Jeff and Bella discuss the current lending landscape with expert Tracy Elliott from Bell Bank Mortgage. They explore the challenges of home affordability, the importance of building client relationships, and the fiduciary responsibilities of lenders. Tracy shares insights on navigating the market, understanding different loan types, and the benefits of buy downs, providing valuable advice for both buyers and real estate professionals. In this conversation, Tracy Elliott discusses various aspects of the mortgage and real estate industry, including navigating interest rates, understanding builder contracts, and the importance of work-life balance. She shares her personal journey through health challenges and emphasizes the significance of empathy in client relationships. Tracy also outlines essential steps for home buyers, common reasons for loan disqualification, and the importance of team communication in real estate transactions. Looking ahead, she expresses excitement about future projects and networking opportunities within the industry.

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