts, and significant upcoming changes in the appraisal industry. They cover topics including market stabilization, the potential impact of low transaction volumes and interest rates, extended eligibility for waivers from the FHFA, and the industry's preparation for the new 3.6 appraisal data standards. Additionally, the conversation touches on appraiser modernization efforts, the importance of accurate property data collection and validation, and the complexities and responsibilities of lenders in the evolving mortgage appraisal process.
    24 min
  • Maureen Yap, VP of Public Policy/Senior Counsel for Fair Lending, NFHA

    Organizations, information and assets: 

    • https://nationalfairhousing.org/
    • https://www.youtube.com/watch?v=iv6w6EmajVg
    • https://appraisalfoundation.org/imis
    • https://appraisalfoundation.org/imis/TAF/Resources/Educators/PAREA/TAF/PAREA.aspx?hkey=ffa536dc-bbdd-4f6f-a12a-1e6df1cdaa1f

    Cases mentioned: 

    • https://www.hud.gov/sites/dfiles/FHEO/documents/21Chase%20Conciliation%20Agreement_Redacted_Redacted.pdf
    • https://www.justice.gov/crt/case/statement-interest-austin-et-al-v-miller-et-al
    • https://www.justice.gov/crt/case/nathan-connolly-and-shani-mott-v-shane-lanham-d-md
    • https://www.justice.gov/crt/fair-housing-act-1
    • https://www.justice.gov/crt/equal-credit-opportunity-act-3
    • https://www.fdic.gov/publications/financial-institutions-reform-recovery-and-enforcement-act-firrea
    1 hr 1 min
  • James Dwiggins, Co-Founder of NextHome
    In this episode of The Lending Edge podcast, host Scot Rose, Chief Innovation Officer at Class Valuation, interviews James Dwiggins, Co-Founder of NextHome. They discuss the ins and out of the NAR settlement, including the misunderstandings and misconceptions along the way, and the changes the industry can expect to see in the wake of the settlement. Their conversation ranges far and wide, from dual agency to the role of MLS, and more. This is a frank, honest conversation that anyone in the industry, whether they are appraisers, lenders, or real estate agents, can benefit from listening to. Listeners will also get a peek behind the current at Dwiggins’ most recent venture, Rayse, a platform designed to communicate the value of the agent-client relationship at the heart of every home buying and selling experience. If you enjoyed this podcast, find more from Dwiggins on his own podcast, Real Estate Insiders Unfiltered: https://realestateinsidersunfiltered.com/
    1 hr 3 min
  • Shawn Telford, chief appraiser and valuation officer at CoreLogic
    In this episode of The Lending Edge podcast, host Scot Rose, Chief Innovation Officer at Class Valuation, interviews Shawn Telford, Chief Appraiser at CoreLogic. They discuss the evolution of the appraisal industry, the role of technology in appraisals, and the importance of adapting to change. Telford emphasizes that while technology is transforming the industry, appraisers remain essential. He highlights the need for appraisers to focus on their unique skills, such as data analysis and forming opinions of value, to remain relevant in the evolving landscape. The conversation also touches on the importance of understanding customer needs, the impact of regulations, and the potential of artificial intelligence in the appraisal process.
    51 min
  • Sarah Wheeler, Editor in Chief at HousingWire
    In this episode of the Lending Edge podcast, host Scot Rose speaks with Sarah Wheeler of HousingWire about the biggest challenges facing the housing market. They discuss the impact of rising mortgage rates on affordability, the lack of inventory, and the Biden administration's efforts to address these issues. They also touch on the ongoing debate about the role of technology in the mortgage industry, and the potential impact of artificial intelligence (AI) on the future of housing.
    54 min
  • Faith Schwartz, Founder & Principal of Housing Finance Strategies
    This episode of the Lending Edge podcast delves into a discussion with Faith Schwartz, Founder & Principal of Housing Finance Strategies, as well as an influential figure in the mortgage industry, focusing on her impactful initiatives during crises like the housing crash and COVID-19. Faith shares her insights on policy, technology advancements, and collaborations for industry enhancement. The episode also includes a conversation on transitioning from monolithic platforms to microservices for better operational efficiency.
    40 min
  • Episode 0 - Introducing Lending Edge
    The Lending Edge podcast has officially launched! In this episode you will get a quick introduction to the host of the Lending Edge podcast, Scot Rose, as well as a rundown of what you can expect as a listener from the podcast.
    15 min

About Lending Edge

From the publisher's feed

Lending Edge is a dynamic podcast tailored for real estate and mortgage loan professionals, offering a deep dive into the ever-evolving landscape of lending. This podcast serves as a beacon for industry leaders, featuring insightful discussions, expert interviews, and cutting-edge insights that empower professionals to navigate the complex world of real estate valuations.